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1、银行招聘之银行招聘综合知识题库一 , 单选题 (每题1分，选项中，只有一个符合题意)1、债券是流通的有价证券，其票面信息中通常不包含（）。A.债券的面额B.债券的市场价格C.利率D.偿还日期【答案】 B2、资料：Do you want to see the world? Then plan to visit the Silver Poseidon Cruises Career Fair on Tuesday, November 15 from 9 a.m. to 4 p.m. or Wednesday. November 16 from 5 p.m. to 9 p.m. We are look
2、ing for food service, entertainers, and maintenances staff to work aboard our many vessels. Free travel is just the beginning when you work for Silver Poseidon Cruises.A.Career advancement opportunitiesB.Paid training programsC.Free travelD.Time off for holidays【答案】 D3、 （）是指企业对外提供的反映企业某一特定日期财务状况和某一会
3、计期间经营成果、现金流量情况的书面文件。A.资产负债表B.利润表C.会计报表附注D.财务会计报告【答案】 D4、资料：From: Iris WuA.graphic designerB.marketing directorC.An appliance technicianD.An administrative assistant【答案】 B5、资料：Are walkers smarter than drivers?A.Different choices of transportationB.Increased urbanizationC.The correlation between educa
4、tion levels and GDPD.A study conducted by an urban advocacy group【答案】 D6、资料：In the business environment nearly all individuals within an organization will belong to one or more groups or teams.A.everyone in the team is equal in positionB.everyone works in the same officeC.every person in the team ha
5、s different skillsD.everyone works for the common goal【答案】 D7、The World Bank says a large proportion of the poor have no _ to banks.A.entryB.pathC.roadD.access【答案】 D8、Passage 1A.indifferentB.impartialC.sarcasticD.pessimistic【答案】 B9、 甲在商场柜台边捡到一个钱包，内装人民币6000元，送交给该商场保卫科负责人乙乙将此款据为己有。乙的行为构成（）。A.侵占罪B.挪用公款
6、罪C.贪污罪D.巨额财产来源不明罪【答案】 A10、资料：As a business owner， it is vital that you understand and use advanced technologies. Technology can help increase business efficiency and even expand operations.A.Discuss the advantage of technologyB.Advertising business softwareC.Teach business owners how to stay competi
7、tiveD.Teach business owners how to manage emails and calendars【答案】 C11、Passage 6A.quieterB.cheaperC.widerD.faster【答案】 D12、资料：Did your childs brain shrink last summer? Probably not, but it may have shifted into reverse, according to a study by Dr. Harris Cooper, professor of psychology at the Univers
8、ity of Missouri-Columbia. The study found that when students return to school after a long summer vacation, theyve lost one to three months worth of learning.A.Less outdoor activities over the summerB.More housework over the summerC.Less money gained over the summerD.More part-time work over the sum
9、mer【答案】 A13、I hear many parents saying that their teenage children are rebellion.I wish it were so.At your age you ought to be growing away from your parents.You should be learning to stand on your own two feet.But take a good look at the present rebellion.It seems that teenagers are all taking the
10、same way of showing that they degree with their parents.Instead of striking out bravely on their own,most of them are trying to seize at one anothers hands for safety.A.become different from others in as many ways as possibleB.find ones real selfC.get into the right reason and become popularD.rebel
11、against parents【答案】 B14、鱼在游泳时，会产生沿着身体从头到尾的波浪状运动，增加这种波动的频率，就会提高其行进的速度。一股来说，鱼尾摆动的频率在0.1赫兹到20赫兹之间，而目前大多数模仿该种游泳风格的机器鱼，尾摆频率都很低，小于2赫兹，不仅游动速度慢，每秒仅能行进四分之一到一个自身体长，而且很耗能。此次，由美国弗吉尼亚大学生物工程研究实验室朱建忠教授领导的研究团队，以游泳速度快而闻名的黄鳍金枪鱼和大西洋鲭鱼为原型，开发出一种新型机器鱼。机器鱼体长254.3毫米、宽49.2毫米、高67.8毫米，由头部组件、中央致动组件和尾鳞组件3部分组成，其尾摆频率能够达到15赫兹，此时其每
12、秒可行进4个体长的距离，也就是1米。该机器鱼的能量效率表现也很优异，当游泳速度为每秒0.4米时，二个10瓦时电池组可支持其续航9.1公里；当游泳速度为每秒1米时，一个10瓦时电池组可支持其续航4.2公里。研究人员表示，生物学研究可以激发高性能机器人的设计和开发，而黄鳍金枪鱼、大西洋鲭鱼等鲭科类就是研究水下高性能运动行为的理想群体，他们希望通过观察和模仿这些鱼类的运动模式，将其生物特征结合到机器人平台中，以优化仿生型水下航行器的性能，并最终实现超越。A.黄鳍金枪鱼和大西洋鲭鱼的游泳速度快于一般其他鱼类B.朱建忠教授及其团队新开发出的机器鱼续航里程4.2-9.1公里C.鱼在游泳，波浪状运动的频率和
