《银行招聘考试历年真题解析6章.docx》由会员分享，可在线阅读，更多相关《银行招聘考试历年真题解析6章.docx（18页珍藏版）》请在taowenge.com淘文阁网|工程机械CAD图纸|机械工程制图|CAD装配图下载|SolidWorks_CaTia_CAD_UG_PROE_设计图分享下载上搜索。
1、银行招聘考试历年真题解析6章银行招聘考试历年真题解析6章 第1章自汉至唐，儒学被奉为“周(公)孑L之道”，宋代以后儒学多被称作“孔孟之道”，促成这一变化的是( )。A.宗法血缘制度逐渐瓦解B.仁政理念深入人心C.程朱理学成为统治思想D.陆王心学日益兴起答案：C解析：以宋朝为界，儒学称谓由“周孔之道”变为“孔孟之道”，拾高了孟子的地位。故本题答案选C。团队是指一些才能互补、团结和谐并具有统一目标和标准而共同行动的一群人。其核心是（ ）。A.领导人的共同努力 B.共同收获C.个人业绩 D.共同奉献答案：D解析：团队的核心是共同奉献。这种共同奉献需要有一个成员能够为之信服的目标。只有切实可行而又具有
2、挑战意义的目标，才能激发团队的工作动力和奉献精神，为工作注人无穷无尽的能量。将以下5个句子重新排列组合（ ）。（1）只要新的社会现象出现了，新的社会组织演变出来了，人们都会根据客观需要提出新的称呼。（2）在不同的历史场景下，以各自血缘与历史记忆为基础，受到各种因素的影响，在群体互动的作用之下，人们组成了不同形式、不同规模的群体。（3）根据特定时期人们对这些社会群组内涵的理解和不同群体之间相互区别的需要，人们会提出不同的概念 、创造出不同的术语来称呼这些群体组织。（4）现在文献中出现的家族、部落、部族、土邦、王国、帝国、民族、民族国家、联邦国家等称呼，就是人们对在历史演进过程中出现的不同人类群体
3、组织形式的称谓。（5）在人类社会演变的历史进程中，人们的群体组织形式在不断发生变化。排列组合最连贯的是：A.（1）（2）（4）（3）（5）B.（5）（3）（2）（4）（1）C.（1）（4）（5）（3）（2）D.（5）（2）（3）（1）（4）答案：D解析：首句是（1）（5），对比文段，（1）说只要新的社会现象出现了，新的社会组织演变出来了，人们都会根据客观需要提出新的称呼，明显前文应该提到新社会现象产生，不适合做首句，所以（5）做首句，排除A、C。（1）和（4）句都提到称呼，所以（1）（4）捆绑，且（4）句是对上文举的例子，所以（1）在（4）前，答案是D。金融工具的风险来源包括（ )。A.信用风
4、险B.逆选择风险C.操作风险D.经营风险答案：A解析：金融工具的风险一般来源于两个方面:信用风险，即一方不能履行责任而导致另一方发生损失的风险;市场风险,是指金融工具的价值因汇率、利率或股价变化而发生变动的风险。The _ to build up space stations on the Mars is, if we cannot say it is impossible, at least very hard to fulfill.A.admirationB.ambitionC.administrationD.orientation答案：B解析：本题考察词义辨析。题目意为“在火星上建立空间
5、站的理想，即使我们不说是不可能的，至少是非常难以实现的。”A选项意为“钦佩，赞赏”，B选项意为“雄心，抱负”，C选项意为“管理，行政”，D选项意为“方向，定向”。 根据题意，这是难以实现的理想。银行招聘考试历年真题解析6章 第2章资料：Acknowledging that so-called cloud computing will blur the distinctions between computers and networks, about two dozen big information technology companies plan to announce a new st
6、andards-setting group for computer networking. The group, to be called the Open Networking Foundation, hopes to help standardize a set of technologies pioneered at Stanford and the University of California, Berkeley, and meant to make small and large networks programmable in much the same way that i
7、ndividual computers are.The changes, if widely adopted, would have implications for global telecommunications networks and large corporate data centers, but also for small household networks. The benefits, proponents say, would be more flexible and secure networks that are less likely to suffer from
8、 congestion. Someday, they say, networks might even be less expensive to build and operate. The new approach could allow for setting up on-demand express lanes for voice and data traffic that is time-sensitive. Or it might let big telecommunications companies, like Verizon or AT&T, use software to c
9、ombine several fiber optic backbones temporarily for particularly heavy information loads and then have them automatically separate when a data rush hour is over. For households, the new capabilities might let Internet service providers offer remote services like home security or energy control.The
