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1、2018 年平安保险入职培训考试试题及答案1.智悦人生万能险的投保人于签收保单之日起10 日内，要求解除合同的，保险公司()(单选题)A、按实际天数扣除初始费用B、扣除首年初始费用C、退还所收的全部保费D、不予受理正确的答案是 C。2.智悦人生期交保险费大于10000 元(含)时，最低基本保险金额不得低于期交保险费的()倍，且不得低于()万元(单选题)A、5，20B、10，20C、5，25D、10，25正确的答案是 A。3.智悦人生万能险()结算一次保单利息(单选题)A、每日B、每月C、每季D、每年正确的答案是 B。4.对于投保附加智悦人生提前给付重疾险，下列符合主险期交保费规定的是()。(单
2、选题)精品w o r d 学习资料 可编辑资料-精心整理-欢迎下载-第 1 页，共 18 页A、不得低于 6000 元B、不得低于 4000 元C、不得低于 2000 元D、无限制正确的答案是 D。5.人寿保险的保费分为纯保费和附加费用。在平安智悦人生终身寿险(万能型)的保费划分中，属于附加费用的是()。(单选题)A、保障成本B、保单账户价值C、现金价值D、初始费用正确的答案是 D。6.平安附加智悦人生提前给付重疾险的保险责任中，所规定男性的重大疾病包括()(单选题)A、30 种B、28 种C、45 种D、44 种正确的答案是 D。7.客户陈先生，投保智悦人生，期交保费 20000 元。若陈先
3、生每个保单年度均按时交费，则第一个保单年度交纳的初始费用是()(备注：查表得知保单首年度 10000 元以内初始费用比例为50%;10000以上初始费用比例为3%)(单选题)A、10000精品w o r d 学习资料 可编辑资料-精心整理-欢迎下载-第 2 页，共 18 页文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X1
4、0C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文
5、档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR
6、1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A
7、10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 H
8、T2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1
9、T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 Z
10、X9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2B、600C、10600D、5300正确的答案是 D。8.客户张先生投保智悦人生万能险，如果前()个保单年度的应付期交保险费均在约定支付日或其后的()日内支付。则在累计交满前()年应付期交保险费时，将发放持续交费特别奖励并计入保单账户，持续交费特别奖励等于累计已付前()年期交保险费的()(单选题)A、10，30，20，20，%B、10，60，4，4，%C、4，60，20，20，1%D、4，30，4，4，1%正确的答案是 C。9.智悦人生的身故保险金()身故当时的保单账户价值(单选题)A、等
11、于B、小于C、包含D、不包含正确的答案是 C。10.根据万能险合同约定，平安将客户交纳的保险费按比例收取一定初始费用，扣除初始费用后计入()(单选题)A、保障成本B、佣金精品w o r d 学习资料 可编辑资料-精心整理-欢迎下载-第 3 页，共 18 页文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码
12、:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2
13、F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G
14、1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T
15、2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y
16、2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M
17、1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5
18、Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2C、运营成本D、保单账户正确的答案是 D。11.智悦人生()时，每笔金额不得小于100 元，且为 100 元的整数倍(单选题)A、部分领取B、追加保费C、计算期交保费D、计算持交奖励正确的答案是 A。12.陈先生，30 岁，为自己购买了智悦人生，基本保额为15万，并附加 15万的智悦重疾以及 10 万的无忧意外 13，年交保费 6000元。投保 5 年后，陈先生发生了重大疾病。假设此时主险保单账户价值为6 万，则其重大疾病保险金为()(单选题)A、10 万B、万C、15 万D、16 万正确的答案是 C。13
19、.客户投保智悦人生万能保险后，不能申请部分领取的是()(单选题)A、领取后现金价值余额高于公司规定的最高限额B、领取金额低于公司的规定C、被保险人当时未发生保险事故精品w o r d 学习资料 可编辑资料-精心整理-欢迎下载-第 4 页，共 18 页文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR
20、1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A
21、10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 H
22、T2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1
23、T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 Z
24、X9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X1
25、0C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文
