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1、2022年银行招聘之银行招聘综合知识题库大全免费答案第一部分 单选题(50题)1、 Its offered as proof that shes a_woman who wont waste taxpayers money.A.principledB.patrioticC.pioneerD.radical【答案】： A 2、分贝是用来表示声音强弱的单位，根据我国城市环境噪声标准规定，以居住、文教机关为主的区域为一类区，适用这一类区的环境噪声标准是（）。A.白天55分贝，夜间40分贝B.白天55分贝，夜间45分贝C.白天60分贝，夜间50分贝D.白天60分贝，夜间55分贝【答案】： B 3、_
2、we have finished the course,we shall take a new one.A.Ever sinceB.Now thatC.As soon asD.By now【答案】： B 4、Group-thinking occurs when people are either isolated from crucial sources of information or_by other members of the group， some of whom may have bad intent.A.occupiedB.presidedC.operatedD.dominat
3、ed【答案】： D 5、资料：“Our cars are for people who want something different.”A.Customers distrust of productsB.A financial lossC.Unhappy workersD.Loss on sales and market share【答案】： A 6、关于国际收支，下列说法正确的是（）。A.国际收支反映的内容是以货币记录的交易B.一国的领事馆在所在国的消费不计入国际收支C.国际收支记录的是一国居民间的交易D.依据交易双方的国籍可以判定该项交易是否应包含在国际收支的范围内【答案】： A 7、
4、 在( )计量属性下，资产和负债按照在公平交易中，熟悉情况的交易双方自愿进行资产交换或者债务清偿的金额计量。A.现值B.公允价值C.历史成本D.重置成本【答案】： B 8、资料：A new Chinese-led international development bank announced its first four loans on Saturday, pledging to lend $509 million for projects to spread electric power in rural Bangladesh, upgrade living conditions in
5、slums in Indonesia, and improve roads in Pakistan and Tajikistan. At the first of the annual general meetings of in institution, the Asian Infrastructure Investment Bank, the banks president, Jin Liqun, said the projects were financially sound and environmentally friendly and had been accepted by th
6、e people in the project areas.A.The project will only improve road in Tajikistan by three miles but it will do great helpB.Local people welcome the projectsC.The Asian Infrastructure Investment Bank can start the projects quickly with the finance of other institutionsD.The project in Bangladesh is a
7、lso financed with other institutions【答案】： D 9、当人静止地站在斜坡式电梯上随电梯一起向上运动时（手与电梯不接触），下列表述准确的是（）。A.人不受摩擦力作用B.人所受的摩擦力方向沿电梯面向下C.人所受的摩擦力方向沿电梯面向上D.人所受的摩擦力方向可能沿电梯向上，也可能向下【答案】： C 10、资料：Seeking to end a stalemate in negotiations over her countrys withdrawal from the European Union, Prime Minister Theresa May of B
8、ritain offered Friday substantial payments to the bloc during a two-year transition period immediately after the countrys exit.A.Britain has agreed to discuss the conditions of the exit before discussing the future trade tiesB.Theresa May has mapped out the blue print of the relations between Britai
9、n and EUC.EU might not be satisfied with Mays SpeechD.Britain is fully prepared to withdraw from EU in an orderly way【答案】： C 11、The words used by the speaker may stir up unfavorable reactions in the listener _ interfere with his comprehension.A.whoB.asC.whichD.what【答案】： C 12、资料：Keeping the Zeal of a
10、 Startup as You ScaleA.They are more concentrated and tend to stick to their goalsB.They frequently defeat old companies in competitionsC.They try figure out new ways to solve problemsD.They do not follow existing rules【答案】： B 13、Clarkson Library will be closed for renovations from May 3 to July 15,
11、 _ which time the collection will not be open to the public.A.withB.betweenC.duringD.while【答案】： C 14、资料：Demystifying how social and human-like robots work is vital so that we can understand and shape how they will affect our future, Dr Hatice Gunes will tell the Hay Festival next week. (1)A.NeutralB
