2022年保险英语常用词汇.docx

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1、精品_精品资料_保险英语常用词汇insure保险.投保.保证insurance保险.保险费.保险金额underwriters保险商(指专保水险的保险商)保险承运人insurance company保险公司insurer保险人insurance broker保险经纪人 insurance underwriter保险承保人 insurance applicant投保人insurant, the insured被保险人,受保人to cover effect,arrange,take out insurance投保 insurance coverage;risks covered保险范畴 insura

2、nce slip投保单insured amount保险金额 insurance against risk保险 insurance clause保险条款 insurance instruction投保通知 insurance business保险企业 insurance conditions保险条件PICC Peoples Insurance Company of China中国人民保险公司risk insured, risk covered承保险项risk险别to provide the insurance为.供应保险leaflet说明书fine print细就 insurance expen

3、se保险费 premium rate保险费率premium 保险费insurance rate保险费率表insurance proceeds保险金(保险收入)insurance free of from particular average FPA.平安险(单独海损不赔)insurance with particular average WPA, basic risks. insurance against all risks.综合险,应保一切险risk of breakage破裂险risk of clashing碰损险risk of rust生锈险risk of hook damage钩损险

4、risk of contamination tainting污染险 insurance against total loss only TLO全损险 risk of deterioration变质险risk of packing breakage包装破裂险可编辑资料 - - - 欢迎下载精品_精品资料_risk of inherent vice内在缺陷险risk of normal loss natural loss.途耗或自然损耗险risk of spontaneous combustion自然险 risk of contingent import duty进口关税险 insurance a

5、gainst war risk战争险Air Transportation Cargo War Risk航空运输战争险overland Transportation Insurance War Risk陆上运输战争险insurance against strike, riot and civil commotion SRCC罢工,暴动,民变险insurance against extraneous risks, insurance against additional risks附加险risk of theft, pilferage and nondelivery TRND盗窃提货不着险 ris

6、k of fresh and/of rain water damagewetting淡水雨淋险 risk of leakage渗漏险risk of shortage in weight/quantity短量险risk of sweating and/or heating受潮受热险risk of bad odourchange of flavour恶味险,变味险risk of mould发霉险on deck risk舱面险ocean marine cargo insurance clauses海洋运输货物保险条款transportation insurance运输保险overland trans

7、portation insurance, land transit insurance陆上运输保险 insurance against air risk, air transportation insurance航空运输保险 parcel post insurance 邮包运输保险ocean marine cargo insurance, marine insurance水险(海运货物保险)All Risks一切险average海损Particular Average P.A单独海损 General Average G.A共同海损 Marine Losses海损partial loss部分缺失

8、total loss全部缺失health insurance疾病保险,健康保险 sickness insurance疾病保险 insurance for medical care医疗保险major medical insurance policy巨额医药费保险 insurance during a period of illness疾病保险 life insurance人寿保险endowment insurance养老保险insurance on last survivor长寿保险to purchase health insurance购买健康保险to have a health insura

9、nce policy购买健康保险Additional Words and Phrases policy-holder保险客户可编辑资料 - - - 欢迎下载精品_精品资料_extra premium额外保险费additional premium附加保险费保险英语词汇 Aabandonment委付abandonment clause委付条款accident意外事故accounting period结算期act of god不行抗力actual total loss实际全损actuarial method精算法actuary保险精算师additional premium附加保险费additiona

10、l risk附加险advance profit预期利润aggregate limit累积限额aggregated loss累积缺失all-risks policy一切险保单antis election逆挑选applicant投保人application投保单approved承保assignment clause转让条款average海损、海损分摊average adjuster海损理算人average clause共同海损分担条款保险英语词汇 Bbalance所欠款项beneficiary受益人binder暂保单binding slip暂保单breakage of packing包装破裂险br

11、oker经纪人保险英语词汇 Ccapacity承保才能captive自保公司captive pools自保组合cargo damage adjustment货损理算cargo damage inspection货损检验cargo damage prevention货损预防可编辑资料 - - - 欢迎下载精品_精品资料_cargo damage report货损报告cargo damage survey货损检查,货物损坏检验cargo insurance premium货物保险费cargo insurance rate货物保险费率cargo insurer货物承保人cargo policy货物保

12、单,货物保险单cargo premium货运保险费,货物保险费 cargo underwriter货物保险承保人(商),货险承保人,货物承保人cash loss现金赔款cash value现金价值catastrophe巨灾catastropheexcess of loss(CXL)巨灾超赔巨灾超赔分保categories of insurance保险类别ceding company分出公司cedinginsurancecompany分保公司ceding, retrocessionfor reinsurance分保certificate of cargo damage货损证明certificat

13、e of insurance保险证明、保险凭证cession limit分保限额China Insurance Clause CIC中国保险条款claim索赔claim assessor索赔人claim settlement理赔claim-prone简单出险claims and arbitration索赔与仲裁claims assistance理赔帮助clash and breakage碰损,破裂险clean cut结清方式coinsurance共保co-insurance共同保险co-insurance company共同保险公司combined ratio综合赔付率commencement

