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1、2022银行招聘考试考试真题精选及答案5章2022银行招聘考试考试真题精选及答案5章 第1章Passage 2The food we eat seems to have profound effects on our health. Although science has made enormous steps in making food more fit to eat, it has, at the same time, made many foods unfit toeat. some research has shown that perhaps eighty percent of
2、all human illness are related to diet and forty percent of cancer is related to the diet as well, especially cancer of the colon. Different cultures are more prone to contract certain illness because of the food that is characteristic in these cultures.That food related to illness is not a new disco
3、very. In 1945, government researchers realized that nitrates and nitrites, commonly used to preserve color in meats, and other food additives, caused cancer. Yet, these carcinogenic additives remain inour food, and it becomes more difficult all the time to know which things on the packaging labels o
4、f processed food are helpful or harmful.The additives which we eat are not all so direct. Farmers often give penicillin to beef and poultry, and because of this, penicillin has been found in the milk of treated cow. Sometimes similar drugs are administered to animals not for medicinal purposes, but
5、for financial reasons. The farmers are simply trying to fatten the animals in order to obtain a higher price on the market. Although theFood and Drug Administration （FDA） has tried repeatedly to control these procedures, the practices continue.The world this in the second sentence of paragraph 2 mos
6、t probably refers to _.A. farmerB. penicillinC. beef and poultryD. the fact that farmers often give penicillin to a beef答案：D解析：乘数效应的类型有三种类型，其中不包括（） 。A、投资或公共支出乘数效应 B、税收乘数效应C、消费乘数效应 D、预算平衡乘数效应答案：C解析：乘数效应在实际应用中常见的类型有投资或公共财政支出乘数效应、 税收乘数效应、预算平衡乘数效应等。我国国民经济分为三个产业，下列属于第三产业的有（ ）。 A.房地产业 B.金融业C.计算机服务和软件业 D.建
7、筑业答案：A,B,C解析：第一产业：农、林、牧、渔业；第二产业：采矿业、制造业、电力、燃气及水 的生产和供应、建筑业；除第一与第二产业外其他行业都为第三产业。资料：Above the line promotion uses mass media such as the press,radio,television,cinema or poster sites. This type of promotion is usually paid for. Each of the possible media methods can be used to target audiences in diff
8、erent market segment. There are both strengths and drawbacks to these forms of media:UNISON embarked on a wave of television, internet and newspaper adverts for the million voices campaign. They wanted that the vital services provided by public sector workers could disappear if the funding cuts sent
9、 ahead. The adverts featured a lot of vital public service jobs fading out of sight and featured the tagline. Dont wait until theyre gone to defend them. A powerfulcampaign film was also released that illustrated how local communities would be affected by cuts. A version of this film aimed at recrui
10、ting members to UNISON was shown on television using DRTV. The online and newspaper adverts linked back to the campaign website where people can register their support and add a comment._ are mentioned in the passage as parts of mass media.A.the press,radio and television.B.the press,radio,internet,