12、.PositiveC.NegativeD.Critical【答案】： B 15、下列产品中，能够计入当年GDP的是（）。A.中央政府对地方政府的转移支付B.某人花100万美元在美国买的一栋新房C.企业从国外购买的一台服务器D.某企业当年生产没有卖掉的20万元产品【答案】： D 16、Was it in the school reading room（）you found the missing book?A.whoB.thatC.whichD.when【答案】： B 17、The car industry has expanded at a（）rate over the past ten ye
13、ars.A.rapidnessB.rapidlyC.rapidityD.rapid【答案】： D 18、资料：Many people think of internal control as a means of safeguarding cash and preventing fraud. Although internal control is an important factor in protecting assets and preventing fraud, this is only a part of its roles. Remember that business deci
14、sions are based on accounting data and the system of internal control provides assurance of the dependability of the accounting data used in making decisions.A.person is required to keep the custody of asset as well as accounting recordsB.person is required to order merchandise and supplies and to r
15、eceive them as wellC.person is required to handle cash and another one to maintain accounting recordsD.traveling salesperson is required to present reports showing the number of calls made on customers【答案】： C 19、目前，我国中央银行发行的短期债券主要为（ ）。A.央行回购品种B.本票C.可转让定期存单D.央行票据【答案】： D 20、“虎求百兽而食之，得狐。狐曰：子无敢食我也。天帝使我长
16、百兽，今子食我，是逆天帝命也。子以我为不信，吾为子先行，子随我后，观百兽之见我而敢不走乎!虎以为然，故遂与之行。兽见之皆走。虎不知兽畏己而走也，以为畏狐也。”老虎之所以犯这种错误，在于割裂了（）。A.必然与偶然之间的关系B.内容与形式之间的关系C.本质与现象之间的关系D.可能与现实之间的关系【答案】： C 21、Passage 7A.When they take decision shortcutsB.When they help others to make decisionsC.When they have major decisions to makeD.When they have a
17、dvisers to turn to【答案】： B 22、Passage 5A.9 yearsB.7 yearsC.4 yearsD.3 years【答案】： D 23、阿富汗的宗教信仰是（）。A.伊斯兰教B.佛教C.印度教D.基督教【答案】： A 24、在因特网上，一台计算机可以作为另一台主机的远程终端，使用该主机的资源，该项服务称为（）。A.TelnetB.BBSC.FTPD.WWW【答案】： A 25、行政行为在空间上的表现形式和在时间上的跨度。包括行政行为方式、步骤、次序、时限等不可分割的内容的是（）。A.行政程序B.行政诉讼C.行政复议D.行政处罚【答案】： A 26、资料：“I w
18、ouldnt be here today if not for the generosity of strangers,” said Michael Moritz, while announcing a major donation to Oxford University. A former Time Magazine reporter, Mr. Moritz left journalism to become one of the most successful venture capitalists in Silicon Valley. Through Sequoia Capital,
19、the firm he joined in 1986 and has led for many years, Mr. Moritz was an early investor in Google, Yahoo, PayPal and LinkedIn. His personal fortune is estimated at well over $1 billion. Oxford University announced last Wednesday that he and his wife, the novelist Harriet Heyman, donated 75 million,
20、or $115 million, to fund a new scholarship program aimed at providing financial aid to students from low-income backgrounds. Behind the headlines about the size of the gift was a family story of immigration, education and a sense of obligation that transcended generations.A.an independent journalist
21、 or reporter who sells news to websitesB.a person with an unnaturally strong interest in unpleasant thingsC.a latest news item that released exclusively on the internetD.an online link that directs people to the most heated issue【答案】： B 27、产出增加、利率不确定是财政政策和货币政策混合使用的哪种方式产生的结果？（）A.紧缩性财政政策和扩张性货币政策B.扩张性财
22、政政策和扩张性货币政策C.紧缩性财政政策和紧缩性货币政策D.扩张性财政政策和紧缩性货币政策【答案】： B 28、The Oliveira Dining Guide, an online directory of restaurants, is _ by cuisine type, price range and location.A.searchB.searchableC.searchesD.searcher【答案】： B 29、Global warming is causing more than 300,000 deaths and about$125 billion in economi