10、foundations organizers also say the new technologies will offer ways to improve computer security and could possibly enhance individual privacy within the e-commerce and social networking markets. Those markets are the fastest-growing uses for computing and network resources. While the new capabilit
11、ies could be crucial to network engineers, for business users and consumers the changes might be no more noticeable than advances in plumbing, heating and air-conditioning. Everything might work better, but most users would probably not know- or care- why or how.The members of the Open Networking Fo
12、undation will include Broadcom, Brocade, Ciena, Cisco, Citrix, Dell, Deutsche Telekom, Ericsson, Facebook, Force10, Google, Hewlett-Packard, I.B.M., Juniper, Marvell, Microsoft, NEC, Netgear, NTT, Riverbed Technology, Verizon, VMWare and Yahoo. This answers a question that the entire industry has ha
13、d, and that is how do you provide owners and operators of large networks with the flexibility of control that they want in a standardized fashion. said Nick McKeown, a professor of electrical engineering and computer science at Stanford, where his and colleagues work forms part of the technical unde
14、rpinnings, called OpenFlow. The effort is a departure from the traditional way the Internet works. As designed by military and academic experts in the 1960s, the Internet has been based on interconnected computers that send and receive packets of data, paying little heed to the content and making fe
15、w distinctions among the various types of senders and receivers of information. The intelligence in the original Internet was meant to reside largely at the end points of the network-the computers-while the specialized routing computers were relatively dumb post offices of various size, mainly confi
16、ned to reading addresses and transferring packets of data to adjacent systems. But these days, when cloud computing means a lot of the information is stored and processed on computers out on the network, there is growing need for more intelligent control systems to orchestrate the behavior of thousa
17、nds of routing machines. It will make it possible, for example, for managers of large networks to program their network to prioritize certain types of data, perhaps to ensure quality of service or to add security to certain portions of a network. The designers argue that because OpenFlow should open
18、 up hardware and software systems that control the flow of Internet data packets, systems that have been closed and proprietary, it will cause a new round of innovation focused principally upon the vast computing systems known as cloud computers. Which of the following is NOT true about OpA.It devia
