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1、2017 年上半年湖北省保险代理从业人员资格考试基础知识试题本卷共分为1 大题 50 小题，作答时间为180 分钟，总分100 分，60 分及格。一、单项选择题（共50 题，每题2 分。每题的备选项中，只有一个最符合题意）1.保险经纪从业人员办理再保险经纪业务时，应当取得原保险人或再保险人分出业务的_。A口头委托要约B书面委托要约或口头委托要约C默示要约D书面委托函件或要约2._不属于保险竞争的主要内容。A险种的竞争B服务质量的竞争C业务的竞争D价格的竞争3.在保险合同中，投保人或被保险人就特定事项进行担保的条款称为_ A：内容的变更B：客体的变更C：责任的变更D：主体的变更4.英国的保险公估
2、人大多属于_。A“专业型”保险公估人B“技术型”保险公估人C“综合型”保险公估人D“保险型”保险公估人5.由于健康保险行业存在严重的信息不对称和道德风险，所以我国民法中的_原则在保险法中又被特别强调，单独列条。A自愿B公平C诚实信用D禁止权利滥用6.在我国，保险代理公司的业务范围包括_：推销保险产品；在保单内增加除外条款；代收保费；协助理赔。ABCD7.影响保险需求的因素主要有_。A保险公司数量B保险公司的偿付能力C风险的客观存在D社会人口总量和结构E银行利率8.下列关于人寿保险合同中贷款条款的说法错误的是_。A人寿保险合同满一定期限后，投保人可以以保险单为抵押向保险人申请贷款B贷款金额应少于
3、该保险单项下积累的责任准备金或退保金C如果在归还贷款本息之前发生保险事故，保险人负责给付保险金，但须从保险金中扣除未偿还的贷款本息D保险人只能就贷款进行追偿，而不能以此为理由解除保险合同9.目前，_是我国财产保险业务中保费收入比重最大的险种。A机动车辆保险B家庭财产保险C企业财产保险D责任保险10.公民的 _受到侵害有权要求恢复名誉、消除影响、赔礼道歉并可要求赔偿损失。A生命健康权文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6
4、X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8
5、L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V
6、1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7
7、L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1
8、Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E
9、5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1
10、B7L6X5 ZW10J4V1Q8L7文档编码:CY9E5V1X6O8 HT9H1B7L6X5 ZW10J4V1Q8L7B监护权、亲权C姓名权、肖像权、名誉权D配偶权11.定价方法属于 _ A：人口环境B：经济环境C：社会文化环境D：竞争对手的影响力12.查验被保险人以往事故记录，是财产保险核保的重要因素之一，保险人一般从被保险人过去一段时间的事故记录中可以看出被保险人对保险财产管理情况，保险人在查验事故记录时通常采取的查验事故的时间段为_ A：人身保险的期限较长B：人身保险的保险金额较大C：人身保险的价值无法估量D：人身保险具有补续性13.保险公司应当在每年1 月 31 13 前，向中国保监
11、会报送年度培训情况的报告。下列各项中，_不属于报告应当包括的内容。A上年度开展岗前培训和后续教育的内容B上年度开展岗前培训和后续教育的方式C上年度开展岗前培训和后续教育的时间D下年度的培训计划14.1991 年 6 月，国务院颁布了关于企业职工养老保险制度改革的决定，该规定改变了养老保险完全由国家、企业包下来的做法，实行国家、企业、个人三方共同负担，职工个人也要缴纳一定的费用。这一规定意味着我国已经确定了养老保险实行社会统筹、基金筹集实行部分积累的制度模式。（）A正确B错误15.投保人欺诈保险人所订立的合同_ A：房屋文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D
12、3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7
13、X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8
14、L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T
15、5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7
16、U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5
17、F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R
18、3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9B：大树C：雷击D：其它原因16.依据比例赔偿方式，对保险财产损失的赔偿，要根据_来计算赔偿金额。A保险标的投保时的实际价格与出险后实际价格的比例B保险金额和投保时保险标的实际价值的比例C保险金额和实交保费的比例D保险金额和出险时保险标的实际价值的比例17.电镜下观察的纹状缘是：A纤毛B绒毛C鞭毛D微绒毛E嗅毛18.企业财产保险的承保责任
19、中，保险人应承担的必要合理的费用支出中不包括_。A抢救保险财产，搬运至最安全地点临时存储的费用B洪灾后，清理保险财产而支付的清理淤泥的合理费用C公安、消防救火所损坏的消防器械D雹灾过后，修理保险财产以防止损失扩大而支出的费用19.是保险合同变更必须采用的形式。A：书面形式B：口头形式C：公证形式D：仲裁形式20.下列哪种类型的重大疾病保险产品通常作为寿险的附约?A：提前给付型B：附加给付型C：独立主险型D：回购式选择型文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF
20、7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH
21、5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7
22、R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:
23、CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10
24、HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 Z