23、c losses each year,according to a report by the Global Humanitarian Forum,an organization led by Annan,the former United Nations secretary general.A.It was challenged by some climate and risk expertsB.It aroused a lot of interest in the scientific circlesC.It was warmly received by environmentalists
24、D.It caused a big stir in developing countries【答案】： A 30、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But Ive also learne
25、d that if you dont have a strategy for making time for those bigger ambitions and your truly lofty goals, theyll simply never get done. And that means you wont make the progress thats really going to move your business forward.A.How to manage your time wellB.How to overcome different challenges in t
26、he officeC.How to win competitions and get promotionsD.How to prevent distractions and focus on big issues【答案】： D 31、布雷顿森林体系中的“双挂钩”是指（）。A.美元和其他国家同时与黄金挂钩B.美元与黄金挂钩，黄金与其他各国货币挂钩C.美元与黄金挂钩，其他国家货币与美元挂钩D.其他国家货币与黄金挂钩，美元与其他国家货币挂钩【答案】： C 32、This chapter gives an overview of three-dimensional （3D） textiles in s
27、ports and leisure clothing_manufacturing processes and product requirements.A.in connection withB.in common withC.regardless ofD.with respect to【答案】： D 33、计算机硬件的五大基本构件包括运算器、存储器、输入设备、输出设备和（）。A.显示器B.控制器C.磁盘驱动器D.鼠标器【答案】： B 34、下列表述正确的是（）。A.对于富有弹性（需求价格弹性大于1）的商品，升高价格会增加厂商的销售收入B.对于缺乏弹性（需求价格弹性小于1）的商品，降低价格会增
28、加厂商的销售收入C.对于单位弹性（需求价格弹性等于1）的商品，降低或升高价格对均衡产出没有影响D.对于无弹性（需求价格弹性等于0）的商品，厂商销售收入会同比例于价格的上升而增加【答案】： D 35、资料： The following passage is the introduction about one of the Monsell international financial products.According to the passage,there will be 5 questions.You should read carefully,then select the righ
29、t answer.A.introduce the Bank of MonsellB.analyze the products of Bank of MonsellC.introduce certain products and services for teensD.show the success of the Bank of Monsell【答案】： C 36、April fifteenth represents a special date for people in USA. But it is _ holiday.A.notB.noC.neitheD.nor【答案】： B 37、国务
30、院常务会议决定，自2011年7月1日起启动城镇居民社会养老保险试点工作，2011年试点范围覆盖全国60%的地区，2012年（ ）。A.覆盖80%B.覆盖85%C.覆盖90%D.基本实现全覆盖【答案】： D 38、资料：Early ExperiencesA.You need to get rid of all unneeded features or functionalityB.You need to tailor to the need to mature usersC.Your own assumptions are relevantD.You need actual users to t
31、est your products【答案】： D 39、2020年2月23日，习近平在统筹推进新冠肺炎疫情防控和经济社会发展工作部署会议上表重要讲话，会议指出，疫情直接影响居民收入，再叠加物价上涨因素，部分群众基本生活面临的困难可能增多。要落实（）责任制和（）负责制，保障主副食品供应。A.“米袋子”省长“菜篮子”市长B.“米袋子”市长“菜篮子”县长C.“菜篮子”省长“米袋子”市长D.“菜篮子”市长“米袋子”县长【答案】： A 40、在LM曲线的凯恩斯区域，（）。A.货币政策有效B.财政政策有效C.财政政策无效D.财政政策和货币政策同样无效【答案】： B 41、 某商业银行正在进行合同法知识大赛
32、，其中涉及借款合同，根据你对合同法的理解，下列关于借款合同的说法中正确的是（）。A.订立借款合同时，贷款人不得要求借款人提供担保，除非借款人自愿提供担保B.借款人不得在还款期限届满之前向贷款人申请展期，即使贷款人同意，也不可以展期C.贷款人未按照约定的日期、数额提供借款，造成借款人损失的，应当赔偿损失，借款人未按照约定的日期、数额收取借款的，应当按照约定的日期、数额支付利息D.借款人没有按照约定的借款用途使用借款的，贷款人可以停止发放借款，但不可以解除合同【答案】： C 42、资料：2014 has been a landmark year for Alibaba. Just last wee
33、k, the Chinese e-commerce juggernaut set a world-record selling US$9.3 Billion worth of goods in 24 hours on Singles Day. A few months back, Alibaba claimed the title of the worlds biggest IPO, raising US$25 Billion on the NYSE. Things will only get bigger for Alibaba.A.35 millionB.45 millionC.780 m