11、television,cinema and post sites.C.the press,radio,internetD.the press,radio,television,cinema and poster sites.答案：D解析：本题考查的是细节理解。 mentioned; as parts of mass media第1自然段Above the line promotion uses mass media such as the press, radio, television, cinema or poster sites. 上文的线上推广使用大众媒体，如新闻、广播、电视、电影或海
12、报网站。本题的问题是“在这篇文章中被提到作为大众媒体的一部分的是什么？”。根据主题句可知，大众媒体包括新闻、广播、电视、电影或海报网站，故选D。从所给的四个选项中，选择最合适的一个填入问号处，使之呈现一定的规律性：答案：D解析：横向看，如果前面2个图中的小黑点都在圆内，则第3个图中小黑点个数为前2个图小黑点数目之和；如果前面2个图中的小黑点有的在圆内，有的在圆外，则第3个图中小黑点个数为前2个图小黑点个数之差。纵向看也符合这一规律。依此，最后一个图中应没有小黑点。正确答案为D。2022银行招聘考试考试真题精选及答案5章 第2章The Pope is the () leader of the C
13、atholics.A.spiritualB.specificC.strictD.stressed答案：A解析：教宗是天主教徒的精袖领袖。（1）宋庆龄虽年事已高，但仍精神饱满，坐在椅子_上 。（2）雅典神庙上的浮雕，在工业酸雨的溶蚀下，已经_了。依次填入横线部分最恰当的一项是（）A.夸夸其谈 面目一新B.侃侃而谈 面目全非C.侃侃而谈 面目一新D.夸夸其谈 面目全非答案：B解析：侃侃而谈，理直气壮、从容不迫地说话。夸夸其谈，形容说话、写文章浮夸不切实际。面目一新，样子完全改变，有了崭新的面貌。面目全非，就是指事物改变得和过去的完全不一样了。“侃侃而谈”是褒义词，“夸夸其谈”是贬义词。“面目全非”
14、含贬义，“面目一新”含褒义。结合题意，应选B。负责全国人民币印制发行的机构是（ ）。 A.国务院B.中国人民银行C.国家外汇管理局D.国家货币政策研究委员会答案：B解析：“国务院”即中央人民政府，是最高国家权力机关的执行机关，是最高国家行政机关;“中国人民银行”根据中华人民共和国中国人民银行法的规定,在国务院的领导下依法独立执行货币政策，履行职责，开展业务，不受地方政府、各级政府部门、社会团体和个人的干涉；“国家外汇管理局”进行外汇管理，是指一届政府授权鼠家货币金融管理当局或其他国家机关，对外汇收支、买卖、借贷、转移以及国际间的结算、外汇汇率和外汇市场等实行的管制措施广国家货币政策研究委员会”
15、主要负责制订利率水平。When I opened the first Body Shop in 1976, what I wanted to do was to earn （挣） enough money to feed my children. Today the Body Shop is a great company growing fast all around the world. In the years since we began, I have learned a lot. Much of what I have learned will be found in this b
16、ook, because I believe that we, as a company, have something worth saying about how to run a successful business without giving up what you really believe in.Its not an ordinary business book. It is not just about my life, either. The message is that to succeed in business you have to be different.
17、Business can be fun, and can be run with love and do good. In business, as in life, I need to enjoy myself, to have a feeling of my family and to feel excited by something unusual. I have always wanted the people who work for the Body Shop to feel the same way.Now this book sends these ideas out int
18、o the world, and makes them public. Id like to think there are no limits （界限） to our family, and no limits to what can be done. I find that an exciting thought. I hope you do, too.How does the writer feel about the business she runs?A. Its the biggest company in the world.B. It will possibly be more
19、 successful.C. Its one of the most successful businesses.D. It is the only company that is growing all around the world.答案：C解析：下列既属于直接金融工具又属于长期金融工具的是（ ）。A企业债券 B商业票据 C定金 D可转让大额存单答案：A解析：2022银行招聘考试考试真题精选及答案5章 第3章B超：超声波：诊断（ )A.雷达：天线：探测 B.冰箱：制冷剂：冷藏C.相机：底片：摄影 D.电脑：显示器：工作答案：B解析：B超根据超声波的特性发明，并用于诊断；冰箱根据制冷剂的特
