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1、外刊精读现金消亡的时代是否会到来 导读：数百年来，硬币和钞票一宜是人类进行商品交易的主要方式。在英国，自借记卡和信用卡被发明以来，现金的使用已不如以往那样普遍。2017 年，使用现金交易的金额的总数低于借记卡支付的交易金额。这难道意味着我 们离现金时代的消亡不远了？借记卡会变成未来唯一的交易方式吗？所有 人都认可这种交易方式吗？外刊精读带你展望无现金社会的种种可能。一、语篇泛读 Vocabulary:money 词汇：金钱 Cash is king,or so they say.In one form or another,human beings have been carrying aro
2、und money for hundreds of years.Metal was first coined into cash between 700 and 600 BC by the Lydians,and banknotes have been in circulation since their first use in China a round 1000 AD.These days,though,habits have changed.Modern technology means that while money is still widely used,its more li
3、kely to be a digital transaction than a wad of notes and a handful of shrapnel.If cash is king,then it may eventually be dethroned.In the UK,the use of tangible currency is in decline.In 2017,the banking trade body UK Finance reported a 15%fall in the use of ready money.Since their first use,debit c
4、ard payments have given cash a run for its money.Last year,for the first time ever,the use of debit cards and contactless payments became the most popular way to stump up.In fact,if trends continue,the use of cold hard cash,would end by 2026,says the report.For businesses,the smart money is on not t
5、aking cash.By doing so,they are in the money.For example,the Boot pub in Freston opened last 1.Im selling raffle tickets to raise money for a charitable cause.Will you buy one?2.How can you work with this mess on your desk?I think you need to declutter it.3.Its a tough jacket but its showing signs o
6、f wear and tear.See?The sleeve is ripped.4.You eat all your food and dont be wasteful.There are many people who are hungry.5.Its an old car,but its still serviceable.Just dont drive it hundreds of miles in one go!year as a cashless pub.In a BBC article,its owner Mike Keen lists several advantages,in
7、cluding a quicker speed of service,lower insurance premiums since no cash is kept on site,and a saving in time as he neednt cash up each day nor make a deposit in the bank several times each week.However,eight million people in the UK still need cash,according to the Access to Cash Review,an indepen
8、dent body measuring the need for cash in the UK.Those living in rural areas with poor internet connectivity and people who have physical or mental health issues are among those that find it difficult to use digital services.In addition,many service providers,such as window cleaners,a re still paid c
9、ash in hand.Not to mention,budgeting,which is easier with cash since you know what youve got/interviewee Kev Jackson told the BBC.Is cash dead?Not yet it would seem,though as more technological solutions to payment,such as smart watches,become commonplace,its use is likely to decline more.Whats impo
10、rtant is,the report concludes,to put in place infrastructure to ensure that those who still need to pay the good,old-fashioned way can get their moneys worth.二、词汇表 cash is king 现金为王，现金至上 coin 铸造（货币）cash 现金 banknote 钞票 in circulation（货币）在流通 transaction 交易 wad of notes 一沓钞票 shrapnel 零钱 currency 货币 rea
11、dy money 现款、现金 give something a run for its money 给带来竞争 contactless payment 非接触式支付 stump up（不情愿的）掏腰包，付钱 cold hard cash“硬当当的现金 the smart money is on 内彳亍认为in the money 赚大钱 cashless 不用现金的 cash up 清点、结算账目 make a deposit（往银行账户里）存款 cash in hand 现金支付在手 budgeting 计算开支 get your moneys worth 把钱花得物有所值 三、测试与练习
12、阅读课文并回答问题。1.How long has humanity been using coins as currency?2.True or false?Paying by cosh is more popular than ever before.3.Why are businesses and retailers turning to a cashless system?4.Why is budgeting with cash easier?5.Which word in the text means happening or being seen often?请在不参考课文的情况下完
13、成下列练习。选择一个意思合适的单词填 入句子的空格处。1.He tried to pay me 15 in!I told him I didnt want that greatbig pile of metal.notescoined shrapnel 2.Ive got a weekend job for you.Itsso you get paid by the day.cash in hand the smart money budgeting contactless payment 3.Right,I bought the last three meals.This time you
14、are paying,so cash uppucker up stump upclench up 4.I dont know where they are,but theis on them being onholiday.ready moneyold hard cash depositsmart money 5.Look who just bought a new sports car!I guess you got your bonus!Someones!cash in hand in the money budgeting giving a run for their money【参考答
15、案】阅读课文并回答问题。1.How long has humanity been using coins as currency?deposit Metal was first coined into cash between 700 and 600BC by the Lydians.2.True or false?Paying by cash is more popular than ever before.False.In 2017,the banking trade body UK Finance reported a 15%fall in the use of cash.3.Why a
16、re businesses and retailers turning to a cashless system?By not taking cash,businesses would be at an advantage.4.Why is budgeting with cash easier?Budgeting with cash is easier because you know what youve got.5.Which word in the text means happening or being seen often?Commonplace.(Not yet it would