19、tes from the traditional Internet.B.It is meant to help with the storing and processing of information on computers.C.It is an initiative of Nick McKeown and his colleagues.D.It will trigger new innovations in the field of cloud computing.答案：C解析：本题的问题是“关于Openflow，以下哪一项是错误的？”选项A意为“它偏离了传统的互联网”；选项B意为“它
20、旨在帮助在计算机上存储和处理信息”；选项C意为“这是Nick McKeown及其同事的倡议”；选项D意为“它将引发云计算领域的新创新”。根据主题句，无法判断Openflow是尼克麦基翁和他的同事发起的，故选C。 吉芬物品是低档物品的一种特例，这类物品的需求量与价格成反方向变动。( ) 答案：错解析：吉芬物品是低档物品的一种特例，这类物品的需求量与价格成同方向变动。 中国人民银行是国务院银行业监督管理机构，依据我国银行业监督管理法的规定和国务院的授权，统一监督管理银行业金融机构，促进银行业的合法、稳健运行。( ) 答案：错解析：中国银监会是国务院银行业监督管理机构，依据我国银行业监督管理法的规定
21、和国务院的授权，统一监督管理银行业金融机构，促进银行业的合法、稳健运行。考生应注意中国人民银行与中国银监会之间的差别。Women are also underrepresented in the administration and this is because there are so few women full professors. In 1985,Regent Beryl Milburn produced a report blasting（轰动 ）the University of Texas System administration for not encouraging w
22、omen.The University was rated认为 among the lowest for the system.In a 1987 update ,Milburn commended the progress that was made and called for even more improvement.One of the positive results from her study was a System-wide program to inform women of available administrative jobs.College of Communi
23、cation Associate Dean Patrica Witherspoon,said it is important that woman be flexible when it comesto relocating if they want to rise in the ranks.Although a woman may face a chilly climate on campus , many times in order for her to succeed , she must rise above the problems around her and concentra
24、te on her work.Until women make up a greater percentage of the senior positions in the University and all academia,inequities will exist存在.Women need to spend their energies(精力energy) and time doing scholarly activities that are important here at the University. Spirduso said. If they do that will b
25、e successful in this system.If they spend their time in little groups mourning the sexual discrimination that they think exists here, they are wasting valuable study time.One of the positive results from Milburns study was that _.a.women were told to con centrate on teir work b.women were given info
26、rmation about available administrative jobs c.women were encouraged to take on all the administrative jobs in the Unversityd.women were encouraged to do more scholarly activities答案：B解析：银行业金融机构资不抵债，不能支付到期债务时，由（ ）依法宣告其破产。A.人民银行 B.人民法院 C.银监会 D.人民政府答案：B解析：银行业金融机构，是指在吸收公众存款的金融机构以及政策性银行。根据商业银行法第71条第1款的规定，
27、商业银行不能支付到期债务，经国务院银行业监督管理机构同意，由人民法院依法宣告其破产。商业银行被宣告破产的，由人民法院组织国家院银行业监督管理机构等有关部门和有关人员成立清算组， 进行清算。银行招聘考试历年真题解析6章 第3章一般均衡理论认为，每种产品的市场需求是()。A.该商品价格的函数B.整个价格体系的函数C.该商品成本的函数D.整个成本体系的函数答案：B解析：一般均衡是将所有互联系的各个市场看成一个整体来加以研究，在一般均衡理论中，每一商品的需求和供给不仅取决于该商品本身的价格，而且也取决于所有其他商品(如替代品和互补品)，因此，每种产品的市场需求是整个价格体系的函数，故B项正确: ACD
