《吉林省2023年银行招聘之银行招聘综合知识过关检测试卷A卷附答案.doc》由会员分享，可在线阅读，更多相关《吉林省2023年银行招聘之银行招聘综合知识过关检测试卷A卷附答案.doc（32页珍藏版）》请在taowenge.com淘文阁网|工程机械CAD图纸|机械工程制图|CAD装配图下载|SolidWorks_CaTia_CAD_UG_PROE_设计图分享下载上搜索。
1、吉林省吉林省 20232023 年银行招聘之银行招聘综合知识过关检年银行招聘之银行招聘综合知识过关检测试卷测试卷 A A 卷附答案卷附答案单选题（共单选题（共 5050 题）题）1、资料：“I wouldnt be here today if not for the generosity ofstrangers,”said Michael Moritz,while announcing a major donationto Oxford University.A former Time Magazine reporter,Mr.Moritzleft journalism to become o
2、ne of the most successful venturecapitalists in Silicon Valley.Through Sequoia Capital,the firm hejoined in 1986 and has led for many years,Mr.Moritz was an earlyinvestor in Google,Yahoo,PayPal and LinkedIn.His personal fortuneis estimated at well over$1 billion.Oxford University announcedlast Wedne
3、sday that he and his wife,the novelist Harriet Heyman,donated 75 million,or$115 million,to fund a new scholarshipprogram aimed at providing financial aid to students from low-incomebackgrounds.Behind the headlines about the size of the gift was afamily story of immigration,education and a sense of o
4、bligation thattranscended generations.A.ObjectiveB.IndifferentC.SuspiciousD.Supportive【答案】D2、投资银行的最核心业务之一是（）。A.证券经济与交易业务B.收购兼并业务C.风险投资业务D.证券发行与承销业务【答案】D3、商业银行经营的核心是（）。A.扩大贷款规模B.市场营销C.增加资本金D.提高收益【答案】B4、资料：Gone are the days of“one-size-fits-all”employee benefitsprograms and here come newly designed an
5、d fully customized voluntarybenefits.Voluntary benefits are on longer looked at as just a few“extras”,and are now becoming part of a comprehensive benefitspackage.Lots take a look at how voluntary benefits have become morecustomized to meet the requirements of a more particular health careconsumer.A
6、.incur less cost by the company to offer benefit programsB.cover many of the gaps that traditional health benefits do notcoverC.help employees who are dealing with tough personal and careermattersD.encourage employees to stay with their companies for longer periodsof time【答案】B5、英国工业革命开始于（）。A.1871 年B
7、.1789 年C.1775 年D.1765 年【答案】D6、Experiments of this kind（）in both the U.S and Europe wellbefore the WWII.A.have been conductedB.have conductedC.had conductedD.had been conducted【答案】D7、资料：Global business travel topped$1.2 trillion and is expectedto reach$1.6 trillion by 2020,according to new research b
8、y theGlobal Business Travel Association（GBTA）,an associationrepresenting the interests of corporate travel managers.Whats moreChina has now surpassed the U.S.as the largest business travelmarket in the world,ringing up$291 billion last year.A.Immigration RulesB.Straight line upwards in world economy
9、C.US presidential electionD.Weakening global economy【答案】B8、要搜索用户所需要的文件或文件夹，又记不清完整文件名，可以使用“（）”通配符代替文件名中的一个字符，或者使用“（）”通配符代替文件名中的任意字符。A.？；*B.*；？C.&；*D.$；？【答案】A9、下面不属于 M1 的范围的是（）。A.李某在交通银行的活期存款 1.5 万元B.某企业用于日常支付的流动现金 80 万元C.小卖部老板持有的 1000 个 1 元硬币D.某民间协会的三年定期存款 20 万元【答案】D10、CPU 处理数据的运作原理可以分为提取、解码、执行和（）四个阶
10、段。A.译码B.编码C.写回D.控制【答案】C11、资料：Even as rich countries seek to rid workplaces of subtlegender bias,in many developing ones discrimination remains overt.According to the World Bank,women are barred from certain jobs in104 countries.（1）A.In blanket industry,the work restrictions on women have becomevery
11、strictB.Restrictions on women in blanket industry have taken off in somecountriesC.In order to protect womens rights,work restrictions should bebannedD.Work restrictions that claim to protect all women are no longerpopular【答案】C12、Although some of these projects have been recently completed，themajori
12、ty of projects will _ in the fall of 2019.A.initiateB.originateC.manipulateD.commence【答案】D13、近年来，我国影子银行快速发展，成为弥补实体经济融资缺口的重要渠道，但其隐匿着巨大风险，对此，下列说法不正确的是（）。A.资金回报要求过低，绕过国家的货币政策B.资金使用不匹配，现金流稳定性差C.缺少风险防范措施，难以做到事先预警D.保护机制先天不足，风险容易扩散【答案】A14、资料：Western business visitors are often deadline-driven andunwilling
