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1、2015 保险代理人资格考试最新模拟试题2 1、生产和销售等经营活动中由于受各种市场供求关系、经济贸易条件等因素变化的影响或经营者决策失误，对前景预期出现偏差等导致经营失败的风险是()。A.政治风险B.信用风险C.动态风险D.经济风险答案：D2、保险行业自律组织制定的自律规则包括标准机构会员行为的准则和()。A.标准保险监管部门的规则B.标准保险公司的规则C.标准从业人员行为的规则D.标准投保人行为的标准答案：C3、()是指因保险合同期限届满而终止。A.自然终止B.因保险人完全履行赔偿或给付义务而终止C.因合同主体行使合同终止权而终止D.因解除而终止答案：A4、普通意外伤害保险和特定意外伤害保
2、险按()分类。A.按保险风险B.按承保方式C.按实施方式D.按险种结构答案：A5、依据我国反不正当竞争法规定，不正当竞争行为的表现形式之一是()。A.投标者和招标者相互勾结，排挤竞争对手的公平竞争B.处理有效期限即将到期的商品或者其他积压的商品C.因清偿债务.转产.歇业降价销售商品D.季节性降价答案：A6、在海上保险合同中有一项船舶不改变航道保证属于()。A、明示保证B、暗示保证C、确认保证D、承诺保证答案：B7、依据我国反不正当竞争法，如果经营者在账外暗中给予对方单位或者个人回扣，其行为属于()。A.受贿B.诱骗C.欺诈D.行贿答案：D8、在我国，投资连结保险产品可以收取多项费用。其中，投保
3、人买入和卖出投资单位的价格之间的差价称为()。A.买入卖出差价B.买入卖出利润C.买入卖出佣金D.买入卖出盈余文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K
4、8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2
5、M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L
6、4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y
7、8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4
8、M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q
9、4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8答案：A9、关于保险代理人与保险经纪人的区别，以下说法中不正确的选项是()。A.保险代理人是受保险人的委托，代表保险人的利益办理保险业务;保险经纪人则是基
10、于投保人的委托，为投保人提供各种保险咨询服务，进行风险评估，选择保险公司，选择保险产品等B.保险代理人通常是代理销售保险人授权的保险产品;保险经纪人则接受投保人的委托，为其与保险公司协商投保条件，向投保人提供保险服务C.保险代理人为保险人代理保险业务，从保险人那里取得佣金收入;保险经纪人为投保人提供保险经纪服务，客观上也为保险人带来保险业务，因此保险经纪人既可以从投保人那里取得服务费收入，也可以从保险人那里取得佣金收入D.保险代理人是投保人的代表，其代理行为均视为投保人的行为，投保人承担由此产生的一切法律后果;保险经纪人则是保险人的代表，其疏忽、过失等行为给保险人及投保人造成的损失，应独立承担
11、民事法律责任答案：D10、万能保险从保费中扣除相关费用后，剩余部分就是保单最初的()A.保险金额B.现金价值C.风险补偿D.赔偿金额答案：B 11、在失能收入损失保险中，被保险人永久丧失全部劳动能力，不能参加工作：指原来的工作或任何新工作，以获得工资收入的残疾称为()。A.期间残疾B.完全残疾C.基本残疾D.暂时残疾答案：B12、人寿保险中纯保费总额与()应到达平衡文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K1
12、0J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:C
13、P3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH
14、9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7
15、K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码
16、:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3
17、HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 Z
18、T7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8A.附加保费总额B.保险金给付总额C.保险费总额D.死亡保费总额答案：B13、在执业活动中，保险代理人应当依靠专业技能和服务质量展开竞争，加强同业人员间的交流与合作，实现优势互补、共同进步，这诠释的是职业道德中的()A、守法遵规B、老实信用C、勤勉尽责D、公平竞争答案：D14、财产保险按标的具体存在的形态分类，各种费用、产权、预期利润、信用和责任等属于()。A.有形财产B.无形财产或有关利益C.个人财产D.私有财产答案：B15、保险专业代理机构应当按规定将()交付到中国保监会指定账户。A.检
19、查费B.核准费C.手续费D.监管费答案：D16、在分红保险中，定价的精算假设一般比较保守，就费用率因素来看，“保守”表现在()。A.增大实际费用率文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1
20、Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10
21、J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP
22、3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9
23、H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K
24、10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:
25、CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8B.减小预定费用率C.增大预定费用率D.减小实际费用率答案：C17、保险营销员未能将保险单据等重要文件交由投保人或者被