28、 错误。所以答案选B.PART : INCOMPLETE SENTENCESDirections: This part of the test has incomplete sentences. Four words or phrases, marked (A), (B), (C), (D), are given beneath each sentence. You are to choose the one word or phrase that best completes the sentence. Then, on your answer sheet, find the number
29、of the question and mark your answer.1. Food products containing chocolate are subject to a _ of up to 35 percent when imported to Japan.A. testB. tariffC. souvenirD. shipment答案：A解析：be subject to表示接受，经受；test有检验，化验的意思；tariff表示关税，价目表；souvenir表示纪念品；shipment表示 船运，货物。因此，A项符合题意，句子的意思是：出口到日本的含有巧克力的食品中有35%要
30、接受检验。当国内投资增加时，一般将（ ）。 A.增加向其他国家的进口B.增加出口而进口保持不变C.改善外贸情况D.使进口、出口都增加，但进口的增加少于出口的增加答案：A解析：根据国民收入等式Y=C（Y）+I（i）+G+X（e）-M（e，Y），国内投资增加，国民收入将增加，同时可能使得消费支出增加,进口支出增加，而出口不变。仅进口增加而出口不变时将恶化贸易收支。下列哪一典故与庄子无关？（ )A.鹏程万里 B.庖丁解牛C.庄生梦蝶 D.刻舟求剑答案：D解析：“刻舟求剑”出自吕氏春秋?察今记述的一则寓言，说的是楚国有人坐船渡河时，不慎把剑掉人江中，他在舟上刻下记号，说：“这是我把剑掉下的地方。”当舟
31、停驶时，他才沿着 记号跳人河中找剑，遍寻不获。答案为D。As the pace of life continues to increase ,we are fast losing the art of relaxation. Once you are in the habit of rushing through lift,being on the go from morning till night, it is hard to slow down. But relaxation is essential for a healthy mind and body.Stress is an na
32、tural part of everyday lift and there is no way to avoid it. In fact ,it is not the bad thing it is often supposed to be .A certain amount of stress is vital to provide motivation adn give purpose to life. It is only when the stress gets out of control that it can lead to poor performance and ill he
33、alth.The amount of stress a person can withstand depends very much on the individual. Some people are not afraid of stress,and such characters are obviously prime material for managerial responsibilities. Others lose heart at the first signs of unusual difficulties. When exposed to stress,in whateve
34、r form,we react both chemically and physically. In fact we make choice between fight or flight and in more primitive days the choice made the difference between life or death. The crises we meet today are unlikely to be so extreme,but however little the stress,it involves the same response. It is wh
35、en such a reaction lasts long,through continued exposure to stress,that health becomes endangered.Such serious conditions as high blood pressure and heart disease have established links with stress.Since we cannot remove stress from our lives(it would be unwise to do so even if we could),we need to
36、find ways to deal with it.In Paragraph 3, such a reaction refers back to_B_.a.making a choice between flight or fightb.reaction to stress both chemically and physicallyc.responding to crises quicklyd.losing heart at the signs difficulties答案：B解析：银行招聘考试历年真题解析6章 第4章随着新税收改革法令的通过低收入纳税人每年将平均减少100元到300元的财税