20、性发明，用于 冷藏。金e顺不包括的交易渠道体系为（）。A.网上银行B.手机银行C.家居银行D.办公银行答案：D解析：金e顺是中国农业银行基于现代电子信息技术的在线金融服务品牌，主要包括网上银行、电话银行、手机银行、自助银行、电视银行(家居银行)等在内的交易渠道体系，以及客户服务中心、消息服务和经营门户网站等在内的服务渠道体系。资料：Italys next government, a coalition between the populistFive Star Movement and the far-right Northern League, is giving investors ple
21、nty to worry about. Leaked plans, hastily abandoned, suggested it might want to leave the euro or ask the European Central Bank to forgive 250bn（$292bn） of Italian debt. But less attention has been paid to what it might mean for Italian banks, and in particular for their biggest burden: non-performi
22、ng loans（NPLs）. Over 185bn of NPLs were outstanding at the end of 2022, the most for any country in the European Union. （1）By comparison with Greece where NPLs are 45% of loans, Italy looks manageable with just 11.1%. And it has made progress: in late 2022 NPLs were 16.8% of loans. But any wild poli
23、cy lurches would put that progress in question. The clean-up of banks books has relied on openness to foreign investors. Huge volumes of NPLs（37bn in 2022 and over 47bn in 2022, according to Deloitte, a consultancy） have been sold by banks, often to specialist American hedge funds like Cerberus Capi
24、tal Management or Fortress. （2）These so-called vulture funds may find life harder under the new government. Given the importance of being able to repossess the collateral for secured loans, NPL investors have been taken aback by a proposal to prevent any action against a debtor without the involveme
25、nt of a court. This would run counter to efforts to increase the use of out-of-court settlement for collateral across the EU. （3）The future of GACS, a scheme for providing an Italian government guarantee to the senior tranches of NPL securitisations （with the EUs blessing）, is also in question. Desp
26、ite a slow start in 2022, it has come to play a large role. An NPL sale last year by UniCredit, a large bank, worthl7.7bn, was subject to the scheme. Another 38bn-worh of Italian NPL deals in progress will be too, according to Debtwire, a news service. But investors now worry that GACS will not be r
27、enewed once it expires失效 in September, contrary to previous plans. （4）European regulators have made a concerted effort to deal with NPLs. In March the European Commission proposed laws to make cross-border operations easier for debt （5）Markets have deepened in tandem. As well as the specialist funds
28、 doing large deals,more options for trading NPLs have emerged. One example is Debitos, a trading platform that started in Germany and that allows investors to trade in NPLs from 11 European countries, including Italy and Greece. Most of its sales are between 50m and 200m and interest often comes fro
29、m local investors, says Timur Peters, its founderfor example, from individuals who buy propertybacked NPLs as a way to acquire those properties. （6） A liquid pan-European market in NPLs ought to prevent banks bad loans from accumulating and threatening their stability, as during the most recent cris
