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1、2022年银行招聘之银行招聘综合知识题库包过题库附参考答案（轻巧夺冠）第一部分 单选题(50题)1、资料：Its almost considered sacrilegious today to leave work at the end of your workday or（for shame！）on a Friday and simply not check your work email again until you return the office during normal working hours。A.They are inconsistent about the attitu
2、de toward after hours emailsB.They both push the employees to be available all the timeC.They are consistent about the attitude towards after hours emailsD.They both dont mean to stress the employees out【答案】： A 2、资料：Elizabeth Blackwell was born in England in 1821, and moved to New York City when she
3、 was ten years old. One day she decided that she wanted to become a doctor. That was nearly impossible for a woman in the middle of the nineteenth century.After writing many letters asking for admission （录取） to medical schools, she was finally accepted by a doctor in Philadelphia. She was so determi
4、ned that she taught school and gave music lessons to get money for the cost of schooling.A.was the first woman doctorB.and several other women founded the first hospital for women childrenC.became the first woman physicianD.set up the first medical school for women【答案】： A 3、人民币汇率形成机制改革坚持主动性、可控性、渐进性的
5、原则，2005年7月21日，人民币汇率形成机制改革启动，开始实行以市场供求为基础、参考一篮子货币政策进行调节、有管理的浮动汇率制度。自汇率形成机制改革以来，人民币汇率弹性逐步扩大，并形成双向波动的格局，呈现稳中有升的态势。A.货币局制B.传统的盯住汇率制C.事先不公开汇率目标的管理浮动D.单独浮动【答案】： A 4、 ( )是指对被审计单位财政财务收支的真实性和合法合规性进行审查，旨在纠正错误、防止舞弊。A.外部审计B.财政财务审计C.经济效益审计D.内部审计【答案】： B 5、资料：We never thought wed say this, but wed welcome back som
6、e chilly weather.A.About 60s and 70sB.Between 60s and 90sC.Below 60sD.About 80s and 90s【答案】： D 6、资料：How did Tencent take WeChat so far ahead of its rivals? The answer lies partly in the peculiarities of the local market. Unlike most Westerners, many Chinese possessed multiple mobile devices, and the
7、y quickly took to an app that offered then an easy way to integrate them all into a single digital identity. In America messaging apps had a potent competitor in the form of basic mobile-phone plans, which bundied in SMS messaging. But text messages were costly in China, so consumers eagerly adopted
8、 free messaging app. And e-mail never took off on the mainland the way it has around the world, mainly because the internet came late; that left an opening for messaging apps.A.successB.chanceC.remarkable ideaD.None of the above【答案】： C 7、2月6日，我国自主研发建造的全球首座十万吨级深水半潜式生产储油平台（）能源站，抵达海南陵水海域。A.“天海一号”B.“深海一
9、号”C.“深鲸一号”D.“白鲨一号”【答案】： B 8、资料：Changing careers is becoming more popular. Not just because there are more career options available, but also out of necessity. As new industries arise, others die. Its up to you to figure out if your career is still going to be around in the next 5-10 years. Some stud
10、ies say we could have as many as nine careers in our professional lifetime. Which begs the question: do you know what it takes to successfully change career lanes repeatedly?A.As new industries arise, the popularity of different careers also changeB.Nowadays people dont know what they really want to
11、 doC.Because changing careers is becoming more popularD.Because one could have as many as nine careers in his professional lifetime【答案】： A 9、下列行业中最接近于完全竞争模式的是（）。A.飞机制造业B.烟草业C.日用小商品制造业D.汽车制造业【答案】： C 10、一位专家表示，如果疫情发生在一个中小城市，而不是这样的核心城市，当地政府不会如此紧张，担心引发城市的舆论危机和社会危机，也就会降低控制舆论的风险，从而采取有效措施来处理。同时，各方面对于中小城市的各
