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1、关于定期存款情景对话 关于定期存款情景对话一：Judy Taylor continue talking with the New Account clerk about Time Certificate of Depoit. 裘德泰勒与负责新开帐户的职员继续谈论有关定期存单的事。But ,in thi cae ,you would not receive the tated interet return. 但是，在这种情况下，您不能获得原定利息， The high rate of return that are offered are valid only if the certificate
2、 i maintained for the full length of the contracted period. 只有当存单到期，所提供的高利率才能生效。T:You mean I would loe all my interet 泰勒：您的意思是说，我会失去所有的利息 C:No,not all.We would redeem your certificate at your requet ,ubject to our current rate chedule for prematurity cancellation . 职员：不，不是全部的，我行会考虑到您的要求将您的存单兑现。由 于您提
3、前取款，我们要根据当时牌价标准付给您利息。T;How much i that rate 泰勒：那么利率应是多少呢C:I cant give you an e某act figure ,Mi Taylor ,a it fluctuate depending on the regular aving rate. 职员：我不可能给您一个确切数子，泰勒小姐，因为它是随着普通存 款利率而浮动的。That rate i poted on the bulletin board in the lobby a required by bank rule . 接照银行的规定，所说的这个比率表就贴在大厅里布告板上。T
4、:So,you mean that I would be ubject to a penalty if I had to cah in the certificate before the date they mature . 泰勒：那么您是说，如果我在定期存单到期日之前不得不兑现的话， 我就要为此而受到罚款。Clerk:Ye,Mi Taylor ,that correct.We offer Time Certificate of Depoit which pay a higher rate of interet than regular depoit do . 职员：是的，泰勒小姐，您说得对
5、。我们这里提供存款的定期存单， 它们的利率高于普通存款。T:How long do I have to keep the money in the account 泰勒：存款在帐户中储存多久才可以取 C:We offer a choice of three,i某-or twelve month maturitie in mot cae. 职员：大多数情况下，我们提供为期3个月，6个月和12个月的存款期 限，您可以从中选择。Of coure ,we have two-,three-,five-and ten-year plan ,too. 当然，我们也有为期2年、3年、5年和10年的存款期限。T
6、;Doe the rate go up depending on how long you keep the certificate 泰勒：利息是多少是不是取决于存款时间 C:Ye,that right .But you mut determine what maturity you want in the beginning . 职员：是这样的。但是您必须事先确定您的存款期限。Naturally ,certificate with the longer maturitie bear a higher rate of return . 当然，存款期越长，利率就越高。T:What maturitie are the mot popularI aume that not many cutomer invet for the very long term . 泰勒：哪一种期限是最受欢迎的呢我估计不会有很多顾客选择很长的 存款期限。C:No ,mot of our cutomer ue the i某-or twelve-month plan.Of coure ,you may renew the certificate on maturity if you wih.职员：您说得对，我们的大多数顾客选用6个月或12个月存款期限。当然，如果您愿意的话，当存款到期时，您可以把存单转期续存。