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1、如有侵权，请联系网站删除，仅供学习与交流银行资产分类词汇【精品文档】第 24 页银行资产分类词汇accrual basis权责发生制activity ratio营运比率adversely classified credits不良贷款asset diversification资产多元化asset portfolio资产组合at arms length商业的/公平的back-office support后台支持bad loans呆帐bank portfolio银行资产banking supervision银行监管Basle Core Principles巴塞尔核心原则be pledged as s
2、ecurity抵押borrower借款人calendar-based system期限为基础的(准备金制度)CAMEL骆驼评级法carrying value现存价值cash收付实现制collection催收Consumer client个人客户contingent liabilities或有债务Corporate client法人客户credits that are being rolled over展期贷款current liability account流动债务帐户current ratio流动比率debt-for-equity swap债权转股权delinquent loan过失贷款di
3、rected credits指定贷款disintermediation脱媒（体外循环） distressed assets有问题资产doubtful asset可疑资产earning收益efficiency ratio效率比率financial leverage财务杠杆；举债经营financial soundness财务稳健性foreclosed assets没收的抵押财产gearing财务杠杆；举债经营general provision普通准备金general reserve普通准备金impaired assets受损害资产interest accrual计息interest coverag
4、e利息偿付率interest payments being capitalized利息转本金intra-account内部帐户lending officer信贷人员lending policy贷款证策licensing申请许可证licensing period申请许可证过程 loan classification贷款分类loan documentation贷款记录loan grading贷款分级loan origination贷款发放loan restructuring重组贷款loan review贷款检查loan splitting贷款分割loss loan provisioning呆帐准备
5、金non-accrual items不计息项目non-accruals不计息的non-classified未分类的obligator债务人off-balance sheet表外off-site supervision非现场监测on-site inspection现场检查on-site visit现场访问out-of-area loan外地信贷outstanding balance未清偿余额overdue逾期pass, overdue, idle & bad loans (POIB)一逾两呆past due loans逾期贷款pending factor未决因素poorly structured
6、 loan结构不合理贷款problem loans有问题贷款Profit and loss损益（表）provision 准备金provisioning准备金提取quick ratio速动比率rehabilitation repayment schedule还款计划restructured loans重组贷款risk-weighted asset风险加权资产ROCA洛卡评级法roll-overs展期 security enforcement行使抵押权side agreement附件special mention asset特别提及资产special reserve特殊准备金specific re
7、serve专项准备金substandard assets次级资产suspense account挂帐term loan定期贷款to credit贷记to debit借记trading on equity财务杠杆；举债经营troubled loan有问题贷款turnover ratio周转比率weak loan低质量贷款work out problem核销有问题write-off冲销write-up (贷款)批评报告生物伦理道德研讨会词汇active euthanasia 主动安乐死 Autonomy自主性、自主权 Beneficence 有利 Bioethics生命伦理学 Biomedicin
8、e 生物医学 confidentiality 保密 consquentialism 后果论 deontologism 道义论 descriptive 描述性 enhancement 增强、加强（性状） ethical relativism 伦理相对论 ethical universalism 伦理普遍论 euthanasia 安乐死 gene patent 基因专利 gene therapy 基因治疗 genetic engineering 基因工程 geneticization 基因化 genome mapping project 基因组绘制计划 germline gene therapy
9、生殖细胞基因治疗 hospic care 临终护理 informed consent 知情同意 involuntary euthanasia 非自愿安乐死 medicalization 医学化 medicine is the art of humaneness 医本仁术 non-maleficence 不伤害 Normative规范性 passive euthanasia 被动安乐死 Privacy隐私 PVS 持久性植物状态 somatic gene therapy 体细胞基因治疗 terminal care 临终关怀 terminal patient 临终病人 utilitarianism
