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1、BEC词汇_商务英语必备核心词汇必备学习美式论文、报告写作技巧 编者按：美式教育的特点即是课程内容强调学生参与及创新运用，因此，报告便成了常见的考核学生学习成果的方式，比如实验报告、学期报告、专题报告、研究报告及论文（含毕业论文）等。研究生presentation 及 seminar 的机会更是占很大的比重，有些甚至占学期成绩很大比例。如何完成报告、论文同时得到良好的成绩，是本文提供给有志留学的有心人参考的目的。 美国大学生由於自小已养成自动寻找答案习惯，在启发式的教育环境下，写报告、论文对他们来说比较不陌生，虽然专业知识上美国学生不见得比外籍学生强，但是表达能力由於自小培养，加上英语能力的优
2、势，常比外籍学生在报告、论文方面有较隹的利基。反之中国学生比较缺乏报告写作的训练，因此如果在留学过程中无法适应美式教育会比较辛苦，其实论文、报告的写作要领其实不难，只要把握技巧就可水到渠成。 通常论文由篇首(Preliminaries)，本文(Texts)以及参考资料(References)三部分构成；而这三大部分各自内容如下： (一) 篇首： 封面(Title) 序言(Preface) 谢词(Acknowledge) 提要(Summary) 目录(Tables and Appendixes) (二) 本文： 引言(Introduction) 主体，含篇(Part)、章(Chapter)、节(
3、Section) 、以及注释 (Footnotes) (三)参考资料： 参考书目(References or Bibliography) 附录资料(Appendix)。 进行论文或报告写作之前，先要确定想要表达的主题，主题确定后，将其具体表达，即为题目。题目可以提供研究者： 一.研究的方向 二.研究的范围 三.资料搜集的范围 四.预期研究成果 通常在确定题目之後就开始找资料从事研究，建议在找资料之前最好去问教授有哪些参考资料来源可供参考引用。构思为确定写作大纲或 Proposal 的先前步骤， 大纲是论文、报告的骨干， Proposal 是研究的架构、流程及范围的说明书。如何构思大纲或Prop
4、osal为论文、报告写作前的必要准备工作。好的论文或研究报告，要基于在完整、详实的资料上，而参考资料除了和教授商借之外，最主要的来源就是图书馆了，一般参考资料来源可分成教科书或手册、政府机构的报告、科技或商业方面的杂志，及会议性质的资料。此外现代的电脑资料库也可帮助收集资料，在国外可利用学校的电脑连线资料库寻找自己需要的资料。当一切准备就绪，即可开始着手写报告，一般报告还分大报告如期末、专题等报告，及小报告如 Seminar 式的报告。 就算是小报告，也至少应含 (一)TITLE PAGES ：包含主题名称、作者、日期 (二)Summary： 即主要的结论 (三)Introduction：包括
5、理论背景及内容 (四)Technical Sections：是论文的主体，为最重要的部份应再细分为 几个片断。 (五)Conclusions：即扼要的结论 (六)Appendixes：复杂公式的导引及叁考资料和电脑程式的报表可附加在 此项 美式报告的撰写通常要打字，两行式，行间若有未拼完的字要以音节来连接。写报告通常需要用到电脑，如有计算数字统计图表的需求，也常会用到程式软体如PASCAL、LOTUS，统计分析软体如SAS，也是不可或缺的，电脑绘图在今日已成为工商界及学术界的重要工具，文书处理更是最基本的要求，因此Word for Window、Powerpoint、Excel便成了颇受欢迎的
6、工具。此外在英文语法、文法上的润饰与修改，如能请老美帮忙会比较好。 论文、报告完成后有时会需要做解说(Presentation)，用英文来讲演对中国人来说算是一大挑战，通常课堂讲演时间为十五分钟到三十分钟，若是论文囗试则至少一小时。投影机及麦克风的使用对讲演的效果有很大帮助，正式讲演前多预习几次，时间宜控制适中，上台时忌讳低头拿着报告照念，需留意听众的反应，切中主题，避免太多数字的导引。商务英语必备1000字 Unir1:银行业务banking 银行业务general business 一般业务ATM 自动柜员机You can change your PIN at the ATM. 1你可以在
7、自动柜员机上修改密码automatic bill payment自动转帐服务Tina pays her phone bill with an automatic bill payment.蒂娜利用自动转帐服务付电话帐单balance差额 余额If you keep a balance of $1,000, you wont have to pay the $20 monthly-service fee.如果你保持1000美元的余额，就不必付每月20美元的服务费了bank account帐户How do I open a bank account here?我要怎么开户bank holiday银
8、行公休日 国定休息日What happens if payday falls on a bank holiday?如果发薪日正好碰上了国休日那该怎么办banking银行业务Could you sign me up for online banking? 2你能帮我申请网络银行服务么 banknote纸币 钞票Wads of banknotes were hidden in the bag.包里藏了几数叠钞票certificate of deposit定期存款Redeeming your certificate of deposit before maturity may result in w
9、ithdrawal penalties.如果你在定期前解约可能要付提前解约金checking account 支票存款帐户I need to make a withdrawal from my checking account.我要从我的支票帐户中提款deposit存款I didnt get my pay deposit this month.我这个月的薪水存款没有入帐discount rate 贴现率The discount rate is set by the Fed.贴现率是由联储决定的Individual Retirement Account 个人退休帐户Does it matter
