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1、市农村信用社立足“三农”发展总结市农村信用社立足“三农”发展总结市农村信用社立足“三农”发展总结 近年来，阳泉市农村信用社立足“三农”市场定位，在支持好传统农业的基础上，围绕现代农业、规模养殖、中小企业等领域开展信贷服务，助力“三农”经济稳步发展，实现了企业满意、政府满意、群众满意的三赢局面。年，全市农村信用社各项存款余额259.27亿元，较年初增加38.35亿元，各项贷款余额154.14亿元，较年初增加26.43亿元，是全市12家金融机构中存贷款市场份额最大、新增存贷款比例最高、投放支农贷款最多的金融机构。由于在支持地方经济建设中做出的突出贡献，山西省农村信用社联合社阳泉办事处被阳泉市劳动竞
2、赛委员会授予全市金融支持地方经济发展突出贡献一等功，办事处主任被荣记个人一等功。年，阳泉市农村信用社坚持“稳中求进”工作思路，加大对小微企业等薄弱领域的金融服务力度。特别是针对小微企业“短、频、快”的融资需求特点，辖内3家法人机构均成立小额贷款服务中心，专门负责小微企业的贷款申请调查、评级授信、发放审批、利率定价、贷后检查等日常业务。小额贷款服务中心成立后，显现出业务经营的灵活性。300万元以下的个人及小微企业只要符合条件，就可直接审批发放贷款，简化了业务流程，节约了客户办贷时间。3家法人机构全年利用“及时雨”中小企业流动资金贷款、“金阳光”固定资产及项目融资贷款、股权质押贷款三类信贷产品扶持
3、小微企业520户，贷款金额68.30亿元，占全部贷款余额的44.31%，增速23.03%。信贷投向结构进一步优化，贷款投向逐步向新型绿色行业、优势产业项目转移。为了更好地服务城乡客户、扩大营销市场，阳泉市农村信用社各级信贷人员深入客户进行调查摸底，对优质客户、潜力客户和一般客户分类建档，量身定制金融服务，按照信用等级执行不同幅度的利率优惠。丰富的业务品种，灵活的动作机制，周到的服务方式，增强了广大城乡客户的认知度，树立了阳泉农信社的金字招牌。在做优传统产品的同时，阳泉市农村信用社业务品种向多元化发展，推出“新梦想”创业贷款等5大系列21个信贷品种；发放信合通卡52万张，布放POS机具1176台
4、，在32个乡镇337个行政村开展了助农取款试点业务，实现了网点布局无盲区、金融服务无盲点，全市银行卡业务在山西省联社业务考评中连续三个季度名列第一。与此同时，作为当地金融支农惠农主力军，阳泉市农村信用社以“支农惠民行动计划”为依托，树立“大三农”观念，围绕传统农业、新农村建设、旅游行业等重点领域开展信贷服务。年，阳泉市农村信用社累计投放支农贷款127亿元，金融服务农户总数近14万户，创建信用乡镇2个，信用村286个，评定信用户10万多户，支持了阳泉市万和油脂有限公司等53个农业龙头企业、冬春蔬菜合作社等57个农业专业合作社、桃林园艺中心等31个基地园区建设。结束语！祝大家学到有用的知识，提升自
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