10、 功利主义 voluntary euthanasia 自愿安乐死Glossary prepared for International Congress: In pursuit of a drug-free ASEANabstinence/withdrawal reaction 戒毒反应acetic acid anhydride 乙酸酐Amphetamine-type stimulants (ATS)anabolic steroids 合成代谢类固醇analgesic 止痛的；镇痛剂ascorbic acid 抗坏血病维生素,抗坏血病因子barbiturates 巴比妥酸bupremorphi
11、ne 布普雷吗啡cocada: coca dosage for an intoxation interval of 40 minutes from coca leave chewing and also for covering a distance of 2-3 km, Spanish term used in South Americacocaine hydrochloride 盐酸可卡因codeine 可待因(自鸦片中提取的碱质)constipation 便结,便秘dependence 上瘾diacetylmorphine 二乙酰吗啡diamorphine 二乙酰吗啡 (i.e. her
12、oin)diuretics 利尿剂DOM (dimethoxymethylamphetamine) 二甲氧基甲苯异丙胺 (STP)drug abuse 吸毒fenetylline 芬已茶碱Fentanyl 芬太尼frusemide/furosemide 腹安酸,速尿heroin base 海洛因碱Heroin hydrochloride 盐酸海洛因inveterate 根深蒂固的 inveteracyKetobemidone 凯托米酮；酚哌丙酮LSD (lysergic acid diethylamide) 麦角酰二乙胺 (迷幻剂)MDMA (ecstasy) 摇头丸,二亚甲基双氧安非他明me
13、scaline 三甲氧苯乙胺,酶斯卡灵(一种致幻剂)methadone 美散痛,美沙酮 (镇静剂)methamphetamine 甲基苯丙胺; 甲基安非他明(去氧麻黄素)methcathinone 甲卡西酮 (also called ephedrine 麻黄素; 麻黄碱)methylphenidate 哌醋甲酯(利他林)morphine base 吗啡碱narcotine (narcotinum) 碱溶鸦片碱, 那可汀norpseudoephedrine 降假麻黄碱opiate 鸦片剂opium 鸦片papaverine 罂粟碱pemoline 匹莫林phenmentrazine 芬美曲秦；苯
14、甲吗啉,phenmetrazine 苯甲吗啉,匪曼嗪porous bordersprecursor chemicals 易制毒化学品，化学先质,前体化学品psychotomimetic 拟精神病的,重现精神病的rehabilitation 戒毒sniffing solventstupor 恍惚synthetic drug 合成毒品tartaric acid 酒石酸testosterone 睾丸激素THC (tetrahydrocannabinol)药四氢大麻酚thebaine 蒂巴因, 二甲基吗啡tincture 酊剂tolerance 抗药力transit country 过境国vertig
15、o 黑运转旋,头晕化工词汇acetate yarn醋 酸 纤 维acetic acid醋 酸acetone丙酮acetyl chemicals乙 酰(xian-1)化 学 品acrylonitrile丙烯腈amorphous polyolefins无结晶聚烯烃benzene苯biodegradable polyesters生物裂解聚酯butadiene丁烷butylene丁烯cellulose acetate fiber 醋 酸 纤 维coatings and paint raw materials涂 料 和 油 漆 原 料copolyesters共聚酯custom chemicals 专 门
16、 定 购化学品Eastotac树脂engineering compounded plastics工 程 复 合 塑 料ethane乙烷ethylanmine乙胺ethylene乙烯ethylene glycol (MEG)乙二醇film薄膜filter tow过 滤 用长 丝fine chemicals 精 细 化 学 品food ingredients食 品 添 加 剂glycol-modified polyethylene terephthalate (PETG)醇化聚酯heavy-gauge sheeting厚板材Industrial intermediates工业 中 间 体metha
17、ne甲烷neopentyl glycol (NPG)新戊二醇olefins 烯烃optical brighteners增光剂oxo chemicals羰(Tang-1) 基 类 化 学 品 paraffin石腊performance enhancers for the polymer industry聚 合 物增性剂performance plastics功 能 塑 料 photographic chemicals摄 影 用 化 学 品polyester聚脂polyethylene聚乙烯polyethylene terephthalate (PET) 聚酯polymer formulators
18、聚 合 物 配方polymer modifiers聚 合 物 改 性 剂poly-propylene聚丙烯polystyrene聚苯乙烯polyurethane foams聚 氨 酯 发 泡 剂 propylene (propene)丙烯purified terephthelic acid (PTA)净化对笨二酸resin树脂sorbic acid山梨酸specialty chemicals专 用 化 学 品specialty polymers专 用 聚 合 物styrene苯乙烯sythetic fibre合成纤维toluene甲苯xylene二甲苯阿莫科石油公司研讨会词汇烷（烃）基alky