10、where I open an Individual Retirement Account?我到哪开个人退休帐户重要么？interest利率Interest rates are not expected to increase.利率应不会再涨safe-deposit box （银行）保险箱She kept her jewels in her safe-deposit box.她把珠宝放在银行保险箱里savings account 储蓄存款帐户I need to transfer money from my savings account to my checking account.我要把钱从
11、储蓄存款帐户转到支票存款帐户signature 签名Tom forged his bosss signature to steal company funds.汤姆伪造了他老板的签名盗取了公司的资金teller出纳员Marcy started as a bank teller, but now shes a loan officer.玛希刚开始是当出纳员，但是现在是贷款员transfer转账The money has been transferred into my account.钱已经转入我的帐户wire汇款Judys father wired money to her bank acco
12、unt.朱迪的父亲将钱汇入了她的帐户withdraw取款I withdrew $300 from my savings account.我从我的储蓄存款帐户提取了300美元商务英语必备1000字 Unit2:消费金融balance transfer余额代偿Katherine made a balance transfer from her old credit card to her new one.凯萨琳申办新卡代偿旧卡。cancelv. 停（卡）What happens if I want to cancel my card?如果我想停卡該怎么办？cash card現金卡What do I
13、 need in order to apply for a cash card?申办现金卡我需要准备些什么？collateraln. 抵押品；担保品Without collateral, Mr. Thomas wasnt able to get a loan.由于没担保品，汤玛斯先生的贷款办不下來。credit card信用卡I need to report a stolen credit card.我要报信用卡失窃。credit limit信用额度Beware of outrageous credit limits, which may lead to uncontrollable spen
14、ding.要小心信用額度別订得太高，这可能会导致花费无度。credit rating信用评等Bobs poor repayment history has really hurt his credit rating.巴柏不良的还款记录对他的信用评等造成很大的伤害。debit card签帐卡You can use this debit card almost anywhere in the world.这张签帐卡你几乎全世界任何地方都可使用。debt consolidation负债整合Before you consider debt consolidation, closely examine
15、the proposal.在考虑负债整合之前，要仔细检查其还款方案。defaultn. 违约The company is in default on its loan agreement.该公司违反其贷款合约。freezev. 冻结（帐户）The bank froze my credit card account after I reported it stolen.在我报失信用卡后，银行冻结了我的信用卡户头。installmentn. 分期付款Penny will pay off her student loans in 60 installments.潘妮將分六十期偿还她的助学贷款。loa
16、nn. 贷款I confirm that I have read and understood the terms and conditions of the loan agreement.我确认已阅读并了解这份贷款协议的条件与规定。minimum finance charge每月最低应缴金额Some credit cards have a minimum finance charge.有些信用卡有每月最低应缴金额的限制。mortgagen. 房贷；抵押借款Rick has a twenty-year mortgage.瑞克要繳二十年的房贷。outstandingadj. 未清偿的；未付清的O
17、ur records show you have an outstanding balance of $6,0我们资料显示您有一笔六千元的款项未付。refinancev. 重新贷款When deciding whether or not to refinance, there are many factors to consider.在決定是否重新贷款时，有许多因素要考量。statementn. 账单明细The fee for issuing a replacement card will be charged to your next statement.信用卡补发費用將併入您下个月的账单明
18、细。商务英语必备1000字 Unit3:票据banking 银行业务payment instruments 票据bouncev. 跳（票）Oh no! My check to City Supermarket bounced!喔，糟了！我开给城市超市的支票跳票了！cashiers check本票Pre-payment with cashiers check or money order is accepted预付款用本票或汇票都可以。checkn. 支票I dont have cash. Can I write you a check?我没有现金，可以开支票给你吗？clearing house
