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1、2022年最新银行招聘之银行招聘综合知识题库内部题库及免费下载答案第一部分 单选题(50题)1、资料：（四）A.SuspiciousB.ObjectiveC.OptimisticD.Critical【答案】： B 2、字长是CPU的主要性能指标之一，它表示（ ）。A.最长的十进制整数的位数B.CPU一次能处理二进制数据的位数C.计算结果的有效数字长度D.最大的有效数字位数【答案】： B 3、 下列各项中，适用超额累进税率计征个人所得税的是（）。A.对企业、事业单位的承包、承租经营所得B.财产租赁所得C.特许权使用费所得D.稿酬收入【答案】： A 4、资料：Special needs stude
2、nts can not only learn from regular education teachers, but can participate in collaborative learning with mainstream students as well. Collaborative learning allows students to work together in groups to complete lessons and assignments. A.Task mastering students work on a teacher-assigned taskB.It
3、 involves four-person teamsC.Each student in the group acts as an “expert”D.teacher-assigned task is divided into equal parts【答案】： A 5、I have read up to（）the children discover the secret cave,what about you?A.whichB.whatC.thatD.where【答案】： D 6、根据巴塞尔协议的规定，以下属于商业银行核心资本的是（ )。A.中期优先股B.损失准备C.附属机构的少数股东权益D.
4、可转换债券【答案】： C 7、资料：Children back at school, nights slowly starting to draw in and the weather more changeable. The seasons are turning and after an eerily calm summer for financial markets, theres a whiff of uncertainty in the air. Bond yields are up from their lows, and the relentless migration of g
5、lobal capital towards any asset, anywhere, with some yield, is slowing.A.The Federal reserve may raises interest rates in December （after the US election）to push towards the GDP growth around 2%B.The Fed thinks that the current inflation rate in the Unites States remain below 1.6% to help increase t
6、he employment rateC.After the vote to leave the EU all of these currencies mentioned have gained against the pound and such trend will continue onD.Theres widespread acceptance in the United States that real interest rates are falling to around zero with the rising sluggish labour market and about 0
7、.5% of productivity growth but various economic indicators will not appear miraculous accelerated phenomenon【答案】： C 8、The spokesman didnt（）any details concerning the disarmament talk.A.exposeB.discloseC.encloseD.impart【答案】： B 9、在短期内，垄断厂商无法改变固定要素投入量，而是通过在既定的生产规模下通过对产量和价格的调整，来实现（）的利润最大化。A.边际利润等于长期边际成本
8、B.边际利润等于长期平均成本C.边际利润等于短期边际成本D.边际利润等于短期平均成本【答案】： C 10、The monitor has（ ）us of tomorrows meeting.A.toldB.saidC.informedD.reported【答案】： C 11、Under no circumstances_without looking carefully to the rear.A.should one back up a motor vehicleB.a motor vehicle should back upC.one should back up a motor vehi
9、cleD.should back up a motor vehicle【答案】： A 12、资料：Tencent Holdings Ltd has announced that it will fully open up its big data platform and machine learning technology in a move to build a sharing economy based on cloud services. Enterprises will be able to use a set of big data analysis tools develope
10、d by Tencent, helping them gain a better understanding of their clients and improve their products.A.Cloud services help enterprises get access to resourcesB.Tencents efforts to develop cloud serviceC.Tencent opens up big data platform to boost sharing economyD.Cloud technology【答案】： C 13、Passage 1A.
11、It is widely used to compare the economic growth across countriesB.It revolutionizes the way of measuring ordinary peoples livelihoodC.It focuses on peoples consumption rather than their average incomeD.It is a more comprehensive measure of peoples economic well-being【答案】： D 14、资料：Job Responsibiliti
12、es:A.contacting repair personnel when neededB.assisting with fire drillsC.maintaining inventory of officeD.typing reports, memos and correspondence【答案】： B 15、目前在我国不存在的票据是（ ）。A.银行本票B.商业本票C.银行汇票D.商业汇票【答案】： B 16、下面不属于M1的范围的是（）。A.李某在交通银行的活期存款1.5万元B.某企业用于日常支付的流动现金80万元C.小卖部老板持有的1000个1元硬币D.某民间协会的三年定期存款20万元
13、【答案】： D 17、下列属于产品成本的是（）。A.厂房管理人员工资B.车间人员工资C.董事会人员工资D.专设销售部门人员工资【答案】： B 18、国家统计局18日公布，2020年，我国国内生产总值（GDP）首次突破（）大关，达101.5986万亿元，同比增长2.3%。A.60万亿元B.50万亿元C.100万亿元D.80万亿元【答案】： C 19、资料：Chinas Fosun has offered to buy almost 17 percent of Millennium BCP, Portugals largest listed bank, and potentially lift i
14、ts stake to 30 percent, following a having in its share price in the year to date.A.?0.03B.?0.02C.?0.05D.?0.025【答案】： A 20、在体育运动中，运动员需要不时地抹一些白色的粉末，俗称“防滑粉”，那么，防滑粉的主要成分是（）。A.铁B.钠C.镁D.钙【答案】： C 21、资料：As more personal business is conducted through smartphone devices , more users are implementing security
15、measures for their devices, according to a recent survey by Harris Poll and commissioned by the CTIA.A.Implement security measures for smart devices and protect the securityB.Boost user education on the pitfalls of mobile security and assess whether the initiatives are workingC.Boost user education
16、on the apps and test the security of themD.None of above【答案】： B 22、通常情况下，下列商业银行资产的流动性自高至低排序正确的是（）。A.（2）（1）（3）（4）B.（1）（2）（3）（4）C.（2）（1）（4）（3）D.（1）（2）（4）（3）【答案】： D 23、Web文档有三种，即静态文档、动态文档和主动文档，下列对这三种文档的描述中错误的是（）。A.静态文档的优点在于它简单、可靠、访问速度快B.动态文档的内容是变化的，它能显示变化着的信息，不会过时C.主动文档的主要缺点是创建和运行比较复杂，同时缺少安全性D.动态文档的创建者
17、需要使用脚本语言【答案】： B 24、资料：“I wouldnt be here today if not for the generosity of strangers,” said Michael Moritz, while announcing a major donation to Oxford University. A former Time Magazine reporter, Mr. Moritz left journalism to become one of the most successful venture capitalists in Silicon Valley.