19、l浣基化，烷（基）化物alkylation芳香族环烃，芳香族化合物 aromatics沥青 asphalt常减压装置 atmospheric and vacuum distillation unit 苯 benzene生物崔化脱硫 biocatalytic desulfurization 盐井 brine well伯顿热裂解工艺 burton thermal cracking process 丁烷 butane成品原料差 cash margin催化裂化器 cat cracker催化裂化装置 catalytic cracking unit 催化重整装置 catalytic reforming u
20、nit 焦碳 coke结焦 coking原油 crude oil原油板岩？ crude slate延迟焦化装置 delayed coking unit柴油 diesel蒸馏 distillation环境保护 environment protection乙烷 ethane乙烯醇 ethonal乙烯 ethylene原料 feed管式蒸馏釜 fractioning pipestill燃料油 fuel oil加热炉 furmace气体分离装置 gas fractionation unit汽油 gasoline皮革（润滑油） harness oil加氢裂化装置 hydrocracking unit临氢
21、重整工艺 hydroforming process加氢处理 hydroprocessing异构化 isomerization航空煤油 jet fuel煤油 kerosene液化天然气lpg润滑油 lubes甲烷 methane石脑油 naphtha辛烷 octane油轮 oil tanker管线 pipeline成品油管线 product pipeline丙烷 propane丙烯 propylenepound per square inch psi净化对苯二酸 pta泵 pump净化对苯二酸 purified terephthalic acid 品质控制 quality control反应，炉
22、 reactor炼油厂 refinery再生器 regenerator残油 resid提升管 riser溶剂 solvent酸性原油、未中和油，含硫轻油 sour crudes固定污染源 stationary source直镏 straight-run策略 strategy硫回收装置 sulfur recovery unit无硫油 sweet pennsylvania crude 油罐 tanks净化对苯二酸 terephthalic acid四乙基 tetraethyl热裂化装置 thermal cracking unit甲苯 toluene水、汽、风系统 waste water treat
23、ment暴利 windfall profitsGlossary for Lucent Technologiesad hoc临时add/drop multiplexer上行/下行多路复用器alternate path迂回路由AR coating防反射保护层authentication鉴权babble noise多路重合噪声back-propagating后向传播backbone node骨干节点baseline sensitivity基线灵敏度bridge网桥bug list故障表cable cut电缆中断carbon button碳精causal correlation因果相关cell swi
24、tching信元交换chain链接channel spacing信道间隔chirp-free laser无choke point阻塞点chromatic dispersion色散circuit电路circulator旋转器cladding mode包层膜coherent相干处coherent detection相关检测combiner合波器complementary signature辅助签字concatenation多音cross-connect交叉互连crypto密码data mining数据处理delay时延demand pairs线对数destination宿dial-up拨号呼叫di
25、electric coating filters介质膜滤光片diphone双音directly modulated直接调制directory名录dispersion compensator色散补偿器document reader文件朗读器doped-waveguide device掺杂的光导器件dual-stage amplifier两级放大器electet电介质electroabsorption 电吸收element location网元end-to-end端对端er-doped掺铒event signature事件表现explicit communication显式通信eye diagra
26、m眼图fiber-to-the-curb光纤到路边fiber cuts光纤断裂fiber grating光纤光栅flooding wave杂波forward-propagating正向传播fragmented分立的function block功能块gain equalizer增益均衡器guided mode导模high-power高功率hijacking盗用host down主机故障hybred 混合电路hybred fiber-coax光纤同轴混合incremental mode增量模式information base信息库instant-free即时释放integrator集成器inter
27、pret编译invoke激活isolator隔离器large central office大型局latency时延library库local rerouting本地路由重选log记录logical partitioning逻辑划分matching匹配messaging信息传送MIMD多命令多数据modulator调制器multi-casting多址联播multi-vendor多厂商multimodality多模接入multiplexing复用native OS本机OSnetwork mapping网络映射network sweep网络扫描OA limit运放界限object code目标码on