13、行进的速度成正比D.朱健忠教授及其团队新开发出的机器鱼体长0.25米左右【答案】 B15、坛经中记载：“时有风吹幡动，一僧日风动，一僧日幡动，议论不已。惠能进日：不是风动，不是幡动，仁者心动。”这段话表明惠能关于运动的基本观点是（）。A.运动是物质的根本属性B.运动与物质是不可分割的C.精神运动是物质运动的一种形式D.精神是运动的主体【答案】 D16、资料：The hop flower has been used in beer-making at least since the eighth century. Traditionally it was a preservative, but
14、it also imparts flavor. To some, the taste is bitter and unpalatable, and thus many brewers use only minimal amounts. But, depending on variety, growing conditions, and other factors, hops can impart a range of flavors that connoisseurs say rivals that of wine grapes. Starting in the nineteen-sevent
15、ies, small brewers on the West Coast began dramatically upping the amount of hops in their brews. One of their most popular products was the India pale ale, or L.P.A., a brew that has been around since the late eighteenth century. The story goes that necessity drove the British to add large quantiti
16、es of hops in order to preserve the beer they shipped to India, to quench the thirst of the Sahibs managing the Empire there.A.The hop flower has been used in beer-making for decadesB.Different varieties of hop flower produce different flavors of beerC.The rise of locavore movement makes craft brewi
17、ng a new trend in the United StatesD.Megabrewers are losing market share because people are searching for the unpalatable taste of hop flower【答案】 B17、资料：Directions : There is 1 passage in this part. The passage is followed by some questions or unfinished statements. For each of them there are four c
18、hoices , You should decide on the best choice.A.To start an explanation of FaceID s using conditionB.To mention that Apple Inc. shows their new product under a well designed environmentC.To imply that FaceID has its limitsD.To add a context explanation of the interesting demo【答案】 C18、公文应在（）装订。A.左侧B.
19、右侧C.上面空白区D.下面空白区【答案】 A19、资料：Asked to name their favorite city, many Americans would select San Francisco which began as a small Spanish outpost located on a magnificent bay. The town was little more than a village serving ranchers when the United States took possession of it in 1846 during the war w
20、ith Mexico.A.heavy industryB.governmental headquartersC.gold miningD.trade and tourism【答案】 D20、资料：Did your childs brain shrink last summer? Probably not, but it may have shifted into reverse, according to a study by Dr. Harris Cooper, professor of psychology at the University of Missouri-Columbia. T
21、he study found that when students return to school after a long summer vacation, theyve lost one to three months worth of learning.A.Because the community have the librariesB.Because at home the parents will make kids reading moreC.Because in summer vacation kids have more time in readingD.Because c
22、ommunity and home give kids more opportunities to read【答案】 D21、资料：The societal marketing concept questions whether the pure marketing concept overlooks possible conflicts between consumers short-run wants and consumer long-run welfare.Is a firm that satisfies the immediate needs and wants of target
23、markets always doing whats best for consumers in the long run？ The societal marketing concept holds that marketing strategy should deliver value to customers in a way that maintains or improves both the consumers and societys well-being.A.To introduce the flourishing bottled water industryB.To expla
