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1、精选学习资料 - - - - - - - - - 个人收集整理 仅供参考学习account number 帐号Banque de IIndoChine 东方汇理银行depositor 存户central bank, national bank, bankers bank 中pay-in slip 存款单央银行a deposit form 存款单bank of issue, bank of circulation 发行币银a banding machine 自动存取机 行to deposit 存款 commercial bank 商业银行,储蓄信贷银行deposit receipt 存款收据me
2、mber bank, credit bank 储蓄信贷银行private deposits 私人存款 discount bank 贴现银行certificate of deposit 存单 exchange bank 汇兑银行deposit book, passbook 存折 credit card 信用卡requesting bank 托付开证银行 issuing bank, opening bank 开证银行principal 本金advising bank, notifying bank 通知银行overdraft, overdraw 透支 to counter sign 双签negot
3、iation bank 议付银行 confirming bank 保兑银行to endorse 背书 paying bank 付款银行endorser 背书人 associate banker of collection 代收银行to cash 兑现 consigned banker of collection 托付银行to honor a cheque 兑付 clearing bank 清算银行to dishonor a cheque 拒付 local bank 本地银行to suspend payment 止付 domestic bank 国内银行cheque,check 支票 overs
4、eas bank 国外银行cheque book 支票本unincorporated bank 钱庄order cheque 记名支票 branch bank 银行分行bearer cheque 不记名支票trustee savings bank 信托储蓄银行crossed cheque 横线支票 trust company 信托公司blank cheque 空白支票financial trust 金融信托公司rubber cheque 空头支票 unit trust 信托投资公司cheque stub, counterfoil 票根 cash cheque 现金支票trust institu
5、tion 银行的信托部 credit department 银行的信用部travelers cheque 旅行支票 commercial credit companydiscount cheque for transfer 转帐支票 company 商业信贷公司 （贴现公司）文档收outstanding cheque 未付支票 集自网络,仅用于个人学习canceled cheque 已付支票neighborhood savings bank, bank of deposit forged cheque 伪支票 街道储蓄所Bandars note 庄票,银票 credit union 合作银行b
6、anker 银行家 credit bureau 商业兴信所president 行长 self-service bank 无人银行savings bank 储蓄银行 land bank 土地银行Chase Bank 大通银行 Citibank 花旗银行construction bank 建设银行 industrial and commercial bank 工商银行Hongkong Shanghai Banking Corporation 汇bank of communications 交通银行丰银行mutual savings bank 互助储蓄银行Chartered Bank of Indi
7、a, Australia and China post office savings bank 邮局储蓄银行麦加利银行 mortgage bank, building society 抵押银行1 / 7 名师归纳总结 - - - - - - -第 1 页,共 7 页精选学习资料 - - - - - - - - - 个人收集整理 仅供参考学习industrial bank 实业银行 home loan bank 家宅贷款银行the purchasing power of money 货币购买力 money in circulation 货币流通量reserve bank 预备银行 note is
8、sue 纸币发行量chartered bank 特许银行 corresponding bank 往来银行national budget 国家预算 national gross product 国民生产总值merchant bank, accepting bank 承兑银行进出public bond 公债investment bank 投资银行stock, share 股票import and export bank EXIMBANK debenture 债券口银行treasury bill 国库券joint venture bank 合资银行debt chain 债务链money shop,
9、native bank 钱庄 credit cooperatives 信用社 clearing house 票据交换所 public accounting 公共会计direct exchange 直接（对角）套汇 indirect exchange 间接（三角）套汇 cross rate, arbitrage rate 套汇汇率 foreign currency exchange reserve 外汇储business accounting 商业会计 备cost accounting 成本会计 depreciation accounting 折旧会计foreign exchange fluct
10、uation 外汇波动 foreign exchange crisis 外汇危机computerized accounting 电脑化会计 discount 贴现general ledger 总帐discount rate, bank rate 贴现率subsidiary ledger 分户帐 gold reserve 黄金储备cash book 现金出纳帐 cash account 现金帐money financial market 金融市场 stock exchange 股票交易所journal, day-book 日记帐,流水帐 broker 经纪人bad debts 坏帐 commis