17、 seem,though as more technological solutions to payment become commonplace,its use is likely to decline more.)请在不参考课文的情况下完成下列练习。选择一个意思合适的单词填 入句子的空格处。1.He tried to pay me 15 in shrapnel I told him I didnt want that great big pile of metal.2.Ive got a weekend job for you.Its cash in hand so you get pa
18、id by the day.3.Right,I bought the last three meals.This time you are paying,so stump up.4.I dont know where they are,but the smart money is on them being on holiday.5.Look who just bought a new sports car!I guess you got your bonus!Someones in the money!英国的慈善义卖商店 导读：处理多余的旧物是很多人日常生活中的一大难题。有些东西虽然不再 需
19、要，但扔掉又可惜。在英国，人们经常会把多余的衣服、书籍等物品捐 给慈善义卖商店，这些商店随后会以折扣价把它们转卖出去，从而帮助那 些真正有需要的贫困者。本集外刊精读介绍英国慈善商店的前世今生。一、语篇泛读 Vocabulary:charity and recycling 词汇：慈善和回收利用 What do you do with old stuff?That top you bought for a party three years ago,for example.You wore it once and its been hanging in your wardrobe ever sin
20、ce.You could throw it away,but that seems wasteful-after all its still perfectly usable.So,what to do?In the UK,we might take it to a charity shop.The first charity shops appeared in Britain in the 19th Century.The Salvation Army,a U K charity,was one of the first to run a second-hand clothing shop
21、to provide the impoverished and needy with affordable clothes.This was followed by charities such as the British Red Cross,who also relieved hardship and raised money for the war effort during World War Two.The modern form we know today was opened in 1947 by Oxfam.These days,charity shops are a comm
22、on sight with around 11,200 shops across the UK,according to the Charity Retail Association.During business hours any member of the public can donate their unwanted items to a charity shop-clothes,books,electronics,furniture.Most charity shops will take anything.These items are checked for wear and
23、tear and if found still serviceable,priced up to be sold at a heavily discounted price.For many,this is a win-win situation.To the charity,it means a valuable source of revenue,which they can use to pursue their charitable aim.To the consumer,it provides the opportunity to buy,often extremely cheapl
24、y,items and clothes.Though previously owned,they are durable.To the donator,it declutters and may help to assuage consumer guilt.You can make a pretty good case to yourself that you are doing good,because what you are doing is going towards a charitable cause and you a re saving stuff from landfill/
25、7 Clare Press,fashion journalist and sustainable style advocate,tells the Guardian.Indeed,approximately 140 million worth of clothing alone goes into landfill each year,according to UK charity WRAP,the Waste and Resources Action Programme.There are sometimes hidden treasures for the buyers,too.On mo
26、re than one occasion a buyer has purchased something very cheaply,only to later discover its true value-such as a screen print bought for 99p and later found to be by English artist Ben Nicholson.It sold at auction for 4,200.So next time you need to rid yourself of something,spare a thought for the
27、charity shop-after all,charity begins at home!二、词汇表 throw away 扔掉 wasteful 浪费的 usable 能用的 charity shop 慈善商店 second-hand 二手的 impoverished 贫困的 needy 穷苦的，贫寒的 relieve hardship 解困 donate 捐出 unwanted不需要的，多余的 wear and tear 磨损 serviceable可以使用的 previously owned 二手的 durable 耐用的 declutter 清理（多余的物品）do good做好事 c
28、haritable cause 慈善事业 sustainable 可持续的 hidden treasure 隐藏的宝藏 charity begins at home 好事从身边做起 三、测试与练习 阅读课文并回答问题。1.When was the first charitable sale of second-hand clothing in Britain?2.What do charity shops do before selling items?3.Why are charity shops advantageous for charities?4.How much clothing
29、is thrown away in the UK each year?5.Which word in the text means make unpleasant feelings less strong,?请在不参考课文的情况下完成下列练习。选择一个意思合适的单词填 入句子的空格处。1.Im selling raffle tickets to raise money for a.Will you buyone?needy unwanted hidden treasure charitable cause 2.How can you work with this mess on your de
30、sk?I think you need toit.declutter throw away relievedurable 3.Its a tough jacket but its showing signs of.See?The sleeve isripped.second-hand hardship 4.You eat all your food and dont be.There a re many peoplewho are hungry.useablewasteful impoverished needy 5.Its an old car,but its still.Just dont
31、 drive it hundreds ofmiles in one go!wear and tear wear and tear durable serviceable previously owned hidden treasure do good【参考答案】阅读课文并回答问题。1.When was the first charitable sale of second-hand clothing in Britain?The first charity shops sold clothes in the 19th Century.2.What do charity shops do bef
32、ore selling items?They check items for wear and tear and then price them up.3.Why are charity shops advantageous for charities?Because charity shops provide charities with a valuable source of revenue which they can use to pursue their charitable aim.4.How much clothing is thrown away in the UK each year?Approximately 140 million worth of clothing goes into landfill each year.5.Which word in the text means make unpleasant feelings less strong,?Assuage.To the donator,it deciliters and may help to assuage consumer guilt.请在不参考课文的情况下完成下列练习。选择一介意思合适的单词填 入句子的空格处。