24、in about the societal marketing conceptC.To discuss environmental problemsD.To explain about the pure marketing concept【答案】 B22、Boeing 707 on service from Bogota, Colombia, crashed while _ its destination at New Yorks JFK International Airport.A.to approachB.having approachedC.approachingD.to be app
25、roached【答案】 C23、北京时间2019年2月10日，中国选手（）在起跑出现了失误的情况下跑出了7秒63，夺下了美国Don Kirby邀请赛男子60米栏冠军，并创造了本赛季亚洲男子60米栏的最好成绩。A.谢文骏B.谢震业C.苏炳添D.武大靖【答案】 A24、Passage 4A.Alex Taw is an American millionaireB.Alex Taw will graduate from universityC.Alex Taw doesnt work hardD.Alex Taw was not rich before【答案】 D25、Global warming
26、is causing more than 300,000 deaths and about$125 billion in economic losses each year,according to a report by the Global Humanitarian Forum,an organization led by Annan,the former United Nations secretary general.A.It was challenged by some climate and risk expertsB.It aroused a lot of interest in
27、 the scientific circlesC.It was warmly received by environmentalistsD.It caused a big stir in developing countries【答案】 A26、总分类账户与明细分类账户平行登记四要点中的“依据相同”是指（ ）。A.总分类账要根据明细分类账进行登记B.明细分类账要根据总分类账进行登记C.根据同一会计凭证登记D.由同一人员进行登记【答案】 C27、Attachments_to your Hotmail account can be downloaded to your personal compu
28、ter by clicking.A.sentB.to sendC.are sentD.sending【答案】 A28、 所有者(股东)权益变动表是资产负债表的( )。A.主表B.附注C.财务情况说明书D.附表【答案】 D29、下列文种中行文方向固定的是（）。A.批复B.意见C.函D.纪要【答案】 A30、人民银行规定的贷记卡透支年利率是（）。A.10%B.15%C.18%D.20%【答案】 C31、工厂有5条效率不同的生产线。某个生产项目如果任选3条生产线一起加工，最快需要6天整，最慢需要12天整；5条生产线一起加工，则需要5天整。问如果所有生产线的产能都扩大一倍，任选2条生产线一起加工最多需
29、要多少天完成？（）A.11B.13C.15D.30【答案】 C32、It was no_that his car was seen near the bank when the robbery happenedA.coincidenceB.conventionC.certaintyD.complication【答案】 A33、行政法的调整对象是（ ）。A.行政法律关系B.社会关系C.行政关系和行政监督关系D.行政法律规范【答案】 C34、在管理的各项职能中，( )职能能够保证目标及为其而制订的计划得以实现。A.领导B.协调C.控制D.计划【答案】 C35、Lets face it.Garden
30、ing fanatics like nothing better than to have their hands stuck in the soil or to be trimming,pruning,or harvesting the fruits of their labors.But for once,here is an obsession which benefits the whole community by beautifying the environment and producing cooler,more fragrant,and cleaner air.To rec
31、ognize that fact,the Tampa City Council has decided to award generous prizes to the most beautiful displays this spring.A.The condition of the flowersB.The arrangement of the gardenC.The appearance oil the gardenD.The scent of the flowers【答案】 D36、与其他金融机构相比，商业银行最明显的特征是（ ）。A.以盈利为目的B.提供金礅服务C.吸收活期存款，创造信
32、用货币D.执行国家金融政策【答案】 C37、关于蓝牙，以下说法错误的是（）。A.蓝牙可以让支持蓝牙的设备自动上网B.蓝牙是无线数据和语言传输的开放式标准C.蓝牙协议能使包括智能手机、笔记本电脑、蓝牙鼠标等设备之间进行信息交换D.蓝牙的有效传输距离是10米左右【答案】 A38、The No.3 air cycle pack temperature indication is_hot.A.being readB.to readC.readingD.read【答案】 C39、下列不是用于记载会议主要精神和议定事项的公文是（ ）。A.决议B.会议纪要C.会议记录D.议案【答案】 C40、Passage
33、 5A.The climate models are more changeableB.Hot air would be more capable to hold humidityC.Many trees have been planted recentlyD.The grasses are temporarily appeared with the rains【答案】 B41、根据我国宪法的规定，下列有关公民基本权利的宪法保护的表述，哪一个是正确的？（）A.切公民都有选举权和被选举权B.宪法规定了对华侨、归侨权益的保护，但没有规定对侨眷权益的保护C.宪法对建立劳动者休息和休养的设施未加以规定
34、D.公民合法财产的所有权和私有财产的继承权规定在宪法“总纲”部分【答案】 D42、资料：Asked to name their favorite city, many Americans would select San Francisco which began as a small Spanish outpost located on a magnificent bay. The town was little more than a village serving ranchers when the United States took possession of it in 1846
35、during the war with Mexico.A.1850B.1852C.1846D.1848【答案】 A43、假设某银行体系：（1)原始存款总额为100万元；（2)法定准备金额为8%;(3)现金漏损率为10%;(4)超额准备金率为2%; (5)定期存款准备金率为4%;(6)定期存款总额为20万元。 根据上述材料，回答下列问题：A.K=1/(r+h)B.K = 1/(r+h+e)C.K=1/(r+ h + e+tS)D.K= 1/(r+h+et+s)【答案】 C44、乘火车从甲城到乙城，原来需要10.14小时，1998年第一次提速30%，1999年第二次提速30%，2000年提速20%