12、种资源供给也会充裕，而且各种救助措施也会针对较少的人口而更为简洁和有效。A.大城市的管理难度比中小城市更大，特别是在暴发疫情的时候B.建议改变过去发展核心城市的策略，鼓励中小城市发展C.比起大城市，中小城市暴发疫情后的防控工作会更为简单有效D.疫情发生在中小城市的话，当地政府就不会紧张【答案】： C 11、资料：Elizabeth Blackwell was born in England in 1821, and moved to New York City when she was ten years old. One day she decided that she wanted to
13、become a doctor. That was nearly impossible for a woman in the middle of the nineteenth century.After writing many letters asking for admission （录取） to medical schools, she was finally accepted by a doctor in Philadelphia. She was so determined that she taught school and gave music lessons to get mo
14、ney for the cost of schooling.A.ParisB.the United StatesC.EnglishD.New York City【答案】： B 12、Routine inspections are conducted at the Haldren Paper Factory to ensure that all equipment is functioning _.A.properlyB.rightfullyC.literallyD.officially【答案】： A 13、股利分配中的除息日是指（ ）。A.股利权与股票互相分离的日期B.股利发放日期C.领取股利
15、的登记日期D.股利权从属于股票的日期【答案】： A 14、资料：Acknowledging that so-called cloud computing will blur the distinctions between computers and networks, about two dozen big information technology companies plan to announce a new standards-setting group for computer networking. The group, to be called the Open Networ
16、king Foundation, hopes to help standardize a set of technologies pioneered at Stanford and the University of California, Berkeley, and meant to make small and large networks programmable in much the same way that individual computers are.A.To make networks less expensive to build and operateB.To enh
17、ance the capabilities of network engineersC.To set new standards for computer networkingD.To promote cloud computing【答案】： C 15、 银行存款收入和付款都不入银行存款日记账，其动机不包括( )。A.想隐瞒留收人B.利用账户为他人取现金从中获取好处费C.将单位资金借出或公款私存，获得利息收入D.节省成本【答案】： D 16、American travelers abroad have discovered that they can buy more foreign_with
18、 their dollar.A.currentedB.currentlyC.currencyD.current【答案】： C 17、Lets face it.Gardening fanatics like nothing better than to have their hands stuck in the soil or to be trimming,pruning,or harvesting the fruits of their labors.But for once,here is an obsession which benefits the whole community by
19、beautifying the environment and producing cooler,more fragrant,and cleaner air.To recognize that fact,the Tampa City Council has decided to award generous prizes to the most beautiful displays this spring.A.All residents of TampaB.The owners of gardening storesC.The members of the Tampa City Council
20、D.The judges of the competition【答案】： A 18、资料：Singapore Airlines plans to introduce inflight mobile phone and internet access in May this year,beginning with its flagship Airbus A380 fleet.A.Singapore Airlines online survey is to be carried out among its registered membersB.Airbus A380 will be the fi
21、rst aircraft to be equipped with inflight internet and mobile serviceC.Singapore Airlines inflight internet access will be limited to some specific devicesD.Singapore Airlines will be the first to introduce inflight mobile phone and internet access【答案】： B 19、从2020年4月8日零时起，武汉市解除（）管控措施，撤除武汉市交通管控卡口，有序恢
22、复铁路、民航、水运、公路城市公交运行。这标志着疫情防控取得阶段性重要成效，也标志着湖北保卫战、武汉保卫战进入了一个新的阶段。A.离汉通道B.封闭管理C.交通封管D.高风险【答案】： A 20、Theres been a lot of contention in the last couple of weeks about the future_of the company.A.directionB.decisionC.conditionD.orentation【答案】： A 21、在PowerPoint 2003中，要将D盘上的“时间都去哪了.MP3”文件插入到当前幻灯片中，所选择的命令项是（