13、to slow down to the Chinese pace when discussing business.But in China the pace can be fast and slow simultaneously.A.Westerners may establish long-term cooperation with one supplierB.Chinese panel tends to looking for clear alternativesC.Chinese negotiator is illogicalD.Westerners are straightforwa
14、rd in Chinese businessmens eyes【答案】A15、下列产品中，能够计入当年 GDP 的是（）。A.中央政府对地方政府的转移支付B.某人花 100 万美元在美国买的一栋新房C.企业从国外购买的一台服务器D.某企业当年生产没有卖掉的 20 万元产品【答案】D16、2020 年 4 月 14 日，国际货币基金组织（IMF）发布最新一期世界经济展望报告称，受新冠肺炎疫情冲击，2020 年全球经济预计萎缩 3%，为（）以来最严重的经济衰退。A.二战时期B.20 世纪 30 年代大萧条C.21 世纪初世界经济危机D.1987 年黑色星期一【答案】B17、Passage 4A.b
15、uild up their confidence at schoolB.find work experience opportunitiesC.improve their social skills for the futureD.play an active role in the change of society【答案】D18、资料：Seeking to end a stalemate in negotiations over hercountrys withdrawal from the European Union,Prime Minister TheresaMay of Brita
16、in offered Friday substantial payments to the bloc duringa two-year transition period immediately after the countrys exit.A.The rights of EUs citizens will be protected in Britain after thedivorceB.Britain would be willing to continue to fulfill the commitment theyhave made during the period of memb
17、ershipC.A good trade relation between Britain and the EU is in line withthe interests of both sidesD.Britain will provide 20 billion euros to EU during the transitionperiod【答案】D19、下列哪种结算工具适用于异地先拿货款后发货的结算？()A.银行汇票B.商业汇票C.银行本票D.支票【答案】A20、Passage 1A.forecasts on the emerging economy have changedB.the o
18、ptimism of the IMF relies on its hopes for the rich worldC.the IMF believes GDP in Britain will grow by 2%D.IMFs forecasts on the world economy are always perfect【答案】C21、资料：Poor health is not only damaging to employees,it isdetrimental to businesses.Corporations pay a heavy cost for stress-related i
19、llnesses,such as hypertension,gastrointestinal problems,and substance abuse.says Rubin.A.In companies where good health is promoted,employees are morelikely to be loyal and productiveB.Offering seminars,starting competitions and offering discount ongym memberships will be costly,so companies should
20、not pay muchattention to these activitiesC.Exercise plays an important role of building a strong bodyD.Chronic stress in the workplace might be harmful to the companysinterest【答案】B22、下列语句中，没有语病的一项是（）。A.就如何应对交通不畅导致供需矛盾的问题，公司领导讨论和听取了各车间主任提出的 AB 和 C 三套方案，并最终决定执行 A 方案B.疫情期间，有关部门对部分不遵守隔离措施，蛮横无礼甚至殴打医生、护士的
21、各类事件，进行了严肃的批评教育，对涉及刑事的，也处理得相当快速公正C.峡谷中的土域肥沃，加上昼夜温差较大，较为适宣种植经济作物、柑橘，还适合种植烟草。D.中国哲学讲究阴阳五行，凡事相克相生，饮茶也不例外，什么季节，什么气候、什么体质适合喝什么茶都有一番说道。【答案】D23、资料：Gone are the days of“one-size-fits-all”employeebenefits programs and here come newly designed and fully customizedvoluntary benefits.Voluntary benefits are on l
22、onger looked at asjust a few“extras”,and are now becoming part of a comprehensivebenefits package.Lots take a look at how voluntary benefits havebecome more customized to meet the requirements of a more particularhealth care consumer.A.Because voluntary plans are“one size can fit all”B.Because volun
23、tary plans are less expensive than the traditional oneC.Because voluntary plans cover everything from family vision care topet insuranceD.Because gives employees a chance to select extras that the standardhealth care plan doesnt offer【答案】D24、货币政策诸目标间呈现一致性关系的是（）。A.经济增长与充分就业B.充分就业与国际收支平衡C.物价稳定与经济增长D.物
24、价稳定与充分就业【答案】A25、资料：You can not go forward by going backward.Take the currentdebate about trade and globalization,for instance,while the impulseto erect trade barriers is understandable given the pain experiencedin recent years,it is not the way to create lasting growth andshared prosperity.A.It is a
25、 one-size-fit-all solutionB.It is not helpful to those hurt by trade and globalizationC.It should meet the different needs of affected workforceD.It should not be talked about so often【答案】C26、会计核算和监督的内容是特定主体的（）。A.经济资源B.资金运动C.实物运动D.经济活动【答案】B27、资料：THOMAS WILSONA.updateB.fixC.innovateD.furnish【答案】B28、目
