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1、（高职）Unit 12：外贸英语函电ppt课件外贸英语外贸英语函电函电 It is customary to insure goods sold for export against the risks of the journey.In international trade，the transportation of goods from the seller to the buyer is generally over a long distance by air，by land or by sea and has to go through the procedures of load
2、ing，unloading and storing.During this process it is quite possible that the goods will encounter various kinds of risks and sometimes suffer losses.In order to protect the goods against possible loss in case of such risks，the buyer or seller before the transportation of the goods usually applies to
3、an insurance company for insurance covering the goods in transit. The premium charged for the insurance policy is calculated according to the risks involved.A policy which protects the holder against limited risks charges a low premium，and a policy which protects against a large number of risks char
4、ges a high premium. The insurance value is calculated as：cost of goods+amount of freight+insurance premium+a percentage of the total sum to represent a reasonable profit on sale of the goods. For CIF transactions，we usually effect insurance for 110% of the invoice value against （risks），that is to sa
5、y 100% is for CIF invoice value and 10% is to cover a reasonable profit and some expenses.Sometimes，buyers may request insurances to cover more than 110%.In such circumstances，the extra premium will be for buyers account. AText Text BText Text Dear Sirs， In reply to your letter of November 13 enquir
6、ing about the insurance on our CIF offer for Traveling Scissors made to you on the October 20，we wish to give you the following information： For transactions concluded on CIF basis，we usually effect insurance with PICC against All Risks，as per Ocean Marine Cargo Clauses of PICC dated January 1，1981.
7、Should you require the insurance to be covered as per Institute Cargo Clauses（ICC），we would be glad to comply，but if there is any difference in premium between the two，it will be charged to your account. We are also in a position to insure the shipment against any additional risks if you do desire，a
8、nd the extra premium is to be borne by you.In this case，we shall send you the premium receipt issued by the relative underwriter. Usually，the amount insured is 110% of the total invoice value.However，if a higher percentage is required，we may do accordingly，but you have to bear the extra premium as w
9、ell. We hope our above information will provide you with all the information you wish to know and we are now looking forward to receiving your order. Yours faithfully， BText Text Dear Sirs， Answering your letter of August 10 in regard to insurance，we would like to inform you of the following：General
10、ly we cover insurance WPA & War Risk in the absence of definite instructions from our clients.If you desire to cover All Risks，we can provide such coverage at a slightly higher premium.Breakage is a special risk，for which an extra premium will have to be charged.The present rate is about%.Claims are
11、 payable only for that part of the loss，that is over 5%.We note that you wish us to insure shipment to you for 10% above invoice value，which is having our due attention.We trust the above information will serve your purpose and await your further news. Yours faithfully，谢 谢 聆 听T H A N K S F O R Y O U R A T T E N T I O N