25、V7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编
26、码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F921.保险专业代理机构监管规定所指的高级管理人员不包括_。A保险专业代理公司的总经理B保险专业代理公司的副总经理C公司制保险代理机构的监事会主席D保险代理分支机构的主要负责人22.描述证券市场总的价格水平变化的指标称为_。A证券弹性B证券价格C证券指数D证券边际23.当债券发生违约事件时，投资者可能面临的最大损失是（）。A利息收入B资本金C部分利息与资本金D全部利息与资本金24.中国保监会披露保险营销员资格证书、展业证信息以及保险营销员诚
27、信记录的载体是 _ A：消费者维护自身权益的行为B：诋毁商誉的行为C：新闻媒体损害竞争对手商业信誉的行为D：侵犯经理名誉权的行为25.投保人欺诈保险人所订立的合同_ A：房屋B：大树C：雷击D：其它原因文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3
28、T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF
29、7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH
30、5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7
31、R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:
32、CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10
33、HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F926.我国消费者权益保护法中第一次规定了适用惩罚性赔偿制度，下
34、列选项中，当经营者_，消费者可以依法按其所支付价款的两倍要求经营者赔偿其损失。A不具备产品应当具备的性能而事先未作说明B所售产品包装上未注明出厂日期和保质期C谎称某国内私营企业产品为“美国进口原装”D出售国家明令淘汰的产品27._是指投保人以保险利益的全部或部分，分别向数个保险人投保相同种类保险，签订数个保险合同，其保险金额总和不超过保险价值的一种保险。A互助保险B共同保险C重复保险D复合保险28.王刚 2010 年 4 月满 60 岁，该月他将自己储蓄50 万元中 40 万元以趸缴保费形式购买保险公司养老年金，年金期间为一年，从 2011 年 5 月开始从保险公司领取养老金，该年金方式按给付
35、起止时间分类属于_。A延期年金B即期年金C趸缴保费延期年金D单人年金29.以下关于保险企业社会责任的说法，错误的是_。A保险企业社会责任由经济责任、法律责任、伦理责任和慈善责任构成B保险企业的经济责任与法律责任是基础责任，也是保险企业存在的前提条件C伦理责任与慈善责任是保险企业自愿承担且以政府强制力以外的其他手段作为其履行保障的责任D保险企业是否履行慈善责任一定影响其经营绩效30.在法律上发生效力的死亡有多种情况，其中，未订有失踪条款的人身意外伤害保险的保险人应该承担保险责任的死亡是_。A宣告死亡B推断死亡C生理死亡D心理死亡文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R
36、3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:C
37、F7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 H
38、H5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV
39、7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码
40、:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10
41、 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6
42、ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F931.我国保险法采取_的方式对人身保险合同的保险利益加以明确。A被保险人同意B限制家庭成员关系范围C限制家庭成员关系范围并结合被保险人同意D按被保险人与投保人之间存在一定经济联系32.下列各项中，不能引起委托代理关系终止。A：代理人死亡B：被代理人死亡C：代理期间届满或者代理事务完成D：被代理人取消委托或者代理人辞去委托33.从建
43、国到20 世纪 80 年代中期，是我国养老保险制度传统体制阶段，其特点是_。A养老保险费由单位和个人共同负责B财务模式采用基金积累制C经营中具有较强的单位化色彩D基本养老保险实行社会统筹34.根据预定的死亡率、利率和附加费用率计算毛保费，毛保费的精算现值等于未来的保险给付、费用和利润的精算现值，这种人身保险产品的定价方法是_。A摊付法B估缴法C三元素法D资产份额法35.当债权人以债务人为被保险人投保死亡保险时，其对债务人所具在的保险利益的量的规定是 _ A：不可保意外伤害B：一般可保意外伤害C：普通可保意外伤害D：特约可保意外伤害文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV
44、7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码
45、:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10
46、 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6
47、ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档
48、编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S
49、10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X
50、6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F9文档编码:CF7U7X8B3S10 HH5F8L4K7X6 ZV7R3T5D3F936.全面预算管理是对企业的所有经营活动实施全面的预算管理，通过编制、执行、控制、调整预算来建立的一种管理控制体系。在管理过程中，全面预算管理是以_为导向的。A目标现金流B目标销售额C目标成本D目标利润37.根据民法通则的规定，下列民事法律关系中不属于人身关系的是_。A婚姻关系B债权债务关系C收养关系D监护关系38.在团体保险