14、 and termination起讫concurrent insurance同时保险consequential loss CL后果缺失constructive total loss推定全损contingent liquidity或有流淌性continued insurance连续保险co-related risks关联风险cover承保、责任额cover note保险证明书 , 承保单,保险证明 cover note暂保单(证明同意承保的暂时文件)coverage受保范畴可编辑资料 - - - 欢迎下载精品_精品资料_保险英语词汇 Ddamage损坏赔偿金damage cargo clerk理

15、残员,货损治理员damage cargo list货损单,残货单damage certificate损坏证明书damage claim损坏索赔damaged by other cargo由其他货物损害damaged cargo list受损货物单damaged cargo report受损货物报告书,货物损害报告deductibles免赔额deposit premium预付保费destroyed毁坏disbursement policy 船舶 驶费保险单 dividend system红利制度 double insurance双保险dual valuation clause双重价值条款保险英语

16、词汇 Eemployer业主Endorsement批单endorsement:签注endowment insurance养老保险 endowment policy人寿定期保险单 event limit大事限额ex gratia payments通融赔款excess loss超额赔款excess of loss cover超额赔偿excess of loss(XL超赔分保exclusion除外责任EXL protection超赔保证exposed areas风险承担区域exposure rating风险评估extended-term insurance过期保险extra charges额外费用e

17、xtra premium额外保险费extraneous risks additional risks附加险保险英语词汇 Ffacultative business临分保facultative reinsurance暂时分保fault liability过失责任financial quota shares成数分保可编辑资料 - - - 欢迎下载精品_精品资料_fine print细就finite risk有限制的风险finite risk transfer有限风险转移floating policy浮动保险单franchise deductible免赔额.免赔率free of all averag

18、e FAA全损赔偿freight insurance运费保险freight policy运费保险单full coverage全额承保full insurance全额保险full insurance value足额保险价值full liability全部责任保险英语词汇 Ggeneral average(GA)共同海损grace periodgross net premium income group insurance(GNP)I宽限期总净保费收入团体保险guarantee of insurance保险担保书保险英语词汇 Hhazardhealth insurance heavy damage

19、 holistic risk transfer hook damage危急因素疾病保险,健康保险严峻破坏整体风险转移勾(钩)损险hour clause小时条款保险英语词汇 IIBRN reserve已发生但未报的缺失储备金,IBRN储备金 import cargo insurance进口货物保险increased value clause增值条款increased value insurance增值保险increasing coverage, extending coverage加保Incurred but not reported lossesIBRN已发生但未报的缺失indemnity l

20、imit赔偿期限indemnity period赔偿期individual losses单一缺失industrial insurance产业保险inflated claim超额索赔inherent nature of cargo货物的固有性inherent vice内在缺陷可编辑资料 - - - 欢迎下载精品_精品资料_inherent vice of cargo货物固有缺陷inspection of cargo积货鉴定,货物检验,检查货物 inspection of cargo GA or PA海损 单独海损或共同海损 鉴定 inspection on damaged cargo货物残损检验

21、installment insurance分期付款保险Institute Cargo Clauses ICC,I.C.C.协会货物(保险)条款insurability可保性insurance保险,保险费,保险金额insurance act保险条例insurance against risk保险insurance agents保险代理,保险代理人insurance amount保险金额保险额insurance applicant投保人insurance assessor保险公估人insurance broker保险经纪人insurance business保险企业保险业insurance cap

22、acity承保才能insurance certificate保险凭证保险证书insurance claim保险索赔insurance clause保险条款insurance commission保险佣金insurance company保险公司insurance conditions保险条件保险契约商定条款insurance contract保险合同insurance corporation保险公司insurance coverage保险范畴,保额 insurance declaration sheetbordereau保险申报单 明细表 insurance division保险部insura

23、nce document保险单据insurance expense保险费insurance fond保险基金insurance industry保险业insurance instruction投保通知,投保须知insurance law保险法insurance on last survivor长寿保险insurance period保险期限insurance policy保险单 保单insurance premium保险费insurance proceeds保险金(保险收入) , 保险赔偿金,保险赔款insurance rate保险费率表insurance securitization保险证券

24、化insurance slip投保单 投保申请书insurance subject保险标的可编辑资料 - - - 欢迎下载精品_精品资料_insurance treaty保险合同insurance underwriter保险承保人insurance valueinsurance amount保险金额insurant被保险人,受保人insure保险、投保、保证insured被保险人insured amount保险金额insured loss保险缺失insured property参保物业Insured Value保险价值insurer保险人、保险公司,保险商insurer underwriter

25、承保人、保险人investment insurance投资保险保险英语词汇 J-L Jjettison投弃Llaw of insurance保险法law of large numbers大数法就leaflet说明书less exposed缺失可能性小letter of guarantee保函,保证书liability责任liability insurance责任保险license bond执照保险life assured人寿保险投保人life expectancy平均余命life fund人寿保险基金life insurance人寿保险life insurance actuary人寿保险精算师

