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1、信用社(银行)介绍招聘宁夏区联社科技信息服务中心总经理信用社(银行)介绍农村信用社联合社是中国人民银行总行批准的全国第一家挂牌开业的省级农村信用联社。农村信用社实行乡镇、县市、自治区三级法人管理体制,经营网点遍布全区各县、市、乡(镇)。农村信用社以“支农”为己任,始终坚持“靠支农求生存、靠支农增效益、靠支农促发展、靠支农树形象”的经营思想,确立“立足农村、面向农业、服务农民”的市场定位,大力支持农村经济、产业结构调整,以农村致富,农民增收为已任,同时不断拓展城市业务,按照市场运行机制,确定新增贷款投向,开办了银行承兑汇票、汽车消费贷款、住房按揭贷款等金融资产业务,为促进城乡经济协调发展,充分发
2、挥了农村金融主力军的作用,真正成为了联系农民的金融纽带,连续三年被回族自治区党委、政府评为“助农增收”先进单位。近年来农村信用社的经营实力和抗风险能力都逐步增强。年实现收入7.31亿元,实现净利润3224万元,净资产收益率达到15%,全区21家县(市)联社20家实现整体盈利,盈利面为95.2%。年末股本金余额为2.98亿元,所有者权益为2.14亿元,全区农村信用社资本充足率达到2.96%。在全国30个省(区、市)农村信用社统计中,农村信用社经营成绩突出:年存款、贷款增幅均为全国第一,年贷款增幅第一,存款增幅第二。区内金融机构的排名,由原来的最后一位上升到第五位。年农村信用社以发展为第一要务,提
3、高经济效益为中心,努力提高资产质量,不断加大业务营销力度,通过多种手段组织资金,截止年6月末存款余额103亿元,贷款余额112亿元,总资产290亿元,成为金融系统一支不可忽视的生力军。年4月农村信用社综合业务系统全面推广上线,成为了除四个直辖市外第一家实现数据大集中、业务处理网络化的农村信用社。网络建设中农村信用社坚持高起点、高标准,利用科技平台推出集个人储蓄、结算业务为一体的“信合一本通”,建成了以现代化支付系统为主体、电子汇兑为补充的结算体系,使区内资金汇划实时到帐,国内转账24小时到帐,开办了多种代收、代付中介业务,打通了农村资金流通不畅的梗阻,真正架起了城乡资金融通的桥梁。年农村信用社
4、将在自治区党委、政府、银监局和人民银行的指导帮助下,进一步深化改革,改进农村金融服务,按照“明晰产权关系、强化约束机制、增强服务功能”的总体要求,加快管理体制和产权制度改革,把农村信用社办成由农民、农村工商户和各类经济组织入股,为农民、农业和农村经济发展服务的地方金融机构,为城乡经济协调发展做出更大地贡献。结束语!祝大家学到有用的知识,提升自己的能力,实现自己的梦想,踏踏实实干好每一件事,为美好的明天而努力!16jp0bawheq7fic,5n38gh4aaqtek9ttfo8tjm1l41dg6yx1.r4ra5027ghi20pii3.tt37ohdjxhh14.kupue4w1ac4ki
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