18、 Through Sequoia Capital, the firm he joined in 1986 and has led for many years, Mr. Moritz was an early investor in Google, Yahoo, PayPal and LinkedIn. His personal fortune is estimated at well over $1 billion. Oxford University announced last Wednesday that he and his wife, the novelist Harriet He
19、yman, donated 75 million, or $115 million, to fund a new scholarship program aimed at providing financial aid to students from low-income backgrounds. Behind the headlines about the size of the gift was a family story of immigration, education and a sense of obligation that transcended generations.A
20、.showed how scholarship changed his family members lifeB.gave him the motive to study hard to be successfulC.illustrated that his family emphasized on education very muchD.proved that immigration family can also make great achievements【答案】： A 25、资料：The federal government on Wednesday recommended an
21、endangered-species listing for the loggerhead turtles in U.S. Waters, a decision that could lead to tighter restrictions on fishing and other maritime trades.Environmental groups who d been pushing an endangered listing said the proposal was a “turning point”they hope will lead to greater turtle pro
22、tections.A.Contamination of sea waterB.The inadequate food supplyC.Their lower reproductive abilityD.Unregulated commercial fishing【答案】： D 26、资料：For nearly a century, Hilton Worldwide has offered business and leisure travelers the finest in accommodations, service, amenities and value.A.A policy ann
23、ouncementB.A recruitment adC.A proposalD.A business license【答案】： B 27、资料：Britain is facing a “crisis of fatherlessness” in which almost half of all children born today will not be living with both parents by the time they are 15, the new chief executive of the thinktank founded by Iain Duncan Smith
24、has warned.A.preferential policies for the poorer childrenB.more comprehensive research into its causesC.headteachers good at inspiring talented childrenD.solutions to the conflict in the education sector【答案】： C 28、资料：Demystifying how social and human-like robots work is vital so that we can underst
25、and and shape how they will affect our future, Dr Hatice Gunes will tell the Hay Festival next week. (1)A.To enable robots to serve humansB.To decrease humans fear about robotsC.To make robots more human-likeD.To equip robots with human emotions【答案】： C 29、各种唯心主义派别之间的差异和矛盾，常常有利于唯物主义的发展，这一事实说明（）。A.矛盾一
26、方克服另一方促使事物发展B.矛盾一方的发展可以为另一方的发展提供条件C.矛盾双方中每一方的自身矛盾可以为另一方的发展所利用D.矛盾双方的融合促使事物发展【答案】： C 30、After the exploration the army got the building（）and the（）area was also cut off from the outside.A.surrounded；surroundedB.surrounding；surroundedC.surrounding；surroundingD.surrounded；surrounding【答案】： D 31、资料：Why is
27、 Salt Bad for You?A.salt consumption leads to a strokeB.sodium excreted in urine is a measure of salt intakeC.an increase in blood pressure causes an increase in salt consumptionD.the higher the sodium in urine, the greater the chance of hypertension【答案】： D 32、在下列沟通形态中，组织成员满足感最高的沟通形态是（）。A.链式B.轮式C.Y式
28、D.全通道式【答案】： D 33、阅读下列短文，从短文后各题所给的四个选项中，选出可以填人空白处的最佳选项。A.statedB.remarkedC.saidD.told【答案】： C 34、资料：From Coins to Credit Banking Throughout the Ages is a concise history of banks and the banking industry from ancient times to the present. James Gallagher, who has made a career of covering financial ne
29、ws for several newspapers, has done a careful job of investigating his subject. Although he presents the facts carefully, Mr. Gallagher has made what could have been a dry book into one that is interesting and enjoyable. By telling amusing anecdotes about historical figures, he makes them come alive
30、. Even people who are not particularly attracted to the subject matter will find this book engrossing.A.BankerB.LibrarianC.JournalistD.Publisher【答案】： C 35、The words used by the speaker may stir up unfavorable reactions in the listener _ interfere with his comprehension.A.whoB.asC.whichD.what【答案】： C
31、36、资料：New York and London may rule the roost, but other financial hubs in America and Europe have managed to carve out useful specialist niches for themselves. Chicago, for instance, has consolidated its position as the worlds derivatives center, and Houston, the largest city in Texas, is home to Am
