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1、外刊精读 现金消亡的时代是否会到来导读：数百年来，硬币和钞票一直是人类进行商品交易的主要方式。在英国，自借记卡和信用卡被发明以来，现金的使用已不如以往那样普遍。2017 年，使用现金交易的金额的总数低于借记卡支付的交易金额。这难道意味着我们离现金时代的消亡不远了？借记卡会变成未来唯一的交易方式吗？所有人都认可这种交易方式吗？外刊精读带你展望无现金社会的种种可能。一、语篇泛读Vocabulary: money 词汇: 金钱Cash is king, or so they say. In one form or another, human beings have been carrying ar
2、ound money for hundreds of years. Metal was firstcoinedintocashbetween 700 and 600 BC by the Lydians, andbanknoteshave beenin circulationsince their first use in China around 1000 AD. These days, though, habits have changed. Modern technology means that while money is still widely used, its more lik
3、ely to be a digitaltransactionthan awadof notesand a handful ofshrapnel. If cash is king, then it may eventually be dethroned.In the UK, the use of tangiblecurrencyis in decline. In 2017, the banking trade body UK Finance reported a 15% fall in the use ofready money. Since their first use, debit car
4、d payments havegivencasha run for its money. Last year, for the first time ever, the use of debit cards andcontactless paymentsbecame the most popular way tostump up. In fact, if trends continue, the use ofcold hard cash, would end by 2026, says the report.For businesses,thesmart money isonnot takin
5、g cash. By doing so, they arein the money. For example, the Boot pub in Freston opened last year as acashlesspub. In a BBC article, its owner Mike Keen lists several advantages, including a quicker speed of service, lower insurance premiums since no cash is kept on site, and a saving in time as he n
6、eedntcash upeach day normake adepositin the bank several times each week.However, eight million people in the UK still need cash, according to the Access to Cash Review, an independent body measuring the need for cash in the UK. Those living in rural areas with poor internet connectivity and people
7、who have physical or mental health issues are among those that find it difficult to use digital services. In addition, many service providers, such as window cleaners, are still paidcash in hand. Not to mention,budgeting, which is easier with cash since you know what youve got, interviewee Kev Jacks
8、on told the BBC.Is cash dead? Not yet it would seem, though as more technological solutions to payment, such as smart watches, become commonplace, its use is likely to decline more. Whats important is, the report concludes, to put in place infrastructure to ensure that those who still need to pay th
9、e good, old-fashioned way canget their moneys worth.二、词汇表cash is king 现金为王，现金至上coin 铸造（货币）cash 现金banknote 钞票in circulation （货币）在流通transaction 交易wad of notes 一沓钞票shrapnel 零钱currency 货币ready money 现款、现金give something a run for its money 给带来竞争contactless payment 非接触式支付stump up （不情愿的）掏腰包，付钱cold hard cas
10、h “硬当当的” 现金the smart money is on 内行认为in the money 赚大钱cashless 不用现金的cash up 清点、结算账目make a deposit （往银行账户里）存款cash in hand 现金支付在手budgeting 计算开支get your moneys worth 把钱花得物有所值三、测试与练习阅读课文并回答问题。1. How long has humanity been using coins as currency?2. True or false?Paying by cash is more popular than ever b
11、efore.3. Why are businesses and retailers turning to a cashless system?4. Why is budgeting with cash easier?5. Which word in the text means happening or being seen often?请在不参考课文的情况下完成下列练习。选择一个意思合适的单词填入句子的空格处。1. He tried to pay me 15 in _! I told him I didnt want that great big pile of metal.notes co
12、ined shrapnel deposit2. Ive got a weekend job for you. Its _ so you get paid by the day.cash in hand the smart money budgeting contactless payment3. Right, I bought the last three meals. This time you are paying, so _.cash up pucker up stump up clench up4. I dont know where they are, but the _ is on
13、 them being on holiday.ready money old hard cash deposit smart money5. Look who just bought a new sports car! I guess you got your bonus! Someones _!cash in hand in the money budgeting giving a run for their money【参考答案】阅读课文并回答问题。1. How long has humanity been using coins as currency?Metal was first c
14、oined into cash between 700 and 600BC by the Lydians.2. True or false?Paying by cash is more popular than ever before.False. In 2017, the banking trade body UK Finance reported a 15% fall in the use of cash.3. Why are businesses and retailers turning to a cashless system?By not taking cash, business
15、es would be at an advantage.4. Why is budgeting with cash easier?Budgeting with cash is easier because you know what youve got.5. Which word in the text means happening or being seen often?Commonplace. (Not yet it would seem, though as more technological solutions to payment become commonplace, its
16、use is likely to decline more.)请在不参考课文的情况下完成下列练习。选择一个意思合适的单词填入句子的空格处。1. He tried to pay me 15 inshrapnel! I told him I didnt want that great big pile of metal.2. Ive got a weekend job for you. Itscash in handso you get paid by the day.3. Right, I bought the last three meals. This time you are paying
