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1、在季度工作会议暨“百日会战”总结会议上的讲话理事长XX 同志们：转眼间我们已经进入了20XX 年的第二个季度，首季刚刚结束就召开这样大规模的工作会议，足以说明了这次会议的紧迫性和重要性。一季度我社提前谋划、抢前抓早开展各项工作取得了成效，二季度更是备春耕生产的重要工作环节，事关全年经营大局，希望大家一定要重视再重视，继续发扬“团结、拼搏、奉献”的工作精神，坚定信心、鼓足干劲、狠抓落实，确保实现20XX 年既定工作目标。下面我讲三个方面问题：一、高起点开局，一季度工作旗开得胜年初以来，我社通过落实省、市联社“首季开门红”活动，全面打响了“百日会战”行动，积极拓展存贷款市场，培育挖掘客户群体，清收
2、盘活不良资产，稳步发展电子银行业务，以“从严治社”为保障，以“两个加强、两个遏制”自查工作为手段，在一季度取得了较为丰硕的成果。（一）拼搏进取，不断奠定经营发展新格局一是积极营销，存贷款市场份额保持绝对优势。通过调研测算，我社制定了“百日会战”活动实施方案及存款营销方案，明确存款营销及贷款投放的工作思路，并在全辖范围大力开展存款赠礼活动，提升了各机构对优质客户的发掘和维护能力。同时，全员营销，领导带头，存款方面成功代发财政工资，贷款方面营销了XX 集团，为完成全年存、贷款指标寻找到了新的突破口，存贷款市场份额均位列全县第一。二是全力清收，不良贷款得到进一步压降。通过明确“百日会战”活动的奖励方
3、式，大大激励了各社的清收热情。建立了 20XX 年清收不良贷款奖励台账，使清收奖励更加清晰透明，保障了员工的切身利益。梳理整合了各社历年诉讼贷款明细，大力开展了领导班子包片、部室包社下乡督导工作，一季度我社共清收不良贷款XXX 万元。三是拓展市场，电子银行业务快速发展。借助金融IC 卡发行契机，以金融IC 卡抢占市场，规范了IC 卡申领及使用标准，做到了“开卡即有效”，“开卡即签约”；将三台自助设备迁机移址至县域内繁华地段，大大提升了自助设备使用效率；制定了农民自助终端服务站管理办法，加强了虚假业务查处力度，提高农民自助终端运行质量，发挥了终端最大功效。四是多措并举，中间业务收入逐步提高。我社
4、严格按照省联社要求，开展买入反售业务，提高资金运营能力；下发了积极开展农户意外保险相关事项的通知，通过差别化利率政策，促进农户承保，提高了中间业务创收能力；整理、疏集 20XX 年至 20XX年所有同业业务协议，一季度累计发生同业业务XX 笔，收益 XXX 万元，占中间业务收入的XX%。文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10
5、Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:
6、CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 H
7、M9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG
8、10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编
9、码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4
10、 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7
11、ZG10Z5H7O9S4（二）从严管理，不断完善流程管理新内容一季度，我社全面加强贷款日常管理与监测，优化贷款用信操作流程，各社能够严格落实正常类贷款风险预警报告制度以及正常类风险预警贷款处置方案，有效控制到逾期贷款新增，并能够有效落实质询会制度，强化了责任追究力度。在工作中能够进一步规范信贷业务操作流程，确保了超权限贷款用信流程的合理、合规性，营造了规范合理的用信环境。同时，全面推行贷款公开承诺制度，规范信贷人员行为，利用人员多、网点分布广的优势，有效利用XX块 LED 屏，张贴 XXX 张客户经理公开承诺公示版、派发 XX万份宣传折页等手段加大“贷款公开承诺制度”的宣传力度，以优质服务来赢
12、得客户，掌握了竞争的主动权。（三）创新求实，宣传及业务推广有力推进一是加快产品创新进度，全力支撑前台部门业务拓展需求。我社在原有的“六贷五通”11 个信贷产品基础上，陆续推出了“粮食收购联保、互保贷款”、“应收账款质押贷款”、“奶牛规模养殖贷款”、以及“林权抵押贷款”，为信贷业务的拓展提供了有力支撑。二是合力宣传，壮大XX 联社经营声势。各社积极按照宣传方案，组织开展了大规模的宣传活动，以营业网点、XX 城镇各小区、村委会外围等人流较多处悬挂条幅，张贴宣传单宣传；LED 屏幕滚动字幕宣传；营业网点每天循环播放语音及短片宣传；在公交车站张贴广告宣传；商场外文档编码:CJ4C7Q7Y1T4 HM9
13、L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10
14、Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:
15、CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 H
16、M9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG
17、10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编
18、码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4
19、 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4体 LED 广告宣传；客户经理到户宣传等手段，逐户营销，深挖贷款需求，宣传工作开展的有声有色。三是保质保量完成财政工资代发开卡工作。我社于一季度与县财政局正式签订了代发工资协议，通过营业部及机关各部室、基层社的全力配合，仅在 3 个工作日内，圆满完成了XXX 张 IC 卡开卡任务，财政工资顺利代发，充分
20、体现了我社职工的工作热情和业务能力水平。（四）强化检查，风险防范能力进一步增强一季度，我社严格落实省、市联社“两个加强、两个遏制”相关会议精神，制定了XX 联社加强内部管控、遏制违规经营和违法犯罪专项检查方案，以存款、贷款、风险、票据为重点，开展涉及全条线的自查、梳理工作，通过本次检查，共发现 XX 个方面 XX 项问题，共计 XXX 笔，XXX 万元，截至 3 月末，已整改XX 项问题 XX 笔，XXX 万元，整改率达到XX%，切实防范了经营风险，促进全县农村信用社的健康稳定发展。（五）以人为本，创新型职工队伍建设日益加强一季度，我社完成了对辖内9 家基层社及中层副职级以上共 XX 人的 2
21、0XX 年度履职考核工作，真实反映了基层社班子及中层副职级以上人员的履职情况，并根据考核评价结果，给予全辖通报，大大提高了管理人员的履职能力；经市联社批准，通过上机操作、笔试、组织考核等形式，完成了文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7
22、O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C