26、life insurance reserve人寿保险责任预备金life Table生命表light damage轻度破坏limits投保限额line slips分保条liquidity support供应流淌资金Lloyd劳合社loading附加费loading人寿保险附加费loss adjuster缺失理算人可编辑资料 - - - 欢迎下载精品_精品资料_loss occurrence缺失发生loss occurring basis缺失发生基础loss of profit利损险loss participation分担缺失loss ratio缺失率loss ratio赔付率loss settl

27、ement缺失赔付保险英语词汇 Mmail contractor承包商main risks主险maintenance保证期malicious damage恶意损害marine insurance海上运输保险,水险marine losses海损medical insurance医疗保险mortality tables死亡率表(用于运算保险风险)multiple claim多次(重复)索赔multiple insurance重复保险mutual insurance相互保险mutual insurance company相互保险公司保险英语词汇 NNatCat pooling自然灾难共保natura

28、l catastrophe(NatCat )自然灾难natural premium自然纯保费net retained lines净自留额net retained losses缺失净自赔额no profit commission无纯益风险no-claims bonus无索偿奖金non-life非寿险non-proportional reinsurance非比例再保险notification告知保险英语词汇 Oobject标的obligatory reinsurance固定分保 ocean marine cargo clauses海洋运输货物保险条款 on deck risk舱面险open pol

29、icy预约保险单open policy insurance预约保险original deductibles原始免赔额可编辑资料 - - - 欢迎下载精品_精品资料_original rate原始费率over insurance超额保险overland( transportation) insurance陆上运输保险保险英语词汇 Pparcel post insurance邮包运输保险partial loss部分缺失particular average PA单独海损peril危急、危急事故perils of the sea海上风险permit bond许可证保险placement支配policy

30、保单、保险单、保险契约policy holder保险客户保险单持有人policy package承保多项内容的保险单 policy proof of interest保险单权益证明 policy reserves保险单责任预备金policy-holder保险客户policyholder保单持有者policy-holder保险客户pool共保组合、合保pool联营pool administrator共保组合治理人portfolio entry未满期责任的出帐 portfolio outgo未满期责任的入帐 possible maximum loss(PML)可能最大缺失 post-financi

31、ng后融资post-funding后融资pre-financing先融资pre-funding先融资premium保险费premium rate保险费率premium rebate保险费回扣previous losses既往缺失primary insurance company原保公司、主保险商principal业主principle of compensation补偿原就priority分保自留额、自付责任priority deductible优先(免赔额 proceeds收益professional专业险profit margin利润边际可编辑资料 - - - 欢迎下载精品_精品资料_pr

32、operty财产险property covered受保财产property insurance财产保险 proportional cover比例分保 proportional reinsurance比例再保险 proximate cause近因punitive damage惩处性损害pure endowments定期生存保险pure risk纯粹危急保险英语词汇 Rrain insurance雨水保险rainstorm雨暴rate费率rating费率recovery追偿金reinstate复效reinstated继单reinstatement复原保额reinstatement value in

33、surance重置价值保险reinsurance分保、再保险、转保reinsured分出公司reinsurer分保人(分保公司) 、再保险人rejection risk拒收险renew coverage续保renewal续保.延期renewal premium续保费renewing coverage续保reserve预备金retention自留、自留额return period重现期revoke license吊销营业执照riot insurance骚乱保险risk险别、风险、保险,保险额risk carrier风险承担人risk covered承保险项risk insured承保险项risk

34、 management危急治理risk premium风险保费风险贴水、风险溢价risk unit危急单位risks covered保险范畴保险英语词汇 S可编辑资料 - - - 欢迎下载精品_精品资料_salvage charge救助费用salvage value残值,获救货物或船舶的价值second event cover其次大事承保set-off抵销settlement of claim理赔sickness insurance疾病保险social insurance社会保险solvency偿付才能solvency margin赔偿才能spread loss分散风险standing cha

35、rges维护费用stop loss赔付率超赔sub-contractor分承包商subject insured风险标的subrogation center代位求偿权 sue and labor expenses施救费用 suicide clauses自杀条款sum insured保险金额、保额surplus insurance盈余保险 survey at jetty risk码头检验险 survey in customs risk海关检验险保险英语词汇 Ttariff费率表tariff zone险区term insurance定期保险TG拐点周期the insured被保险人,受保人time

36、policy定期保险单topographic map的势图total loss全部缺失total sum insured总保额 treaties business合同分保 treaty reinsurance合约再保险 treaty-limits合约限额turnover营业额保险英语词汇 Uunder insurance低额保险underwriters保险商(指专保水险的保险商)、保险承运人、保险公司可编辑资料 - - - 欢迎下载精品_精品资料_underwriting承保underwriting policy承保政策unvalued insurance不定值保险unvalued policy不定值保单utmost good faith最大诚信保险英语词汇 V-ZVvalued insurance定值保险voluntary insurance自动保险Wwaiver and estoppels弃权与禁止反言windstorm风暴working cost营业费用working expenses营业费用writing承保written premiums承保保费可编辑资料 - - - 欢迎下载

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