30、is. But Italy would, because of its sheer size, be the largest source of such loans for the foreseeable future. And any market with real doubts about the largest supplier is almost certain to be a stunted one. （7）Which of the following can be the best title of this article?A.Bad loans remain a conce
31、rn in Italy and across southern EuropeB.Italy will be the largest source of NPLs for the foreseeable futureC.Italy asks the European Central Bank to forgive its debtD.Investors can trade in NPLs across 11 European countries答案：B解析：本题考查的是主旨大意。 best title 第7自然段 Italy would, because of its sheer size, b
32、e the largest source of such loans for the foreseeable future. 由于其庞大的规模，在可预见的未来，意大利将成为此类贷款的最大来源。题目意为“以下哪项是本文最佳标题？”选项A意为“不良贷款仍然是意大利和整个南欧的一个问题”，选项B意为“不良贷款仍然是意大利和整个南欧的一个问题”，选项C意为“意大利请求欧洲中央银行减免其债务”，选项D意为“投资者可以在11个欧洲国家进行不良贷款交易”。根据主题句，全文主要叙述的是意大利的贷款状况及地位。必要条件：当一事物情况M不存在时，另一事物情况N也一定不会存在，那么前者(M)就是后者(N)的必要条件
33、。根据这一定义，下列各项中，M与N构成必要条件关系的是（）。2022年汕头农村信用社真题A.一个数能被2整除(M)，该数为偶数(N)B.发生重大安全责任事故(M)，人员伤亡(N)C.良好的家庭教育(M)，孩子成才(N)D.一个国家自然资源丰富(M)，该国经济发达(N)答案：A解析：BCD选项中，即使M不存在，N也有可能存在，因此不符合必要条件的定义。勤奋：进步A.勇敢：坚强 B.成功：努力C.气馁：挫折 D.懒惰：退步答案：D解析：题干是一种因果顺承关系，“勤奋使人进步”，符合这个推理关系的只有 D项。2022银行招聘考试考试真题精选及答案5章 第4章清代有学者说：“古有儒、释、道三教，自明以
34、来，又多一教，日小说士大夫、农、工、商贾，无不习闻之，以至儿童、妇女不识字者，亦皆闻而如见之，是其教较之儒、释、道而更广也。”这表明( )。A.小说成为一种新的宗教传播载体B.小说的兴起冲击了封建等级观念C.市民阶层扩大推动世俗文化发展D.世俗文化整合了社会的价值观念答案：C解析：根据这位学者的观点，市民阶层对小说的喜闻乐见更加扩大了小说这种世俗文化的影响，C项正确。题目中并没有反映出小说成为了一种新的宗教传播载体，或者小说的兴起冲击了封建等级观念、整合了社会的价值观念。故本题答案选C。文化认同作为小到一个群体、大到一个民族向心力的有机“粘合剂”，是凝聚这个群体和民族伟大精神力量的 。文化认同
35、如果缺失，社会语境便趋于焦虑，人们的价值取向便会 ，因为文化认同相对于政治认同和社会认同，具有更深远的 。依次填入横线部分最恰当的一项是（ ）。A.基础 丧失 意义 B.根本 丢失 价值C.根基 迷失 内涵 D.基础 失落 涵义答案：C解析：第二空，由“价值取向”所包含的方向性可知。此处填“迷失”最贴切，且与前句的“焦虑”构成语义上的呼应。故答案选C。储蓄机构设置应具备的基本条件主要包括（）。A.有机构名称、组织机构和营业场所B.熟悉储蓄业务的工作人员不得少于4人C.有具备条件的高级管理人员D.有必要的安全防范设备答案：A,B,D解析：储蓄管理条例第11条规定，储蓄机构的设置必须具备下列条件：
36、(1)有机构名称、组织机构和营业场所；(2)熟悉储蓄业务的工作人员不少于4人；(3)有必要的安全防范设备。下列属于商业银行现金资产的有（ ）。A.资本金B.票据贴现C.库存现金D.存放同业存款E.在中央银行存款答案：C,D,E解析：We can understand your strong desire _ the agreement at the earliest possible date.(A.finalizeB.to finalizeC.finalizesD.finalized答案：B解析：2022银行招聘考试考试真题精选及答案5章 第5章美国纳税人可以自由地行走于每一个政府部门之间，
37、实地考查政府工作人员每天到底在干什么，他们是否_，是否称职。填入横线部分最恰当的是（）A.尸位素餐B.玩物丧志C.安贫乐道D.宵衣旰食答案：A解析：尸位素餐:指空占着职位，不做事而白吃饭。玩物丧志：只顾玩赏所喜好的东西，因而消磨掉了志气。安贫乐道:处于贫困堍地，仍以守道为乐。宵衣旰(gan)食:天不亮就穿衣起来，天黑了才吃饭，形容勤于政务。这四个词语中符合语境且能与“称职”相对应的只有“尸位素餐”，故A为正确答案。家具对于（ ）相当于（）对于铅笔A.黄山安徽B.铁锹衣具C.手机卡号D.沙发文具答案：D解析：题干中家具包含沙发，沙发是家具的一种，所以二者构成了真包含关系，即属种关系。只有D项的表
38、述形式完全符合題干的逻辑关系，也构成了属种关系。故选D。我国GDP在“十一五”末已跃居世界（ ）。A.第一 B.第二 C.第三 D.第四答案：B解析：“十一五”期间，中国GDP总量的国际排序实现“三连跳”：从2022年的第五位提升到2022年的第四位、2022年的第三位、2022年的第二位。因此，“十一五”末，我国的GDP已跃居世界第二位。发泄:指通过激烈的情绪表达而使情绪稳定的一种方法。根据上述定义，下列不属于发泄的行为是（）A.甲得知自己彩票中奖后，一路高歌、芋舞足蹈B.小兰受到家长的批评后，将布艺小狗的耳朵扯下C.甲在就餐时与餐馆发生争执，肢体冲突中高喊“打人了！救命!”D.小丁高考落榜后，蒙头大睡三日，不吃不喝答案：C解析：首先分析题干条件，发泄须符合两个条件:一是做法为激烈的情绪表达；二是目的为了使情绪稳定。C不符合第二个条件，从其呼喊的内容可知他的目的是寻求旁人的帮助，而不是使情绪稳定。“无冕之王”是用来形容（ ）职业的。A.公务员 B.首长C.编辑 D.记者答案：D解析：无冕之王：根据现代汉语词典中的解释，指没有权威的名义而影响、作 用极大的人，现多指新闻记者。称记者为“无冕之王”，其含义是记者虽然没有具体职务，但是 在新闻活动中却处处高人一等。