23、7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5
24、R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5
25、H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ
26、4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9
27、L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4XX 名护卫队员与XX 名业务岗人员岗位调换工作，合理调配了人力资
28、源；着重抓好了信贷人员的培训工作，XX 家社、部中，XX 信用社对客户经理的管理与素质培养力度最大，客户经理营销能力最强、贷后检查工作最到位，其他信用社应向 XX 信用社学习，加强信贷人员队伍建设，实现信贷人员素质的全面提升。（六）严格落实，认真抓好“从严治社”专项行动一季度，我社继续深入推进“从严治社”专项行动，对工作中存在的信贷方面、财务方面、会计方面等问题进行了严肃处理，下发“从严治社”情况通报XX 期，通报共处分违规人员 XXX 人，其中：记过处分 XX 人，警告处分 XX 人，XX人受到经济处罚，罚款金 XXX 元。并对信贷方面XX 件、会计核算方面XX 件、财务方面XX 件违规违纪
29、问题，建立了整改销号登记薄，“从严治社”工作取得了显著效果。（七）扎实开展，精神文明、党建和企业文化同步推进一是精神文明创建工作取得新提升。一季度，通过近年来我社积极开展精神文明创建工作，在接受黑龙江省精神文明办验收中过程中，受到了省文明办副主任XXX 同志的高度肯定，我社成功创建了省级精神文明标兵单位，实现了文明建设和业务经营的“双赢”。二是党建工作扎实推进。在 XX 县委组织部开展20XX 年度基层党组织分类定级工作中，我社积极接受党组织的检查验收，取得党支部A 类评级，并被作文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4
30、 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7
31、ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文
32、档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1
33、T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I
34、7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S
35、4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7
36、Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4为优秀党群单位向市机关工委予以推荐表扬，这在历年机关党建工作中仅我联社一例。三是将“从严”精神全面融入企业文化中。在全辖组织开展了“从严治社”主题演讲活动，进一步落实了省、市联社“从严治社”精神，让广大员工体会和领悟了“从严治社”的意义和作用。二、高清醒认识，细致分析全年经营形势和存在的问题（一）全年经营形式分析一季度，XX 联社各项存款上升较为稳定，时点、日均、低成本都超额
37、完成了市、县联社任务。但是按照以往的存款形式分析，每年69 月份是存款下降时期，加之5 月末保证金存款全部到期，低成本存款将大幅下降。同时，5 月 1日起，存款保险制度将正式实施，社会各界必将降低对中小金融机构的信心，而我联社占据XX 县域存款市场份额半壁江山，如果不提前谋划，到时也必将受到影响，在一定程度上削弱我社的市场竞争力。对此，全体员工要有充分的心理准备，在充分学习存款保险制的基础上，各条线要制定预案及宣传计划，要变存款保险制出台的危机为契机，面向社会展示信用社强大竞争实力，引导客户，主动出击，挖掘他行客户资源，保持现有存款市场份额。一季度，XX 联社贷款投放没有完成市、县联社的任务。
38、我社今年贷款权限已经从XXX 万元降至 XXX 万元，而 49月份大额贷款将陆续到期XX 亿元，因此，在保证所有客户文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7
39、O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C
40、7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5
41、R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5
42、H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ
43、4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9
44、L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4均不流失的情况下，贷款额仅自然下降就达XXX万元。从今年整体形式分析，贷款投放压力非常大，若我社贷款投放5 月末前不能达到既定目标，将会影响全年收息
45、指标，继而影响利润计划，影响到全辖XXX 名职工的绩效薪酬(绩效薪酬分为固定绩效和增长绩效两部分，固定绩效以利润总额为基数计提，完不成利润计划没有增长绩效)，各社、部要统筹安排，提前谋划，维护好存量客户和新增客户，全力做好投放工作。一季度，不良贷款清收进度缓慢。各社、部要在总结一季度工作的基础上，做好全局规划，二、三季度重点攻坚不良清收，力争在10 月末前完成全年的不良清收工作。20XX年省联社下达的不良清收任务为XXX 万元，但不良清收分值在整体考核分值中占XX，而我社要保证薪酬等级社达到省联社的XX 级 XX，市农商行一等行XX，必须保证清收不良贷款 XXX 万元。同时还要确保全年清收已核
46、销贷款XXX万元、清收已置换贷款XX 万元。同志们！XX 联社全年的工作都在围绕等级社和经营目标展开，所经营的三大主线就是存款、贷款和不良贷款清收，经营成果体现的就是利润，利润实现了，财务指标和风险指标也就同时实现了。因此各社，部要合理调配好存款，贷款和不良清收的工作关系，不能只抓存款和投放，轻视不良贷款清收工作。同时，大家也要重视管理工作，尤其是涉及信文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S
47、4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7
48、Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S
49、9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O
50、9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7Q7Y1T4 HM9L5R2S9I7 ZG10Z5H7O9S4文档编码:CJ4C7