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1、银行（信用社）下岗失业人员小额担保贷款合同书默认表情酷猴呆呆男银行（信用社）下岗失业人员小额担保贷款合同书编号（年）号甲方：劳动就业服务中心（局）乙方：为帮助下岗失业人员自谋职业，自主创业，实现再就业。根据*政办发144号及*政发6号文件精神，为确保资金安全、完整，甲乙双方在平等自愿的基础上达成如下协议，共同遵守。一、借款用途：二、借款金额：甲方根据乙方的申请，经审查同意向乙方发放小额担保贷款人民币（大写）元（小写元）。三、借款期限：月，自年月日起至年月日止，年利率为%。四、还款方式按条履行。1借款分四次还清，每三个月还一次，每次还本金（大写）元和本期利息。2借款分两次还清，每半年还一次，每次
2、还本金（大写）元和本期利息。3到期一次性归还借款本金及利息。五、借款可提前还款，利随本清。借款逾期不还，逾期部分借款将不再享受贴息政策，利息按年利率%计算收取。从逾期之日起，在%的基础上加收50%的罚息，直至清偿本息为止。六、乙方以作借款担保。担保人自愿为乙方的上述借款承担连带偿还责任，乙方在借款期限界满后不偿还借款本金及利息时，担保人须履行担保义务，连带偿还乙方所欠的本金、利息及贷款人实现债权的费用。保证期限为借款期限界满后的三年。七、乙方必须按借款用途使用借款，自觉接受小额担保贷款工作人员的监督和指导，不得将借款转借他人，否则甲方有权收回，并加收借款金额10%的罚金。八、如有政策变化，甲方
3、有权按政策规定收回借款。九、本合同一式三份，甲、乙双方及担保各持一份。十、乙方和担保人未履行本合同，或本合同发生纷争，当事人不能协商解决时，可向甲方所在地人民法院起诉或申请支付令。甲方（签章）：乙方（签章）：负责人（签章）：乙方住址：经办人：联系电话：联系电话：担保方（签章）：联系电话：年月日 结束语！祝大家学到有用的知识，提升自己的能力，实现自己的梦想，踏踏实实干好每一件事，为美好的明天而努力！1663ot17zy3lky.le9t3mulh2pvwtpijqbnr07a.cpdytw,dmtckw25t.pwhmkhr51qesf.ba284a.c8j0lc0e4uhqlsh75t1ipb
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