11、sion 佣金investment 投资 bookkeeping 簿记surplus 结余 bookkeeper 簿记员idle capital 游资 an application form 申请单economic cycle 经济周期 bank statement 对帐单economic boom 经济富强 letter of credit 信用证economic recession 经济衰退 economic depression 经济萧条 economic crisis 经济危机 economic recovery 经济复苏strong room, vault 保险库 equitable
12、 tax system 等价税就 specimen signature 签字式样 banking hours, business hours 营业时间inflation 通货膨胀 银行英语口语新开帐户deflation 通货收缩What kind of account did you have in your devaluation 货币贬值mind. . revaluation 货币增值你想开哪种帐户international balance of payment 国际收支Do you like to open a current account. favourable balance 顺差
13、你想开一个活期存款帐户吗. adverse balance 逆差A deposit or current account. hard currency 硬通货 定期仍是活期 . soft currency 软通货 international monetary system 国际货币制Please tell me how you would like to deposit your money.文档收集自网络,仅用于个人学习度请告知我你想存何种户头. 2 / 7 名师归纳总结 - - - - - - -第 2 页,共 7 页精选学习资料 - - - - - - - - - 个人收集整理 仅供参考
14、学习Theres a service charge for the checking 请告知我储蓄存款与支票存款的区分好account but no charge for the savings.文档收集吗？自网络,仅用于个人学习 支票户头要收服务费,现金户头不收；Our minimum deposit for a savings account is 100 dollars.文档收集自网络,仅用于个人学习Please tell me the procedure for opening a savings account.文档收集自网络,仅用于个人学习 请告知我开个储蓄帐户需要什么手续；Wil
15、l 100 yuan be enough for a minimum 我们储蓄存款的最低存款额是100 美圆；deposit. Five yuan is the minimum original deposit. 100 元作最低存款额够吗？最低起存款额是5 元；Id like to know whether a 200 yuan deposit You can open a savings account at any time will be enough for opening a checking account.with an initial deposit of 50 dollar
16、s.文档收集自文档收集自网络,仅用于个人学习200 元存款是否网络,仅用于个人学习我想知道开一个支票帐户你可随时以 50美圆的起存额开立储蓄帐户；够；Even one yuan is all right. Could you tell me how to operate this 甚至一元也可以起存；account. Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you los
17、e it. 文档收集自网络,仅用于个人请告知我如何经管这个帐户好吗？Is there any minimum for the first deposit. 第一次储蓄有最低限额吗？How much does each account cost. 学习保管好存每个帐户要花多少钱？这是你的存折,存取款时请带来；Useful Phrases 折,遗失请告知我们；I should like to open a current account. current deposit, current account 活期存款 fixed deposit, fixed account 定期存款我想开一个活期存款
18、帐户；fixed deposit by installments 零存整取I need a checking account so that I can pay my bill.文档收集自网络,仅用于个人学习joint account 联名存款帐户 to open an account 开户头我需开个支票帐户,这样就能付帐；open a 银行英语口语存款Wed like to know how we How much do you want to deposit with us. checking-savings account. 文档收集自网络, 仅用于你想在我们这存多少？个人学习 How
19、much do you wish to pay into your 我们想知道如何开一个支票储蓄帐户；account. I have a checking account here. 我在这里有一个支票存款帐户；I think Id like a deposit account. 你期望在你的户头上存多少？How much money do you plan to keep in your account on a regular basis.文档收集自网络,仅用我想要开个定期存款帐户；于个人学习Can I open a current account here. 我能否在这儿开个活期存款帐户
20、？I want to open a deposit account with you. 你方案在你的户头上定期存放多少钱？How much cash do you plan to deposit in your account.文档收集自网络,仅用于个人学习我要开个储蓄帐户；你有多少钱要存入呢？Id like to open a deposit account with you. I think you may deposit your money with the 我想在你们这儿开个定期存款帐户；bank, or leave it here for temporary Could you t