19、票据交换所；清算所A clearing house is an office where banks exchange checks and drafts.票据交换所是银行交换支票、汇票的地方。endorsev. 背书Can you endorse the back of the check, please?可以麻烦你在支票背面签名背书吗？financial institution金融机构Many big financial institutions raised their interest rates today.许多大型金融机构都在今天升息。maturev.（定存、票据等）到期When
20、does my CD mature?我的定存何时到期？money order汇票Can I pay with money order?我可以用汇票付款吗？paycheckn. 薪资支票The HR assistant distributes employee paychecks every month.人资部助理每个月会分发员工的薪资支票。postdated check远期支票Im sorry. We dont accept postdated checks.抱歉，我们不收远期支票。stop payment止付My father called the bank to stop payment
21、on the check.我父亲打电话到银行止付那张支票。travelers check旅行支票In what denominations would you like the travelers checks?你要哪种面额的旅行支票？商务英语必备1000字 Unit4:办公室流程business operation 企业经营 office procedures 办公室流程 badge n. 名牌；识别证 Employees should wear their badges at all times in the building. 员工在大楼内必须随时佩戴名牌。 coworker n. 同事
22、 Shelly always goes to lunch with the same coworkers. 雪莉总是固定和那几位同事去吃午餐。 dress code 服装规订 We have a casual dress code. 我们对上班服装规定很宽?。 escort v. 陪同 Jenny, could you escort our visitor to the door? 珍妮，麻烦你送我们客人到门口。 inventory n. 库存 The company doesnt need to keep inventory, unlike its competitors in online
23、 retailing. 不像其它线上零售业的竞争者，该公司不需要有库存。 meeting room 会议室 Lets head over to the meeting room where well have more space. 我们到会议室去，那有比较多空间。 punch in 上班打卡 Jason usually punches in around 8:50 a.m. 杰生通常大约在早上八点五十打卡上班。 receptionist n. 柜人员；接待人员 As Sam came in the door, the receptionist greeted him. 当山姆进门时，接待员前
24、来招呼他。 requisition form 需求单 You need to fill out the purchase requisition form and have it signed by your supervisor. 你必须填写购买需求单，并让你的管理者签字。security guard 保全人员 There are two security guards in the lobby. 大厅有两位保全人员。 security system 保全系统 Cary put his key card into the security system slot. 凯瑞将他的钥匙卡插入保全系
25、统。 shredder n. 碎纸机 Our shredder is broken, so Ill tear these confidential documents up manually. 我们的碎纸机坏掉了，所以我会徒手将这些机密文件撕碎。 stockroom n. 储藏室 You can walk to the stockroom to see if theres any toner cartridge left. 你可以到储藏室看看碳粉匣有没有剩。 swipe card 刷卡 What if I lose my swipe card? 如果我弄丢了刷卡该怎么办？商务英语必备1000字
26、 Unit5:经营管理management 经营管理administrationn. 行政；管理Pamela, could you give us an overview of the Administration Department?潘蜜拉，你可不可以给我行政管理部门的概述？assignmentn. 分派；任务It was difficult for me to take care of both Johns assignment and my own responsibilities.要同时兼顾分派给约翰的任务和我自己的职责是很困难的。auditn. 稽查；稽核Accounting ir
27、regularities were found during the audit.稽核时发现了一些会计缺失。authorityn. 权限Im afraid I dont have the authority to approve that.这个我恐怕没有权限核准。bankruptcyn. 破产After losing money for two years, the company declared bankruptcy.亏了两年之后，该公司宣告破产。corner the market垄断市场Our goal is to corner the market nationwide.我们的目标是要
28、垄断全国市场。corporate culture企业文化The biggest challenge for Freedom Group will be to maintain its corporate culture.弗瑞登集团最大的挑战将是维护其企业文化。developmentn. 发展；开发Although product development is important, we also need to upgrade our distribution network.产品开发固然重要，但我们也必须改进我们的配销网。diversifyv. 多角化 ; 多样化Lets not put a