36、，三次提速后，从甲城到乙城需要（）A.4.5B.5C.6D.8.2【答案】 B45、If your application _ submitted before the deadline, you would have gotten the offer.A.beB.isC.had beenD.will be【答案】 C46、在金融工程中，投资者借入资金买入标的资产，买这种操作称为（）。A.买空B.卖空C.空仓D.平仓【答案】 A47、材料一：为进一步支持实体经济发展，优化流动性结构，降低融资成本，中国人民银行决定下调金融机构存款准备金率1个百分点，其中，2019年1月15日和1月25日分别下调
37、0.5个百分点。同时，2019年一季度到期的中期借贷便利（MLF）不再续做。这样安排能够基本对冲今年春节前由于现金投放造成的流动性波动，有利于金融机构继续加大对小微企业、民营企业支持力度。A.再贷款B.再贴现C.消费者信用控制D.道义劝告【答案】 B48、Guess,how much does it cost?A.fromB.betweenC.amongD.with【答案】 B49、唐玄宗在位期间，出现了繁荣景象，这是我国古代史的哪次盛世？（)A.文景盛世B.永宣盛世C.开元盛世D.康乾盛世【答案】 C50、Any equipment that does not arrive in perfe
38、ct _ may be returned to MQZ Electronics free of charge.A.developmentB.situationC.problemD.condition【答案】 D51、Passage 3A.Their economy is plungingB.Their currency has slumpedC.They cant afford trips to EnglandD.They have lost half of their assets【答案】 B52、资料：Chinas Fosun has offered to buy almost 17 pe
39、rcent of Millennium BCP, Portugals largest listed bank, and potentially lift its stake to 30 percent, following a having in its share price in the year to date.A.?0.03B.?0.02C.?0.05D.?0.025【答案】 A53、 决算日营业终了，若本年利润科目的余额在贷方，则全年为（）。A.亏损B.收支平衡C.盈利D.盈亏情况不定【答案】 C54、Large numbers of state-run preschools wer
40、e expediently closed down during the 1990s economic reform and instead,a variety of for-profit private preschools sprung _ across the country.A.byB.outC.inD.up【答案】 D55、金融市场按交易性质可划分为( )。A.发行市场和流通市场B.国际金融市场和国内金融市场C.有形金融市场和无形金融市场D.拆借市场和贴现市场【答案】 A56、打开Word文档一般是指（ ）。A.把文档的内容从内存中读出并显示出来B.把文档的内容从磁盘调人内存并显示出
41、来C.为打开的文档开设一个新的空的文档窗口D.显乐并打印文档的内容【答案】 B57、资料：之后，经济学家Mr.X展望了中欧之间的商业机遇，请根据下列资料回答问题。A.Because those sites can legitimize suppliersB.Because those sites are free of chargeC.Because those sites can verify the suppliers legitimacyD.Because those sites can arrange factory visits for businessmen【答案】 C58、分贝是
42、用来表示声音强弱的单位，根据我国城市环境噪声标准规定，以居住、文教机关为主的区域为一类区，适用这一类区的环境噪声标准是（）。A.白天55分贝，夜间40分贝B.白天55分贝，夜间45分贝C.白天60分贝，夜间50分贝D.白天60分贝，夜间55分贝【答案】 B59、资料：Actually, any sale is a gift until you get paid. But exporters are especially concerned, since their buyers might be 10,000 miles away！A.Descriptive CompositionB.Expo
43、sitive CompositionC.Narrative CompositionD.Argumentative Composition【答案】 B60、资料：American Airlines CEO takes blame for maintenance errors, disrupted flightsA.the usefulness of the FAA regulations for airlinesB.whether the FAA standard is being taken awayC.whether FAA is enforcing its regulations too
44、strictlyD.the total number of flights American Airlines【答案】 C61、下面不属于M1的范围的是（）。A.李某在交通银行的活期存款1.5万元B.某企业用于日常支付的流动现金80万元C.小卖部老板持有的1000个1元硬币D.某民间协会的三年定期存款20万元【答案】 D62、Mary quickly closed the door of her room（）her father could reach it to keep him out.A.beforeB.whenC.asD.while【答案】 A63、 下列属于银行的其他类资产的是( )
45、。A.活期存款B.无形资产C.应付利润D.应付利息【答案】 B64、Care providers also need to help patients to manage their feelings of uncertainty and_them of the benefits of modern medicine and technology which can substantially aid in health improvement。A.assureB.insureC.sureD.ensure【答案】 A65、当利率下降，对消费者的影响是（）。A.刺激消费，减少储蓄B.刺激消费，刺
46、激储蓄C.抑制消费，抑制储蓄D.抑制消费，刺激储蓄【答案】 A66、我国正式被批准成为世界贸易组织成员是在（ ）。A.2001 年 11 月B.2001 年 9 月C.2001 年 10 月D.2001 年 12 月【答案】 A67、通常情况下，一国的利率水平提高，会导致（ ）。A.本币汇率上升，外币汇率上升B.本币汇率上升，外币汇率下降C.本币汇率下降，外币汇率上升D.本币汇率下降，外币汇率下降【答案】 B68、资料：Business,academic and civic leaders in Cambridge have warned that one of Britains major economic growth cities is under threat unless the government acts quickly to restore trust post-Brexit.A.Because of the uncertaintyB.Because the