21、ell me the difference between a safe-keeping.文档收集自网络,仅用于个人学习savings account and a checking account.文档收我认为你可把钱存入银行,或留在银行暂保集自网络,仅用于个人学习管起来；3 / 7 名师归纳总结 - - - - - - -第 3 页,共 7 页精选学习资料 - - - - - - - - - 个人收集整理 仅供参考学习Would you please fill in the depositing form, giving the sum of money youre to deposit a
22、s The travelers checks cost 1.5% of the total amount of purchase.文档收集自网络,仅用于个人学well as your name, address and professional 习1.5%；unit.文档收集自网络,仅用于个人学习旅行支票手续费是购买总额的请填张存款单, 写明要存的数额以及你的姓 名,地址和工作的单位,好吗？I want to deposit 300 yuan in my account. Heres the cheque book. When you send a cheque by post be care
23、ful to cross it, but if you wish to cash a cheque yourself, you must 我想在我的户头上存 300 元；leave it open.文档收集自网络,仅用于个人学习I want to deposit these cheques in my account. 这是一本支票簿,你邮寄支票时, 留意要在我想把这些支票存在我的户头上；Id like to pay 200 yuan into my deposit 支票上打叉线； 但是假如你本人想开张兑现 支票,就不行打叉线；account. 200 元；Each cheque you wr
24、ite will cost 2 dollars. 我想在在我的定期存款户头上存你每开一张支票将花2 美圆；I want to deposit my paycheck. 我想存入我的工资支票；Useful Words and Phrases account number 帐目编号Id like to know whether I can cash a cheque depositor 存户here. pay-in slip 存款单我想知道我能否在这兑换支票；a deposit form 存款单Will you please cash this travelers cheque. a bandin
25、g machine 自动存取机请兑现这张旅行支票好吗？to deposit 存款Id like to cash this money order. deposit receipt 存款收据我想兑现这张汇款单；private deposits 私人存款I want to cash the balance of a travelers letter of credit.文档收集自网络,仅用于个人学习certificate of deposit 存单 deposit book, passbook 存折我要把旅行信用证的结余兑现；credit card 信用卡Will you please tell
26、me whether you charge principal 本金for cheques.文档收集自网络,仅用于个人学习overdraft, overdraw 透支请告知我兑换支票收手续费吗？to counter sign 双签Could you tell me how much the checks cost. to endorse 背书请告知我这些支票要花多少钱？endorser 背书人What if I overdraw. to cash 兑现假如透支了怎么办？to honor a cheque 兑付Please sign your name on the bottom line if
27、 you want to cash the check.文档收集自网络,仅用to dishonor a cheque 拒付 to suspend payment 止付于个人学习 cheque,check 支票假如想兑支票,请在底线上签名；cheque book 支票本Please write your account number on the back of the check.文档收集自网络,仅用于个人学习 请在支票背面写上你的帐号；We honored the check as the overdraft was only 5 yuan.文档收集自网络,仅用于个人学习order cheq
28、ue 记名支票 bearer cheque 不记名支票 crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票我们承兑这张支票的透支额只有5 元；cheque stub, counterfoil 票根Please endorse the cheque. cash cheque 现金支票请背签这张支票；travelers cheque 旅行支票4 / 7 名师归纳总结 - - - - - - -第 4 页,共 7 页精选学习资料 - - - - - - - - - 个人收集整理 仅供参考学习cheque for transfer 转帐支票
29、 outstanding cheque 未付支票your number slip.文档收集自网络,仅用于个人学习 六号柜台的出纳员将依据你的号码牌付给canceled cheque 已付支票 你钱；forged cheque 伪支票 Bandars note 庄票,银票Useful Words and Phrases to close an account, to clear an account 结清银行英语口语取款、结余 to draw money 取款Id like to know if I can draw on my account drawing-out slip 取款单for p
30、ayment of things I buy in Tianjin.文档收集the number slip 号码牌一式两份填自网络,仅用于个人学习a withdrawal form 取款单我想知道一下我是否能提取存款来支付天to fill in the receipt in duplicate 津购物的费用；这张收据I want to withdraw 200 dollars from my teller, cashier 出纳员deposit account.文档收集自网络,仅用于个人学习银行英语口语兑换货币我要从我的定期存款中支取 200 美圆；Please tell me how muc