26、前，我国中央银行发行的短期债券主要为（）。A.央行回购品种B.本票C.可转让定期存单D.央行票据【答案】D29、2017 年 4 月份，某省规模以上食品工业增加值同比增长 15.0%，比全省规模工业平均水平高 9.4 个百分点。其中，农副食品加工业增长 14.0%，食品制造业增长 18.6%，酒、饮料和精制茶制造业增长 13.9%。14 月，规模以上食品工业产值累计增长 11.6%，增幅比全省规模工业平均水平高 4.5 个百分点。A.熟肉制品B.米制半成品C.冷冻蔬菜D.酱油【答案】B30、During her junior year of high school,Diane Rays tea
27、cher handedher a worksheet and instructed the 17-year-old to map out her futurefinancial life.Ray pretended to buy a car,rent an apartment,and applyfor a credit card.Then,she and her classmates played thestock marketgame,investing（投资）the hypothetical（虚拟的）earnings from theirhypothetical jobs in the m
28、arket in the disastrous fall of 2008.Ourpretend investments crashed,Ray says,still frightened.We got toknow how it felt to lose money.A.pay off all her debtsB.handle her money betterC.find a job in a bankD.manage the family income【答案】B31、计算机软件系统主要包括（）。A.系统软件和应用软件B.编辑软件和应用软件C.数据库软件和工具软件D.程序和数据【答案】A32
29、、自然人甲、乙、丙共同出资设立了 A 公司。根据公司法，下列组织机构中必须设立的是（）。A.股东会B.董事会C.职工代表大会D.监事会【答案】A33、资料：With 55%of consumers customer service interactionsstarting online and 63%of adults using their smartphone severaltimes a month to seek customer service，your mobile customer servicetactics are more important than ever.A.Fas
30、t responseB.Readily accessible informationC.Optimized user surfaceD.All of these above【答案】D34、A 公司于 10 月 20 日向 B 公司发出一项要约，欲向其购买材料一批，第二天因为发生安全事故公司停产，便想反悔，10 月 23 日发出撤回通知。要约于10 月 26 日到达 B 公司。27 日，B 公司正在组织讨论是否应该接受这个要约的时候，撤回通知到达。则（）。A.要约有效，撤回通知后于要约到达，未被撤回B.要约有效，要约未被撤销C.要约无效，要约已被撤回D.要约生效，要约已被撤销【答案】D35、根据
31、数字使用规范，下列公文中的数字写法正确的是（）。A.初步估计共需三十七、八万元B.一篇讲话稿长达 5 千 200 字C.“文件”二字可采用 2 号字体D.该村直到 95 年才修通公路【答案】C36、要折叠一批纸飞机，若甲单独折叠要半个小时完成，乙单独折叠需要 45 分钟完成。若两人一起折，需要多少分钟完成？（）A.10B.15C.16D.18【答案】D37、被投资单位因接受捐赠等增加的资本公积，企业按持股比例计算应享有的份额。银行应当进行的账务处理为（）。A.借：长期股权投资股票投资(股权投资准备)贷：股权投资准备B.借：长期股权投资股票投资(股权投资准备)其他股权投资(股权投资准备)贷：资本
32、公积股权投资准备C.借：长期股权投资其他股权投资(股权投资准备)贷：资本公积股权投资准备D.借：资本公积股权投资准备贷：长期股权投资股票投资(股权投资准备)其他股权投资(股权投资准备)【答案】B38、资料：To manage teams organization require effectivemanagers.Highly skilled and trained managers can make more informeddecisions.The use of beat practice models enables managers to ensuretheir teams oper
33、ate efficiently.This will improve quality forcustomers as staff will be better trained to deal with customersneeds.It will also improve team effectiveness and help organizationsto perform better.A.s/he loves people to discuss problemsB.s/he is likely to delay the decisionsC.s/he seldom consults othe
34、rsD.s/he needs to make quick response【答案】A39、资料：Britain is facing a“crisis of fatherlessness”in whichalmost half of all children born today will not be living with bothparents by the time they are 15,the new chief executive of thethinktank founded by Iain Duncan Smith has warned.A.result in the rapi
35、d increase of family breakdownB.undermine the relationship between father and childC.affect self-esteem of kids from the poorest familyD.transmit the traditional role of fathers in the family【答案】B40、（）是指一个组织在长期发展过程中，把组织内全体成员结合在一起的行为方式、价值观念和道德规范，其具有目标导向、凝聚、激烈、创新等功能。A.组织机构B.组织领导C.组织文化D.组织安排【答案】C41、资料：
36、HS ensures there is a clear career path for any employee,from any background.Three key levels in Harrods are the salesemployee,department managers and senior managers.At each level,employees can benefit from the development programs in order to builda career.A.because he wanted to make a change of h
37、is lifeB.because ge got hurt and couldt dance any moreC.because he wanted to take the coursesD.none above【答案】B42、资料：Many people think of internal control as a means ofsafeguarding cash and preventing fraud.Although internal control isan important factor in protecting assets and preventing fraud,this