23、）。A.插入影片和声音剪辑管理器中的声音B.插入影片和声音文件中的声音C.插入影片和声音剪辑管理器中的影片D.插入影片和声音文件中的影片【答案】： B 22、_ analysts predictions, McKnight Electronic engineers were able to create a battery capable of lasting twice as long as previous models.A.NeverthelessB.Contrary toC.ExceptD.Provided that【答案】： B 23、Her parents insist that
24、she_alone.A.liveB.livesC.livedD.is living【答案】： A 24、通常情况下，下列商业银行资产的流动性自高至低排序正确的是（）。A.（2）（1）（3）（4）B.（1）（2）（3）（4）C.（2）（1）（4）（3）D.（1）（2）（4）（3）【答案】： D 25、2019年7月22日，美国财富杂志公布2019年“世界500强”榜单。中国银行以1277.14亿美元营业收入排名第（）位，较上一年度上升两位。A.34B.44C.45D.30【答案】： B 26、某银行因特殊情况集中办理业务，导致窗口出现排队现象。假定每分钟来办业务的顾客增长数量相等，粗略估计，要让
25、排队现象消失，在同时开设4个窗口的情况下需要25分钟，在同时开设6个窗口的情况下需要12.5分钟。则如果需要在10分钟内让排队现象消失，则至少应当开（）窗口。A.7B.8C.6D.5【答案】： A 27、资料：Our goal with the new MacBook was to do the impossible: engineer a full-size experience into the lightest and most compact Mac notebook ever. That meant reimagining every element to make it not o
26、nly lighter and thinner but also better. The result is more than just a new notebook. Its the future of the notebook. And now, with sixth-generation Intel processors, improved graphics performance, faster flash storage, and up to 10 hours of battery life. MacBook is even more capable.A.Bigger screen
27、B.Faster flash storageC.Longer battery lifeD.Clear representation【答案】： A 28、 “手续费收入”属于( )类科目。A.所有者权益B.损益C.资产D.负债【答案】： B 29、2008年全球金融危机爆发以来，世界主要国家央行开始采取特殊货币政策，美国在利率水平已经接近纪录最低时，推出了一系列非常规货币政策，包括为了支持银行贷款的长期流动性供给，为压低长期利率的资产购买计划等，除美国以外，美国、日本和欧洲银行也采取了非常规货币政策。IMF于2013年5月16日发布了非常规货币政策：最近经验与前景报告，报告称发达国家的非常规货币
28、政策在很大程度上帮助实现了该国政策目标，诸如持续两年左右的购买国债计划帮助美国和英国的GDP增速提升了约2个百分点，然而，发达国家的这些政策对世界其他国家也造成了很大的影响，大量资本流入拉丁美洲和亚洲，导致新兴市场的汇率过度升值和波动。A.紧缩货币政策B.消极货币政策C.中性货币政策D.宽松货币政策【答案】： D 30、流动性资产是指（ ）个月内变现的资产。A.1B.2C.6D.12【答案】： D 31、The detective（）the solving of this case to an anonymous phone call the police received a few hou
29、rs before the arrest took place.A.accusedB.presentedC.attributedD.disapproved【答案】： C 32、太阳系的构成部分没有（ ）。A.太阳B.小行星C.卫星D.银河【答案】： D 33、_ some mistakes, I failed to get the promotion.A.BecauseB.Owing toC.For the sake ofD.Thanks to【答案】： B 34、 银行固定资产科目的余额在( )。A.借方B.贷方C.收方D.付方【答案】： A 35、资料：Special needs stud
30、ents can not only learn from regular education teachers, but can participate in collaborative learning with mainstream students as well. Collaborative learning allows students to work together in groups to complete lessons and assignments. A.It is desired for students with special needsB.It is tutor
31、ed by regular teachers for mainstream studentsC.It is planned for collaborative learning by mainstream studentsD.It has students with special needs and regular education classmates【答案】： D 36、It is said that this job is open to all,_previous experience.A.regardless ofB.prior toC.because ofD.in case o
32、f【答案】： A 37、若一国的财政收入比支出要少，则说明该国出现（）。A.通货膨胀B.金融危机C.财政赤字D.贸易赤字【答案】： C 38、甲乙丙三人去买水果，甲购买1斤西瓜3斤苹果7斤梨共需要31.6元，乙购买1斤西瓜4斤苹果10斤梨共需36.2元。那么，丙购买1斤西瓜1斤苹果1斤梨共需要（）元。A.22.4B.24.2C.12.4D.14.2【答案】： A 39、Bilateral relations have entered a new stage of development both in terms of_and breadth.A.profundityB.dimensionC.
33、implicationD.innovation【答案】： A 40、商业银行财务管理的核心内容是（ ）。A.资本金管理B.利润管理C.财产管理D.成本管理【答案】： D 41、The WHO says there is currently no evidence of human-to-human _ of the virus.A.translationB.transitionC.transmissionD.transaction【答案】： C 42、下列关于中国航天技术的说法，不正确的是（）。A.我国运载火箭均属于“长征”系列B.中国现在已建成的航天器发射场有酒泉、西昌、西宁三处C.中国于1