37、负担。所以，税收改革将有益于低收入纳税人。以下哪项如果为真最严重地动摇上述结论?（）A.税收改革通过简化税收代码将为许多人节省他们计算税收的费用B.税收改革通过取消对住房的补贴而使低收入纳税人平均每月增加80元的房租C.低收入纳税人支持新税收改革法令D.在新的税收下有少量高收入的纳税人也会减少财税负担答案：B解析：属于通过削弱论据来削弱论点类试题。题干中的结论是税收改革将有益于低收入的纳税人其原N是低收入的纳税人每年所交的税有所下降B项指出低收入纳税人虽然每年平均减少了100元到300元的财税负担但每年却增加了960元的房租不但没有得益，反而对其造成损失，严重地动摇了题干中的结论。存款货币银行
38、的主要职能（）。A.支付中介B.信用中介C.信用创造D.宏观调控E.基础货币投放答案：A,B,C解析：对于采取稳定性战略的组织而言，关键性的战略性人力资源管理问题是（）。A.从零开始，建立全新的人力资源战略B.大量而快速地裁员C.对不同企业的人力资源体系进行合并D.确定关键员工并制定特殊人才的保留政策答案：D解析：对于采用稳定性战略的组织重要的是确定关键员工，并制订特殊的人才保留战略以留住他们。美国斯坦福大学梅丽莎奠尔博士在天哪：脏话简史一书中谈到一个有趣的现象：有些患阿尔茨海默症或中过风的病人在彻底丧失语言能力后，仍能反复说出某个脏话。这不免令人感到困惑：难道说脏话不是在说话吗? 如果以下陈
39、述为真，哪一项最好地解释了上述现象?A.在约100万个英语单词中，尽管只有十多个是脏话，但它们的使用频率非常高B.脑科学家的研究证实。人的精神能够在生理学的意义上改变身体状态C.脏话是最能表达极端情绪的词语，说脏话能减轻压力并有助于忍受疼痛D.一般的词语被保存在控制自主行为和理性思考的大脑上层区域，而脏话则被保存在负责情绪和本能反应的大脑下层区域答案：D解析：题干中的现象是：丧失语言能力的人仍能说脏话。D项说明脏话和说话由大脑不同区域负责，说明脏话和说话之间的不同，很好地解释了题干现象；A、B、C三项都不能说明脏话和说话不同。故答案选DI believe you have _ some imp
40、ortant points in the report.A.left offB.left behindC.left outD.left alone答案：C解析：本题考察动词词组辨析，题目意为“我认为你在这篇报告中遗漏了一些重要观点。”A选项意为“停止，中断”，B选项意为“留下，遗留”，C选项意为“遗忘，漏掉”，D选项意为“放开，不管”。根据题意，选项C正确。银行招聘考试历年真题解析6章 第5章你一番判断之后，终于找到了应该受奖励的小徒弟。这时老者拿起书案上的一根细绳，先把绳子对折三次，然后把对折后的绳子剪成了三段。笑眯眯的看着你说：“请问智者，现在我这有多少段绳子?”你应该如何回答老者呢?现在
41、老者那里一共有_段绳子。答案：解析：7。数字推理。给你一个数列，但其中缺少一项，要求你仔细观察数列的排列规律，然后从四个供选择的选项中选择你认为最合理的一项，来填补空缺项，使之符合原数列的排列规律。1，3，7，19，63，（）A.105B.146C.186D.235答案：D解析：三级等差数列变式。电能是用途最广泛的能源之一，它属于（ ）。A. 二次能源 B. 次能源 C.不可再生能源 D.可再生能源答案：A解析：所谓一次能源是指直接取自自然界没有经过加工转换的各种能量和资源，它包括：原煤、原油、天然气、油页岩、核能、太阳能、水力、风力、波浪能、潮汐能、地热、生物质能和海洋温差能等等。由一次能源
42、经过加工转换以后得到的能源产品，称为二次能源，例如：电力、蒸汽、煤气、汽油、柴油、重油、液化石油气、酒精、沼气、氢气和焦炭等等。按三次产业分类法，以下各产业部门中属于第二产业的是（ ）A.采掘工业B.建筑业C.房地产业D.交通运输业E.邮电通讯业答案：A,B解析：This coastal area _ a national wildlife reserve last year.A.was namedB.namedC.is namedD.names答案：A解析：this coastal area和name在逻辑上构成被动结构，且根据last year可知此处用一般过去时的被动语态，故答案选A项。
43、银行招聘考试历年真题解析6章 第6章 在( )计量属性下，资产按照其正常对外销售所能收到现金或者现金等价物的金额扣减该资产至完工时估计将要发生的成本、估计的销售费用以及相关税金后的金额计量。A.历史成本B.公允价值C.可变现净值D.现值 答案：C解析：在可变现净值计量属性下，资产按照其正常对外销售所能收到现金或者现金等价物的金额扣减该资产至完工时估计将要发生的成本、估计的销售费用以及相关税金后的金额计量。乘坐民航飞机，空姐会频繁地为乘客发食品和饮料，这是因为（ ）。 A.推销商品搞活经济 B.减少因气压变化带来的不适C.给乘客的机票折扣 D.胃里有东西不会晕机答案：B解析：乘坐飞机的人都有这样
44、的经验，就是在飞机起降过程中耳膜会有轻微不 适的感觉，就是俗称的“压耳朵”，这是客舱内的气压在缓慢变化的结果。这时吃些食品或喝些 饮料，可以平衡耳内外的气压，减少不适感。本题正确答案为B。国际收支逆差的情形是指（ ）。A.调节性交易的收入小于调节性交易的支出B.自主性交易的收入小于自主性交易的支出C.事前交易的支出大于事前交易的收入D.事前交易的收入小于事后交易的支出E.事后交易的支出大于事后交易的收入答案：B,C解析：国际收支逆差的情形是指自主性交易的收入小于自主性交易的支出，事前交易的支出大于事前交易的收入。口袋里有三种颜色的筷子各10根，请问，至少要取多少根筷子才能保证一定取到2种不同颜色的筷子各2双?（）A.4B.10C.11D.17答案：D解析：本题应该考虑最差的情形，先取到其中一种颜色的筷子10根，可以取得其中一种颜色的筷子2双，然后再取剩余的两种颜色的筷子各3根，最后剩下的任取1根，都能取得剩下的颜色的筷子2双，因此只要取10+32+1=17根，就能保证一定取到2种不同颜色的筷子各2双。地壳中含量最多的元素是（ ）。A.铁 B.氧 C.氢 D.铝答案：B解析：地壳中含量最多的元素是氧元素，含量最多的金属元素是铝元素。故选B项。