17、, sostump up.4. I dont know where they are, but thesmart moneyis on them being on holiday.5. Look who just bought a new sports car! I guess you got your bonus! Someonesin the money!英国的慈善义卖商店导读：处理多余的旧物是很多人日常生活中的一大难题。有些东西虽然不再需要，但扔掉又可惜。在英国，人们经常会把多余的衣服、书籍等物品捐给慈善义卖商店，这些商店随后会以折扣价把它们转卖出去，从而帮助那些真正有需要的贫困者。本集
18、外刊精读介绍英国慈善商店的前世今生。一、语篇泛读Vocabulary: charity and recycling 词汇: 慈善和回收利用What do you do with old stuff? That top you bought for a party three years ago, for example. You wore it once and its been hanging in your wardrobe ever since. You couldthrowitaway, but that seemswasteful after all its still perfec
19、tlyusable. So, what to do? In the UK, we might take it to acharity shop.The first charity shops appeared in Britain in the 19th Century. The Salvation Army, a UK charity, was one of the first to run asecond-handclothing shop to provide theimpoverishedandneedywith affordable clothes. This was followe
20、d by charities such as the British Red Cross, who alsorelievedhardshipand raised money for the war effort during World War Two. The modern form we know today was opened in 1947 by Oxfam.These days, charity shops are a common sight with around 11,200 shops across the UK, according to the Charity Reta
21、il Association. During business hours any member of the public candonatetheirunwanteditems to a charity shop clothes, books, electronics, furniture. Most charity shops will take anything. These items are checked forwear and tearand if found stillserviceable, priced up to be sold at a heavily discoun
22、ted price.For many, this is a win-win situation. To the charity, it means a valuable source of revenue, which they can use to pursue their charitable aim. To the consumer, it provides the opportunity to buy, often extremely cheaply, items and clothes. Thoughpreviouslyowned, they aredurable. To the d
23、onator, itdecluttersand may help to assuage consumer guilt. “You can make a pretty good case to yourself that you aredoing good, because what you are doing is going towards acharitable causeand you are saving stuff from landfill,” Clare Press, fashion journalist andsustainablestyle advocate, tells t
24、he Guardian. Indeed, approximately 140 million worth of clothing alone goes into landfill each year, according to UK charity WRAP, the Waste and Resources Action Programme.There are sometimeshidden treasuresfor the buyers, too. On more than one occasion a buyer has purchased something very cheaply,
25、only to later discover its true value such as a screen print bought for 99p and later found to be by English artist Ben Nicholson. It sold at auction for 4,200. So next time you need to rid yourself of something, spare a thought for the charity shop after all,charity begins at home!二、词汇表throw away 扔
26、掉wasteful 浪费的usable 能用的charity shop 慈善商店second-hand 二手的impoverished 贫困的needy 穷苦的，贫寒的relieve hardship 解困donate 捐出unwanted 不需要的，多余的wear and tear 磨损serviceable 可以使用的previously owned 二手的durable 耐用的declutter 清理（多余的物品）do good 做好事charitable cause 慈善事业sustainable 可持续的hidden treasure 隐藏的宝藏charity begins at h
27、ome 好事从身边做起三、测试与练习阅读课文并回答问题。1. When was the first charitable sale of second-hand clothing in Britain?2. What do charity shops do before selling items?3. Why are charity shops advantageous for charities?4. How much clothing is thrown away in the UK each year?5. Which word in the text means make unple
28、asant feelings less strong?请在不参考课文的情况下完成下列练习。选择一个意思合适的单词填入句子的空格处。1. Im selling raffle tickets to raise money for a _. Will you buy one?needy unwanted hidden treasure charitable cause2. How can you work with this mess on your desk? I think you need to_ it.declutter throw away relieve durable3. Its a
29、tough jacket but its showing signs of _. See? The sleeve is ripped.second-hand hardship wear and tear durable4. You eat all your food and dont be _. There are many people who are hungry.useable wasteful impoverished needy5. Its an old car, but its still _. Just dont drive it hundreds of miles in one
30、 go!serviceable previously owned hidden treasure do good【参考答案】阅读课文并回答问题。1. When was the first charitable sale of second-hand clothing in Britain?The first charity shops sold clothes in the 19th Century. 2. What do charity shops do before selling items?They check items for wear and tear and then pric
31、e them up.3. Why are charity shops advantageous for charities?Because charity shops provide charities with a valuable source of revenue which they can use to pursue their charitable aim.4. How much clothing is thrown away in the UK each year?Approximately 140 million worth of clothing goes into land
32、fill each year.5. Which word in the text means make unpleasant feelings less strong?Assuage. To the donator, it deciliters and may help to assuage consumer guilt.请在不参考课文的情况下完成下列练习。选择一个意思合适的单词填入句子的空格处。1. Im selling raffle tickets to raise money for acharitable cause. Will you buy one?2. How can you w
33、ork with this mess on your desk? I think you need todeclutterit.3. Its a tough jacket but its showing signs ofwear and tear. See? The sleeve is ripped.4. You eat all your food and dont bewasteful. There are many people who are hungry.5. Its an old car, but its stillserviceable. Just dont drive it hundreds of miles in one go!学科网（北京）股份有限公司