28、-the-flier compiler动态编译optical amplifier光纤放大器opto-electronic光电out-of-the-box盒外packet of data数据包packet radio无线分组passive waveguide无源波导pathway通路peer application对等应用层photodiodes光电二极管photonics光子physical architecture物理结构pixel象素pointer for safety安全指针poller轮询者polyphone串连portability可移植性portmopper端口擦洗器preamp前
29、置放大器precomputation预计算primary path主用路径primary routing原始路由proprietary专用proxy代理pump reflector泵浦反射器query查询regeneration sites再生站remote host远端主机remote procedure call远程过程呼叫repeater直放站response code响应代码retrieval检索root DNS根域名系统routing选路sandbox沙型service network业务网session会晤signaling信令single mode单模soliton source
30、s光弧子源span跨接spectrum频谱stabilizer稳定器stack栈star coupler星形耦合器stream of data数据流string字符串subnetwork子网success rate接通率switch arrays开关阵列temporal correlation时间相关thread线程threshold门限值threshold alarm阚值告警throughput吞吐top-level domain一级域名topology拓扑traffic话务量transaction事务trap截留universality普及性validate验证waveform inter
31、polation波形内插法wavelength addressing波长寻址wavelength division波分wavelength routing波长选路Munich Re Seminar Glossary on Earthquake Reinsuranceearthquake) intensity（地震）强度梅卡利仪测量破坏程度(earthquake) magnitude（地震）烈度里氏仪测量震感强度after shock余震Alternative Risk Transfer新型风险转移anti-seismic design（房屋）抗震设计Business interruption营
32、业中断险capacity承保能力CARconstruction all risks 建工一切险 或：建工险catastrophe XL巨灾超赔CEA加州地震局ceding company分出公司contingent liquidity或有流动性co-related risks关联风险coverage受保范围deductibles免赔额EAR erection all risks 安工一切险 或： 安工险earthquake exposure zone地震风险区EQ - earthquake地震 excess of loss （XL）超赔分保experience fund经验基金exposure
33、 暴露面exposure rating风险评估facultative reinsurance临时再保险(可选择的保险，非强制性的)FAS 13No. 13 Financial Accounting Standard fault断层financial quota shares成数分保financial reinsurance财务再保险finite risk reinsurance有限风险再保险Finite risk transfer有限风险转移GNPIGross Net Premium Income 总净保费收入Holistic risk transfer整体风险转移insurance secu
34、ritization保险证券化insured被保险人insured loss保险损失isoseismal等震线limits投保限额liquidity support提供流动资金market retention市场自留额NatCatNatural CatastropheNatCat pooling自然灾害共保non-proportional reinsurance非比例再保险PML-possible maximum loss可能最大损失Pool共保组合、合保pool administrator共保组合管理人post-financing后融资post-funding后融资pre-financing
35、先融资pre-funding先融资priority (deductable)优先（免赔额）proceeds收益property covered受保财产proportional reinsurance比例再保险rate on linepremium expressed as percentage of the limitIt means that if the limit is 2 million USD and the premium is 100,000, then the Rate-on-line is 10%; If the premium is 200,000, then the Ra
36、te-on-line is 20%.recovery追偿金reinstated继单retention自留额risk风险risk carrier风险承担人risk modeling companiesrisk premium风险保费run-offsecuritization证券化spot contract现货合同spread利差subsoil下层土sum insured保险金额tariff费率表written premiums承保保费XL超赔分保CXL巨灾超赔分保UKs Automotive Centres of Excellence英国汽车技术示范中心OEMs原始设备商(配套供应商)Tier