26、档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2D、已经申请三次以上部分领取正确的答案是 B。14.平安附加智悦人生提前给付重疾险的基本保额要求()(单选题)A、不超过对应主险的基本保险金额B、不低于 1 万元C、不低于 1 万元，不超过对应主险的基本保险金额D、不限正确的答案是 C。15.平安附加智悦人生提前给付重疾险重疾保险金为()(单选题)A、当时保单账户价值的105%B、附险基本保险金额C、当时保单账户价值的105%与附险基本保险金额两者取大D、按重疾造成的实际医疗费用金额确定正确的答案是 C。16.客户陈先生，30周岁，期交保费 10000元。则陈先
27、生投保时的最高基本保险金额为()(备注：查表得知 30 岁男性最高基本保险金额与期交保险费倍数为 83)(单选题)A、83 万B、20 万C、5 万D、100万正确的答案是 A。17.若发生核爆炸、核辐射或核污染，则()(单选题)精品w o r d 学习资料 可编辑资料-精心整理-欢迎下载-第 5 页，共 18 页文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G
28、1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T
29、2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y
30、2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M
31、1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5
32、Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码
33、:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2
34、F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2A、保险公司给付保险金，不退还身故当时的现金价值B、保险公司给付保险金，退还身故当时的现金价值C、保险公司不给付保险金，不退还身故当时的现金价值D、保险公司不给付保险金，退还身故当时的现金价值正确的答案是 D。18.投保平安智悦人生终身寿险(万能型)时附加平安附加智悦人生提前给付重大疾病保险，则附加险的交费为()(单选题)A、无需另行交费B、需另行交费C、根据保额给予折扣D、以上都不对正确的答案是 A。19.某客户投保智悦人生万能险，某结算日的保单
35、账户价值为16万元，当时的基本保险金额为15 万元，则此时的危险保额为()。(单选题)A、15 万元B、16 万元C、1 万元D、万元正确的答案是 D。20.在万能保险中，净风险保额与现金价值之和就是()。(单选题)A、全部的现金价值额B、全部的累积价值额C、全部的生存给付额精品w o r d 学习资料 可编辑资料-精心整理-欢迎下载-第 6 页，共 18 页文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1
36、X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z
37、2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:
38、CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F
39、4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1
40、 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2
41、A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2
42、 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2D、全部的死亡给付额正确的答案是 D。21.刘先生投保智悦人生终身寿险(万能型)，年交保费 6500元，则第一个保单年度保险公司收取的初始费用为()(单选题)A、3150元B、3250元C、3025元D、4000元正确的答案是 B。22.危险保额是指()在某一时点所承担的实际风险额度。(单选题)A、投保人B、被保险人C、保险公司D、投保人和保险公司正确的答案是 C。23.在智悦人生万能险的销售中，无需客
43、户亲笔签名的是()(单选题)A、保单回执B、客户权益确认书C、契约变更申请书D、产品宣传彩页正确的答案是 D。C、保险公司不给付保险金，不退还身故当时的现金价值精品w o r d 学习资料 可编辑资料-精心整理-欢迎下载-第 7 页，共 18 页文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T
44、2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10
45、G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2
46、T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9
47、Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9
48、M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C
49、5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编
50、码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2D、保险公司不给付保险金，退还身故当时的现金价值正确的答案是 D。30.智悦人生万能险中，对于追加的保费，保险公司()(单选题)A、不收取初始费用B、收取一定初始费用C、根据追加额度确定收取初始费用的比例D、根据期交保费确定收取初始费用的比例正确的答案是 B。31.如下金额中，()作为期交保费时可以申请增加期交保险费(单选题)A、4750B、6000C、12000D、20000正确的答案是 B。32.若智悦人生缓交 1 期期交保险费(未交满前 10 年应付期交保险费的)，补交欠交的期交保险费后基本保险金额()(单选题