26、保险人本人签名确认的，根据保险营销员管理规定，将由()，并依法处以罚款。A.中国保监会给予警告B.保险行业协会给予记过C.消费者协会给予警告D.保险公司给予记过答案：A18、纵观当今世界保险市笋，除少数发展中国家外，大多数保险市场都属于()。A.完全垄断型保险市场B.垄断和竞争并存型保险市场C.完全竞争型保险市场D.完全自由型保险市场答案：B19、根据保险代理机构管理规定，保险代理机构应当向本机构的保险代理业务人员发放执业证书。执业证书是指()。A.保险代理业务人员与保险公司之间的委托代理合同B.保险代理业务人员可以从事保险代理活动的资格证明C.保险代理业务人员代表保险公司从事保险代理活动的证
27、明D.保险代理业务人员代表保险代理机构从事保险代理活动的证明答案：D20、甲某散养的宠物狗通过墙边鸡窝翻过院墙，蹿入邻居院内并咬伤邻居一个 5 岁的小孩，根据民法通则的规定，对此损害承担民事责任的()。A.是甲某文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 Z
28、T7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档
29、编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V
30、3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8
31、 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8
32、文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M
33、3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8B.是小孩的家长C.是甲某和小孩的家长D.不是甲某业
34、不是小孩的家长答案：A 21、从整体上看，人寿保险所承保的风险具有()。A.稳定性B.变动性C.随机性D.不定性答案：A22、保险专业代理机构监管规定规定：保险专业代理机构应当妥善保管业务档案、会计账簿、业务台账以及佣金收入的原始凭证等有关资料，保管期限自保险合同终止之日起计算，保险期间在1 年以下的不得少于5年，保险期间超过1 年的不得少于()年。A.5 B.10 C.15 D.20 答案：B23、根据我国消费者权益保护法的规定，消费者有权检举、控告侵害消费者权益的行为和国家机关及其工作人员在保护消费者权益工作中的违法失职行为，有权对保护消费者权益工作提出批评、建议。这是对()A.消费者对商
35、品和服务以及保护消费者权益工作进行监督的权利的解释B.消费者自主选择商品或者服务的权利的解释C.消费者人身、财产安全不受损害的权利的解释D.消费者公平交易的权利的解释文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2
36、M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L
37、4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y
38、8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4
39、M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q
40、4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J
41、6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8答案：A24、投保人对纪念品等物虽有利益,但该利益一般不能作为保险利益。这说明投保人所具有的利益应
42、该是()。A.合法的利益B.确定的利益C.经济上的利益D.具有厉害关系的利益答案：C25、根据代位求偿原则的要求，在保险人赔偿前，如果被保险人的过错致使保险人不能行使代位请求赔偿的权利，将导致的结果()A.保险人必须向被保险人承担赔偿责任B.被保险人同事放弃向保险人请求赔偿的权利C.保险人将相应扣减保险赔偿金D.保险人将不承担保险赔偿的责任答案：C26、保险期限是保险人实际承担保险责任的期限。通常普通财产保险的保险期限是()。A.1 年或者 1 年以内B.1 年以上C.23 年D.3 年以上答案：A27、以下不属于责任保险的主要险种的是()。A.公众责任保险B.产品责任保险C.雇主责任保险D.
43、合同责任保险答案：D28、()是指在风险识别和风险估测的基础上，对风险发生的概率、损失程度，结合其他因素进行全面考虑，评估发生风险的可能性及其危文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q
44、4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J
45、6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3
46、I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H
47、1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K1
48、0J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:C
49、P3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8文档编码:CP3I4M2M3V3 HH9H1Q4L4X8 ZT7K10J6Y8K8害程度，并与公认的安全指标相比较，以衡量风险的程度，并决定是否需要采取相应的措施。A.风险控制B.选择风险管理技术C.风
50、险评价D.评估风险管理效果答案：C29、展业证的业务范围和销售区域与所属保险公司经营许可证上的业务范围和经营区域的关系是()A.前者大于后者B.前者小于后者C.前者大于等于后者D.前者小于等于后者答案：D30、近因原则是()A.判明风险的大小，以确定保险金额的大小及承担的保险责任B.判明分先事故是如何发上的和损失的大小及承担的保险责任C.判明风险事故发生的具体时间和损失的大小及承担的保险责任D.判明风险事故与保险标的损失之间的因果关系以确定保险责任答案：D 31、在财产保险的承保中，如果保险标的低于承保标准，但又并非不可保时，保险人通常选择承保方式是()A.正常承保B.优惠承保C.规定较高的免