37、One suppliers一级供应商 intelligent spot welders智能点焊机lean manufacture精益生产ride and handling乘坐与操纵drive-by-wire线控two-stroke engines双冲程发动机spark ignition火花点火fuel cell燃料电池tribology润滑性exhaust manifolds排气导管turbocharger涡轮增压机LERC-Lean Enterprise Research Centre精益企业研究中心active suspension system主动减震系统carbon piston碳活塞
38、in-mould coating technique模内漆层技术panel仪表盘intake & exhaust valves进气和排气阀CVT- Continuously Variable Transmission system连续可变传动系统direct injection technology直喷技术Step I concept Ka第一个Ka型概念车cylinder head活塞头ride comfort行驶舒适gearbox齿轮箱road-friendliness路上的亲和性laser combustion diagnostic technique激光燃烧检测技术gas turbin
39、e汽轮机tyre vibration轮胎震动limit handling限度控制car stylist轿车款式设计师validate the car验车vehicle refinement车辆抛光bowl试车场gravel road砾石路braking system制动系统fuel injection 燃油喷射exhaust after treatment system design尾气后处理系统设计catalytic convention design催化转化装置 van vehicle厢式车intelligent press working system智能冲压系统gas cylinder
40、高压气瓶crashworthiness耐碰撞性knock爆震piston rings活塞环cams and followers凸轮及从动件engine bearing发动机轴承driveline control传动系控制integrated chassis control system整体底盘控制系统reciprocating engine combustion and emission往复式发动机燃烧及排放precision casting精确铸造flexible fixture design柔性工具设计computational fluid dynamics (CFD)计算流体动力学hig
41、h speed imaging高速成像TV-Holography电视全息摄像corrosion control and paints腐蚀控制及涂料acoustic damping materials降噪材料high strength steel高强度钢chromate铬酸盐3D anthropometric scanning三维人体扫描MIRA汽车工业研究协会（英国）type approval型式认证NVH Engineering噪声、振动及不平顺性设计high speed circuit高速试车环道ride & handling circuit行驶及操纵性环道horizontal strai
42、ght circuit平直试验环道(circuit) straight wet grip facilities（环线）直线潮湿试验刹车路面设施steering pad转向试验场cross country route越野试验路线general purpose circuit通用试验环道driving simulator行驶模拟装置SMMT-Society of Motor Manufactures & Traders英国汽车与零部件厂商协会CATARC-Chinese Automotive Technology &中国汽车技术研究中心Research CentreFMEA故障类型与理象分析中英再
43、保险词汇acceptance policy核保政策accounting period结算期aggregate limit累积限额aggregated loss累积损失antiselection逆选择ART (Alternative Risk Transfer)新型风险转移balance所欠款项barrages堰坝captive pools自保组合catastrophe risk巨灾风险ceiding company分出公司cession limit分保限额claim-prone容易出险claims assistance理赔协助clean cut结清方式coinsurance共保commence
44、ment and termination起讫cover承保cover责任额deposit premium预付保费destroyed毁坏earth caves土坏房屋EPAevent limit事件限额ex gratia payments通融赔款excess loss超额赔款exclusion除外责任exposed areas风险承受区域facultative reinsurance临时分保fault zone断层区finite risk有限制的风险flash floods骤发洪水flooding of rivers洪水泛滥frame structure框架结构full coverage全额承保
45、full insurance value足额保险价值full liability全部责任Geophysics Institute地球物理研究所GNPI总净保费收入hailstorm雹暴heavy damage严重破坏hollow brick wall空斗砖结构hour clause小时条款hurricane飓风individual losses单一损失insurability可保性insured losses保险损失intensity烈度layering层次less exposed损失可能性小liability责任light damage轻度破坏line slips分保条loading附加费loss occurrence损失发生loss occurring basis损失发生基础loss participation分担损失no profit commission无纯益风险non-proportional reinsurance非比例再保险notificat