29、ll our money in one investment. Lets diversify.我们不要把钱全放在同一项投资，我们要多样化投资。downsizev. 缩编Downsizing is one way to reduce costs.缩编是降低成本的途径之一。innovationn. 创新The company encourages innovation.该公司鼓励创新。mergern. 合并The two companies decided to complete the merger.这两家公司决定完成合并。operationn. 营运Our company has been i
30、n operation since 1996.我们公司自一九九六年开始营运。riskn. 危机；风险This hands-off approach could lead to huge risks for the companies.这种放手不管的作法可能会给公司造成巨大风险。strategyn. 策略Peter Senge is one of the most progressive thinkers about business strategy in the world today.彼得?圣吉是当今世上在企业策略领域最具革新的思想家。subordinaten. 下属Mr. Brown v
31、alued opinions from his subordinates.布朗先生重视下属的意见。track record绩效纪录Partner Investments is hiring brokers with great investment track records.帕特嫩投资公司将聘请投资绩效卓越的经纪人。商务英语必备1000字 Unit6:电话英语communication 通讯on the phone 电话英语call center电话客服中心Adam had a job at a call center during his college years.亚当大学时代曾在某家电
32、话客服中心工作过。call waiting电话插拨The new office phones have call waiting.新办公室电话有插拨功能。caller ID来电显示器My phone number is configured to block caller ID on outgoing calls.我的电话设定拨出时不显示号码。cell phone手机John uses his cell phone to send text messages to his friends.约翰用手机传简讯给他的朋友。cold call陌生电访；主动以电话推销商品As part of her j
33、ob, Betty has to make cold calls to potential clients.贝蒂必须针对潜在客户进行陌生电访，这是她工作的一部分cordlessadj. 无线的Cordless phones allow you to move around freely while talking.无线电话让你在讲电话时可自由移动。dial tone拨号音The phone must be out of order if you cant hear a dial tone.如果听不到拨号音，电话一定是坏了。directory assistance查号服务For English
34、directory assistance, please dial 106.英语查号服务，请拨106。extensionn. 分机号码Im at extension 123.我的分机号码是123。long-distance call长途电话The phone company offers a flat rate for long-distance calls.这家电话公司对长途电话提供统一费率。payphonen. 公共电话Is there a payphone around here?这附近哪?有公共电话？receivern. 电话筒On the third ring, I quickly
35、picked up the receiver.电话响了三声，我急忙拿起话筒。receptionn. 收讯；接收I need to find an area with good reception to make a call.我得找个收讯好的地区打电话。telemarketingn. 电话行销The telemarketing industry is growing in India.电话行销?业在印度正逐渐成长。text message简讯Do you often receive unwanted text messages on your cell phone?你的手机是否经常收到不想要的
36、简讯？toll-freeadj. 免付费的Please call our toll-free number, 0800-080-123.请拨我们的免付费电话 0800-080-123。touch-tone phone按键式电话Most new telephones are touch-tone phones.现在大部分新电话都是按键式的。transferv. 转接Please hold the line while I transfer you.请稍候，我帮您转接。voicemailn. 语音信箱Calls to your number are automatically forwarded
37、to voicemail if you dont answer within 30 seconds如果你三十秒内未接电话，来电会自动转到语音信箱。wrong number打错电话Sorry, you have the wrong number.抱歉，你打错电话了。商务英语必备1000字 Unit7:电子邮件address book通讯录Let me see if I have his number in my address book.我看一下我的通讯录有没有他的电话号码。attachmentn. 附加档The attachments are the three files you asked
