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1、银行合规管理年心得体会合规管理年心得体会银行合规管理年心得体会为认真落实总行“合规管理执行年”活动，农发行分行营业部充分认识，高度重视，精心部署，狠抓落实，突出“五个结合”，促进了合规管理年活动的扎实开展。一、坚持把合规管理活动与员工素质教育工程相结合，着力合规文化建设。抓合规管理必须首先抓好员工素质教育。一是下发了规章制度学习篇目目录，采取集中推进方式，用三个月时间在全辖开展规章制度学习活动。二是实施以考促学的措施。市分行人事部门组织考试题库，每月底前组织一次全员闭卷考试，从三次考试结果看，平均成绩均达95分以上，成效明显。三是开展合规管理学习体会讨论活动，组织员工撰写合规管理的理论文章和心
2、得体会150余篇。增强了员工对“合规管理、从严治行”的认识和理解，使合规理念进一步深入人心。二、坚持把合规管理活动与“四无”创建相结合，着力严防案件和违规违纪问题。为了增强案防能力和金融风险防控能力，该行从领导到员工层层签订了2011年党风廉政建设和“四无”目标责任书，把党风廉政建设和“四无”创建工作层层进行分解，使党风廉政建设和“四无”创建工作横向到面，纵向到边，细化到每个环节，具体到各个岗位，从而形成一级抓一级，层层抓落实，分工负责，齐抓共管的格局。三、坚持把合规管理活动与客户风险排查相结合，着力提高风险管控水平。今年上半年，该行对辖内贷款客户的政策性贷款、商业性贷款进行了全面风险排查，共
3、排查贷款客户7户其中：政策性粮油贷款客户4户，商业性贷款客户3户，对排查工作中发现的不足和业务操作的风险点进行了整改和完善，同时收回风险贷款2000万元。四、坚持把合规管理活动与基础管理工作相结合，着力提高制度执行力。该行建立了以“三查一评”为抓手的基础管理监控体系,即:县支行副行长每月对分管工作全面审查一次;县支行行长每季度对副行长的检查及整改情况全面督查一次;市分行每半年检查一次。坚持“违规零容忍”措施，对检查存在的问题按规定给予经济处罚。此举对支行领导班子履行职责、加强自律监管、落实内控制度起到了较好的推动作用。五、坚持把合规管理活动与纠风专项治理相结合，着力促进党风行风建设。该行在全辖
4、开展了纠风专项治理工作。制定下发了关于开展纠风专项治理工作的通知；组织全体员工学习党员领导干部廉洁从政若干准则、廉洁办贷十不准等10个文件，增强了廉洁从业、抵制行业不正之风的自觉性；全面开展自查自纠，写出自查自纠报告，并进行公示。开展调查核查,走访客户了解农发行员工在企业的工作和交往情况。行走访客户26家,主动接受企业和社会的监督。结束语！祝大家学到有用的知识，提升自己的能力，实现自己的梦想，踏踏实实干好每一件事，为美好的明天而努力！161eo9h0eser6hg1dd49q0ly0syfw.bocfga1tx1rcbrm.7uw,3k6gecruit.3by1mr9xb2xzsq.le44y
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