38、is only a part of its roles.Remember that business decisions arebased on accounting data and the system of internal control providesassurance of the dependability of the accounting data used in makingdecisions.A.person is required to keep the custody of asset as well asaccounting recordsB.person is
39、required to order merchandise and supplies and to receivethem as wellC.person is required to handle cash and another one to maintainaccounting recordsD.traveling salesperson is required to present reports showing thenumber of calls made on customers【答案】C43、It is advisable that some warm clothing（）wi
40、th you,as theweather can change quite suddenly in the mountainous area.A.is takenB.will be takenC.be takenD.has been taken【答案】C44、资料：No matter how carefully you pick the members on yourteam,you may still end up with a negative employee.These workersdont necessarily fall into the category of“toxic,”b
41、ut theyrejust kind of a drag with their cynical,pessimistic worldview.If youre dealing with a negative employee,here are 3 steps to take.A.Being very inquisitive just like a policemanB.Speaking directly about ones shortcoming without consideringones feelingsC.Hitting the nail on the head in the conv
42、ersationD.Focusing on the negative emotion behind a message rather than thereal problem【答案】D45、In the heart of Patagonia area,glaciers rise in the midst ofmountain capes and alpine meadows,close enough to hike right up toand（）.A.touchedB.touchC.touchingD.being touched【答案】B46、资料：Bank CD is the instru
43、ment uniformly figuring in theinvestment options of most investors.Bank of India CDs are safe,FDIC insured&offer decent returns.There is no brokerage,no feesor hidden costs.However,the Bank may impose a fee foradministrative expenses involved in any legal action in connectionwith the CD.Look at our
44、Star CD plan below.A.CD is a safe instrumentB.Bank of India is safeC.CD is insuredD.All of the above【答案】D47、资料：A new Chinese-led international development bank announcedits first four loans on Saturday,pledging to lend$509 million forprojects to spread electric power in rural Bangladesh,upgrade livi
45、ngconditions in slums in Indonesia,and improve roads in Pakistan andTajikistan.At the first of the annual general meetings of ininstitution,the Asian Infrastructure Investment Bank,the bankspresident,Jin Liqun,said the projects were financially sound andenvironmentally friendly and had been accepted
46、 by the people in theproject areas.A.Britains exit from European Union will have an impact on itsmembership in the bankB.United States and Japan will join the Asian InfrastructureInvestment Bank soonC.More countries are interested in the membership in the bankD.Germany and France will join the bank
47、soon【答案】C48、在“资源管理器”窗口中，用户若要选定多个连续的文件或文件夹，须在鼠标单击操作之前按下（）键。A.CtrlB.ShiftC.AltD.Tab【答案】B49、资料：American Airlines CEO takes blame for maintenance errors,disrupted flightsA.570 airplanesB.930 different planesC.300 MD-80sD.3000 flights【答案】C50、资料：According to our research,Best Buy in China was perceivedas
48、being too expensive,with many of their products priced higherthan in local markets.Why buy a Sony DVD player or Nokia phone atBest Buy when you can pay less for the exact same product at a localstore？Consumers will only be willing to pay more,like at the Applestores,if they are buying something they
49、 cannot get elsewhere.A.Shopping at neighborhood stores are more of Chinese consumersshopping habitB.Large flagship stores are unpopular in ChinaC.Americans do not like small,conveniently located retail outletsD.government ban on free shopping bags has dampened Chinese buyersenthusiasm【答案】A多选题（共多选题（
50、共 2020 题）题）1、下列关于地震说法正确的是（）。A.地震波分为纵波和横波，纵波传播速度较慢，能引起地面上下跳动，横波传播速度较快，能引起地面水平晃动B.一般情况下，地震时地面总是先上下跳动，后水平晃动，两者之间有一个时间间隔C.一般情况下，地震时震中附近震动最大.破坏性也最严重D.震级是地震强度大小的度量，它与地震所释放的能量有关，震级每差 1.0级，能量相差大约 32 倍.相差 2.0 级.能量相差约 1000 倍【答案】BCD2、政府预箅制度改革的主要内容是（）。A.建立科学合理的部门预箅制度B.推行国库单一账户体系C.实行政府采购制度D.建立先进完备的预箅技术保障体系【答案】AB