34、970年成功发射了第一颗人造地球卫星“东方红一号”D.“嫦娥工程”是中国启动的第一个探月工程【答案】： B 43、资料：What if you were told there was a way you may strengthen your cognitive skills and heighten your intelligence, and all you had to do was was learn to strike up basic conversations in another language?A.hard work with little progressB.long h
35、ours of tiring learningC.great pronunciation in a suddenD.boring memorization【答案】： C 44、无差率曲线为斜率不变的直线时，表示相结合的两种商品是（）。A.正相关的B.互不相关的C.互补的D.完全替代的【答案】： D 45、对于采取紧缩战略的组织，人力资源管理的关键活动是（）。A.改变员工的晋升和发展机会。留住更多的现有人员B.裁减工作绩效不佳的员工C.合并新购并企业的人力资源管理体系D.制定适当的规划保证及时雇用和培训新员工【答案】： B 46、2月7日，国务院反垄断委员会制定发布平台经济领域反垄断指南，强调（
36、）及配套法规规章适用于所有行业。A.反垄断法B.反经济垄断法C.所有行业反垄断法D.反垄断法（试行）【答案】： A 47、资料：FAST cars whizz around，malls are full of expensive luxuries and cranes dominate the skyline.But scratch the shimmering surface of the Gulf and you soon find countries hurting from the low oil price，currently around $40 a barrel.Growth i
37、s slowing and unemployment is rising.Policy makers even dare utter a three-letter“t” word until recently taboo：tax.A.Other GCC states will start economic reform in the way Dubai has doneB.Negative outlook might remain for GCC countries government financial conditionC.Oil price will hardly rise in th
38、e foreseeable futureD.Oil revenue accounts for 85% of Qatars government income【答案】： B 48、2009年10月2日在丹麦首都哥本哈根举行的国际奥委会第121届全会，关于2016年夏季奥运会举办城市的投票中，经过三轮投禀,（）成功获得了2016年奥运会的主办权。A.芝加哥B.马德里C.东京D.里约热内卢【答案】： D 49、联合国大会将每年的（）定为“妇女和女童参与科学国际日”，今年的主题是“投资妇女和女童参与科学，促进包容性绿色增长”。A.2月10日B.2月11日C.2月12日D.2月13日【答案】： B 50
39、、资料：Google and Uber have grabbed most of the attention regarding the advent of self-driving cars, but on Sunday, Lyft threw down the ultimate challenge: A majority of autonomous vehicles for Lyft within a mere five years.A.At almost unprecedented moment in history, we should reach our potential to d
40、ecide whether to take the right pathB.At almost unprecedented moment in history we should reach our potential to decide whether to take decisive actionC.At almost unprecedented moment history,we should reach our potential to choose the right answers to all the problems encountered by usD.At almost u
41、nprecedented moment in history we should our potential to realize the advent of the era of self-driving cars【答案】： D 第二部分 多选题(50题)1、2004年2月23日，中共中央政治局召开会议指出，要紧紧抓住发展这个第一要务，坚持全面、协调、可持续的科学发展观，着力解决（）。A.经济社会发展中的突出矛盾B.宏观调控中存在的问题C.关系人民群众切身利益的突出问题D.市场经济秩序中的诚信问题【答案】： AC 2、信用社的所有者权益包括（）。A.投资者对信用社的投入资本B.资本公积金C.
42、盈余公积金D.未分配利润【答案】： ABCD 3、按信用创造的主体来划分，信用可以分为商业信用、银行信用、国家信用和消费信用。下列属于消费信用的有（）。A.某超市向某人提供额度为2000元的赊销业务B.某企业向某超市提供额度为200万元的赊销业务C.某建材商允许某人对其所购置的装修材料以分期付款方式在2年内还清D.某银行向某人提供10万元的经济适用房贷款【答案】： ACD 4、中央银行增加货币供应量时，采取的下列政策中正确的有( )。A.公开市场买人证券B.降低法定存款准备金率C.提高再贴现率D.降低再贷款利率【答案】： ABD 5、下列属于商业银行营业外支出的有（）。A.固定资产盘亏B.违约
43、金C.坏账准备金D.公益救济性捐赠E.非常损失【答案】： ABD 6、以下（）是计算机输入设备。A.显示器B.打印机C.扫描仪D.麦克风【答案】： CD 7、费雪方程式揭示了价格的变动取决于（ ）的影响。A.产业结构的变动B.货币流通速度C.总产出D.货币供给量【答案】： BCD 8、商业银行保持现金资产的目的有（）。A.保持清偿性，满足客户提存B.实现盈利需要C.满足法规要求D.保持流动性【答案】： AD 9、下列各项中，（ ）属于财政支出缺位的表现。A.财政对经营性事业单位进行不合理补贴B.社会保障支出水平偏低C.基础性科研和义务教育保障力度不够D.对农村公共服务的保障水平短缺【答案】：
44、BCD 10、风险管理的“三道防线”指的是（）。A.前台业务人员B.风险管理职能部门C.内部审计D.后台业务人员E.内部控制【答案】： ABC 11、下列有关审计证据充分性、适当性的表述中，正确的有（）。A.审计证据的充分性是对证据在数量上的要求，而适当性是对证据在质量上的要求B.注册会计师所获取的审计证据的数量不仅受到会计报表错报风险的影响，还受到审计证据质量的影响C.审计证据的质量越高。需要的审计证据可能越少D.审计证据的质量越低，就需要更多的审计证据【答案】： ABC 12、银行业从业人员的下列行为中正确的有（）。A.与其所在机构的同事闲暇时谈论客户的婚姻状况B.保守客户隐私，不擅自向银行以外的机构和个人透露客户的交易信息C.从银行离职后可以与朋友交流以前客户的交易信息D.在有关国家机关依法调查时，透露有关客户信息【答案】： BD 13、 甲雇杀手乙杀丙，言明不要造成其他后果。乙几次杀丙均未成功，后来采取爆炸方法，对丙的住宅(周边没有其他人与物)进行爆破，结果将丙的妻子丁炸死，但丙安然无恙。关于本案，下列说法错误的有（