38、 for.附件是你要的三个档案。capacityn. 容量The capacity of the networks server was recently increased.网路伺伏器的容量最近加大了。CC (carbon copy)副件抄送Please CC me on the e-mail.请将这封电子邮件用副件转寄给我。deletev. 删除I delete at least ten unwanted e-mails every day.我每天至少要删除十封不想收的电子邮件。downloadv. 下载Why is this e-mail taking so long to downlo
39、ad?这封电子邮件为什么要下载这么久？e-mailv. 寄电子邮件Ill e-mail you her contact information.我会寄电子邮件告诉你她的连络资料。forwardv. 转寄Please forward me his email and Ill get back to you.你能不能把他的电子邮件转寄给我，我再回给他。junk mail垃圾邮件The IT department installed a filter to block junk mail.资讯部安装了一个过滤器来阻挡垃圾邮件。mailboxn. 邮件信箱You cant receive e-mail
40、 because your mailbox is over its limit.你无法收信，因为超过了邮箱容量。recipientn. 收件者Enter the recipients e-mail address, choose the want to send, and click on the Send button.输入收件者的网址，选择要寄送的档案，接著按传送键。Reply n. 回覆Thank you for your reply.感谢您的回覆。Salutation n. 称谓My question is whether to use a colon, comma, or dash
41、after the salutation.我的问题是：称谓后面是要用冒号、逗点还是破折号。Subject n. 主旨Subject: Your order has been shipped.主旨：订货已运送。商务英语必备1000字 Unit8:fax 传真activity report（传真机）使用报告Check the activity report to see if the fax went through.查一下使用报告看看这份传真有没有传过去cover sheet封面页When sending faxes to your clients, you should include a c
42、over sheet.传真给客户时，你应该附上封面页。face down正面朝下Place the papers face down on the paper tray.将纸张正面朝下放到送纸匣上。fax machine传真机This fax machine looks complicated.这台传真机看起来很复杂。incomingadj. 传进来的There is a danger that incoming faxes could be read by unauthorized persons.有个危险是，传进来的传真会被没有权限看的人看到。paper jam卡纸If you have
43、a paper jam, make sure you clear the jammed paper properly.如果卡纸，你要确定适当地将卡纸清除。Refill v. 再装填Susan refilled the paper tray.苏珊装纸到纸匣。Resolution n. 解析度The fax machine allows any fax to be sent in either high or low resolution.这传真机可选择传高解析度或低解析度。Scan v. 扫描The documents fed into the fax machine were scanned
44、and came out in the return tray.文件放入传真机会被扫描然后送出到文件回收匣。英语作文常用谚语、俗语1、A liar is not believed when he speaks the truth. 说谎者即使讲真话也没人相信。 2、A little knowledge is a dangerous thing. 一知半解，自欺欺人。 3、All rivers run into sea. 海纳百川。 4、All roads lead to Rome. 条条大路通罗马。 5、All work and no play makes Jack a dull boy. 只
45、会用功不玩耍，聪明孩子也变傻。 6、A bad beginning makes a bad ending. 不善始者不善终。 7、Actions speak louder than words. 事实胜于雄辩。 8、A faithful friend is hard to find. 知音难觅。 9、A friend in need is a friend indeed. 患难见真情。 10、A friend is easier lost than found. 得朋友难，失朋友易。 11、A good beginning is half done. 良好的开端是成功的一半。 12、A goo
46、d beginning makes a good ending. 善始者善终。 13、A good book is a good friend. 好书如挚友。 14、A good medicine tastes bitter. 良药苦口。 15、A mothers love never changes. 母爱永恒。 16、An apple a day keeps the doctor away. 一天一苹果，不用请医生。 17、A single flower does not make a spring. 一花独放不是春，百花齐放春满园。 18、A years plan starts with spring. 一年之计在于春。 19、A young idler, an old begga