34、illionD.80 million【答案】： A 43、关于金融市场功能的说法中，错误的是（）。A.融通货币资金是金融市场最主要、最基本的功能B.金融市场参与者通过组合投资可以分散非系统风险C.金融市场借助货币资金的流动和配置可以影响经济结构和布局D.金融市场承担着商品价格等重要价格信号的决定功能【答案】： D 44、贾某赴新加坡出差，行前到交通银行兑换500新加坡元，这时银行使用的价格是（）。A.钞买价B.汇卖价C.汇买价D.钞卖价【答案】： B 45、Passage 3A.Their economy is plungingB.Their currency has slumpedC.The
35、y cant afford trips to EnglandD.They have lost half of their assets【答案】： B 46、Passage 2A.Find out how you should address the host familyB.Always be prepared for the unexpectedC.Be prompt during meal timesD.tablish a rapport with the host family【答案】： C 47、资料：Theres a good chance that spicy crunchy tu
36、na roll you ordered for lunch doesnt actually contain any tuna at all.A.Because the risk of fake fish is too highB.Because not every restaurant can afford snapperC.Because consumers dont like snapper sushiD.Because snapper is rare【答案】： A 48、一项调查数据显示：有73.25%的大学教师投入时间和精力最多的项是教学；63.29%的教师常在工作一整天后，感到筋疲力
37、尽；46.50%的教师对于某些学生，常有“孺子不可教也”之感。只有37.7%的学生每周会将16小时以上课外时间用在学习上；接近50%的学生认为课程不能激励其学习；79.4%的学生很少在课外与教师讨论课程内容。A.大学教师的教学工作繁重而又疲惫B.大学教师的职业专业化程度不高C.大学教师和学生的教、学体验都很差D.大学生与教师之间缺少学术性的沟通【答案】： C 49、There are many ways to define the “time” at a particular _.Here，on Earth our usual system is defined by the motion o
38、f the Sun in the sky.A.districtB.iocationC.interpretationD.direction【答案】： B 50、资料：New York and London may rule the roost, but other financial hubs in America and Europe have managed to carve out useful specialist niches for themselves. Chicago, for instance, has consolidated its position as the worl
39、ds derivatives center, and Houston, the largest city in Texas, is home to Americas biggest energy firms and has spawned an active cluster of energy traders and hedge funds.A.low taxationB.broad domestic marketC.fame for discretionD.stable political environment【答案】： B 第二部分 多选题(50题)1、审判监督程序与二审的区别有（）。A
40、.审理对象不同B.期限不同C.审理的法院级别不同D.提起理由不同【答案】： ABCD 2、下列情况中，可以用红色墨水记账的有（ ）。A.按照红字冲账的记账凭证，冲销错误记录B.在不设借贷等栏的多栏式账页中，登记减少数C.在三栏式账簿的余额栏前，如未印明余额方向的，在余额栏内登记负数余额D.根据国家统一会计制度的规定可以用红字登记的其他会计记录【答案】： ABCD 3、下列所说的是我国封建社会城市经济繁荣的现象，其中唐朝尚未存在的有（）。A.一些农产品和手工业品大量投入市场，成为交换的商品B.商业区不再局限在“市”里，城街中店铺林立C.出现了纸质的流通货币D.都城里有来自全国各地的不同民族的人在
41、市场上进行广泛的贸易活动【答案】： ABC 4、中央银行对金融机构的信用进行直接控制时通常采用下列手段（）。A.信用配额B.规定商业银行的流动性比率C.直接干预D.规定存贷款利率上下限E.窗口指导【答案】： ABCD 5、银行各营业机构在营业大厅内均应设立“两台”、“一座”，“两台”是指（）。A.咨询台B.写字台C.收银台D.贵宾接待室【答案】： AB 6、差旅费报销单属于( )。A.通用凭证B.原始凭证C.记账凭证D.专用凭证【答案】： BD 7、下列关于我国商业银行理财市场现状的说法中，正确的有（）。A.信托理财集合资金用于贷款可能引发潜在风险B.对客户风险提示及信息披露不充分C.熟悉国际
42、交易规则的专业人才较为充足D.金融机构在理财产品的营销上缺乏特色产品和个性化方案【答案】： ABD 8、某公司赊销积压的原材料一批，增值税专用发票上注明售价20000元，增值税税额3400 元，下列会计分录中，错误的有（ ）。A.借：应收账款 23400贷：主营业务收入20000应交税费应交增值税（销项税额） 3400B.借:银行存款 23400贷：主营业务收入20000应交税费应交增值税（销项税额） 3400C.借：应收账款 23400贷：其他业务收入20000应交税费应交增值税（销项税额） 3400D.借：应收账款 23400贷：其他业务收入23400【答案】： ABD 9、市场对于每个企
43、业都是至关重要的，拥有良好的市场份额，企业就成功了一半。企业选择市场开发战略所适用的情形有（）。A.存在未开发或未饱和的市场B.可得到新的、可靠的、经济的和高质量的销售渠道C.企业的主业属于正在迅速全球化的产业D.企业在现有经营领域十分成功【答案】： ABCD 10、根据“通报”承担的任务，可以把“通报”分为（ ）。A.表彰先进型B.职务任免型C.批评错误型D.传达事项型【答案】： ACD 11、2007年以来，由美国次贷危机引发的金融危机迅速在全球蔓延。在危机面前，人民应积 极主动应对，化“危”为“机”。下列名言中符合意识能动性原理的有（ ）。A.信心比黄金更重要B.我们唯一恐惧的就是恐惧本
44、身C.问题与解决问题的方法是同时产生的D.事不必难，知难不难【答案】： ABCD 12、银行各营业机构在营业大厅内均应设立“两台”、“一座”，“两台”是指（）。A.咨询台B.写字台C.收银台D.贵宾接待室【答案】： AB 13、下列各项中，属于管理费用核算内容的是（ ）。A.企业在筹建期间的注册登记费B.企业缴纳的矿产资源补偿费C.企业缴纳的排污费用D.业务招待费【答案】： ABCD 14、按照商业银行法的规定，商业银行投资业务禁止（）。A.从事企业债券B.向企业投资C.向非银行机构投资D.从事股票投资E.从事国库券【答案】： ABCD 15、在公文的形成阶段，公文的规范性环节主要表现在（）。A.文种使用上B.版面样式上C.用纸规格上D.印装格式上【答案】： ABCD 16、国内银行的（ ）存款种类只要不超过中国人民银行同期限档次的存款利率上限，计结息规则由各银行自己把握。