32、ericas biggest energy firms and has spawned an active cluster of energy traders and hedge funds.A.Merger of NYSE with Euronext makes it the biggest financial center in EuropeB.The excessive regulation and high taxes have affected its financial developmentC.Paris has many advantages that may help in
33、its future financial developmentD.Paris offers good quality of life as well as good transport links【答案】： A 37、Writing out all the invitations by hand was more time-consuming than we（）.A.will expectB.are expectingC.expectD.had expected【答案】： D 38、资料：In the United States of America, banks are categoriz
34、ed into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency（OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to regi
35、ster either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking.A.FRAB.Laws of statesC.FedD.OCC【答案】： C 39、资料：We are pleased to invite you to attend the 14th Canadian Collaborative M
36、ental Health Care Conference（14th CCMHCC） to be held on Thursday，June 27th and Friday，June 28th，2013.Montreal has been selected as the host city. This annual event will take place at the Delta Centre Vile Hotel，a downtown location within easy walking distance of the Old City. You will be charmed by
37、the unique character of the city of Montreal，the metropolis of the province of Quebec. For those of you who wish to extend your stay，you can combine business and pleasure by attending the 34th International Jazz Festival of Montreal that will begin on Friday，June 28th and continue for the next 10 da
38、ys.A.strengthenB.buildC.connectD.decorate【答案】： A 40、I believe you have _ some important points in the report.A.left offB.left behindC.left outD.left alone【答案】： C 41、In the dark street,there wasnt a single person_she could turn for help.A.thatB.whoC.from whomD.to whom【答案】： D 42、资料：Above the line prom
39、otion uses mass media such as the press,radio,television,cinema or poster sites. This type of promotion is usually paid for. Each of the possible media methods can be used to target audiences in different market segment. There are both strengths and drawbacks to these forms of media:A.by registering
40、 their support on the internetB.by applying for a job in UNISONC.by distributing newspaper adverts to people in the communityD.all above【答案】： A 43、The teaching building was named_the person who donated money for it.A.withB.afterC.byD.from【答案】： B 44、Passage 3A.They treat the dollar with a little resp
41、ectB.They try to win in the weak-dollar gambleC.They treasure their marriages all the moreD.They vacation at home rather than abroad【答案】： D 45、近年来，中国人民银行加强了对利率工具的运用。利率调整逐年频繁，利率调整方式更为灵活，调控机制日趋完善，利率作为重要的经济杠杆，在国家宏观调控体系中将发挥更加重要的作用。A.制定相关政策对各类利率结构和档次进行调整B.发放政府发行的中、长期国库券C.调整金融机构法定存贷款利率D.制定金融机构存贷利率的浮动范围【答案
42、】： B 46、资料：No matter how carefully you pick the members on your team,you may still end up with a negative employee.These workers dont necessarily fall into the category of “toxic,”but theyre just kind of a drag with their cynical, pessimistic worldview.If you re dealing with a negative employee,here
43、 are 3 steps to take.A.Help solve the workplace disputes for the negative employeeB.Put the negative employee in a suitable working positionC.Have the negative employees colleagues to avoid arguments with him/herD.Support the negative employee to go through challengses outside the office【答案】： C 47、T
44、raining and development is the most important thing about a first job because its the_for your career.A.minor successB.daily routineC.useful toolD.spring board【答案】： D 48、Much of Canadas forestry _goes towards making pulp and paper.A.productionB.introductionC.orientationD.multiplication【答案】： A 49、就业是
45、最大的民生，保市场主体也是为稳就业保民生。各地加大稳岗扩岗激励力度，企业和员工共同克服困难。多渠道做好重点群体就业工作，支持大众创业万众创新带动就业。新增市场主体恢复快速增长，创造了大量就业岗位。2020年全年城镇新增就业1186万人，年末全国城镇调查失业率降到52。生活必需品保供稳价，居民消费价格上涨25。线上办公、网络购物、无接触配送等广泛开展。大幅度扩大失业保险保障范围。对因疫情遇困群众及时给予救助，新纳入低保、特困供养近600万人，实施临时救助超过800万人次。A.4%B.5%C.6%D.7%【答案】： B 50、Dont bother your father tonight-hes got a lot（）his mind.A.onB.toC.inD.around【答案】： A 第二部分 多选题(50题)1、2003年，我国在经济快速发展的同时，也出现了投资增长加速（尤其一些地区房地投资过 大），货币信贷增长过快现象，形成煤、电、油、运等供应紧张，物价增长加快的趋势。对此，中国 人民银行采取了一系列货币政策措施加以调控，并已取得良好成效。 根据上