31、h you want to change. I want to close my account with you. 请告知我你要换多少；我想终止在你们这儿的帐户；Id like to draw 100 yuan against this letter of How much of the remittance do you want to convert into Japanese yen.文档收集自网络, 仅用于credit.文档收集自网络,仅用于个人学习 个人学习我想从这份信用证上提款 100 元；你要把多少汇款换成日圆？May I draw money against the lett
32、er of credit What kind of currency do you want. here.文档收集自网络,仅用于个人学习 要哪种货币？我可以在这儿用这份信用证取钱吗？Whats it you wish to change. Could you tell me my balance. 你有什么要换的？能否把存款结余金额告知我？What kind of currency do you want to Please let me know my balance. change. 请告知我结余金额；要换哪种货币？I think you can draw on this account
33、by In what denominations. cheque in payment of goods.文档收集自网络,仅 要什么面值的？用于个人学习 Please tell me what note you want. 我以为你可用支票提款支付购物费用；请告知我要什么钞票；Your balance at the bank is 300 yuan. Will seven tens be all right. 你在本行的结余是300 元；7 张 10 元的可以吗？Your deposit is exhausted. Is it in travelers cheques. 你的存款支净了；换旅行
34、支票吗？Your letter of credit is used up. Id like to know how I shall give it to you. 你的信用证用完了；我想知道如何付钱给你；Please tell me how you wish to draw your How would you like it. money. 你要什么面额的？请告知我你期望怎样支款；Fill our a withdrawal form, please. Would you kindly sign the exchange form, giving your name and address.文
35、档收集自网络,请填写取款单；仅用于个人学习The letter of credit is exhausted. 请在兑换单上签字,写出你的姓名和地址,信用证上的款子已提清；好吗？The letter at Counter 6 will pay you against Can you change me some money, please. 5 / 7 名师归纳总结 - - - - - - -第 5 页,共 7 页精选学习资料 - - - - - - - - - 能否请你给我兑换一些钱？个人收集整理仅供参考学习currency, money 货币Here it is, some French
36、francs, Swiss francs, money changing 兑换货币American dollars and a few Dutch guilders.文an exchange form 兑换单档收集自网络,仅用于个人学习bank note 钞票这些就是：一些法国法郎,瑞士法郎,美圆note of large denomination 大票和一些荷兰盾；note of small denomination 小票Would you please give me seven five-pound small change 零钱notes, four pound notes and f
37、our ten-shilling subsidiary money 辅币notes, and the rest in small change.文档收集自网 nickel piece 镍币络,仅用于个人学习 plastic currency notes 塑料钞票请你给我 7 张 5 镑纸币, 4 张 1 镑纸币, 4 convertible money 可兑换（黄金）纸币张 10 先令纸币,剩下的要零票；Would you mind giving me the six pence in 银行英语口语储蓄存款利息 Whats the interest rate for the savings c
38、oppers. account. 劳驾给我 6 便士的铜币；储蓄存款的利率是多少？Id like to know if you could change this Do you pay interest on this account. money back into U.S. dollars for me.文档收集自这种存款付给利息吗？网络,仅用于个人学习 我想知道能否把这笔兑回成美圆；Could you change these French francs for me. 能给我兑换这些法国法郎吗？Please tell me what the annual interest rate i
39、s. 请告知我年利率是多少；Interest is paid at the rate of 1% per annum at present.文档收集自网络,仅用于个人学习Can you give me 100 dollars in Swiss francs. 目前每年的利率是1%；能否给我 100 美圆的瑞士法郎？Id like to convert the full amount of the remittance into U.S. dollars.文档收集自网络, 仅用It allows you to earn a little interest on your money.文档收集自网
40、络,仅用于个人学习 这可使你从存款中获得一点利息；于个人学习 The account carries interest of 4%. 我想把全部汇款换成美圆；该存款有 4%的利息；Id like some coins for this note. The interest is added to your account every 我想把这张纸币换成硬币；year. Id like to break this 50 dollar note. 每年的利息都加到你的存款中；我想把这张 50 美圆纸币换开；The interest rate for the savings account is 4
41、%. Five twenties and ten singles, please. 储蓄存款的利率是 4%；请给我 5 张 20 元和 10 张一元的；I need 300 dollars in 100-dollar cheques. It varies from time to time. At present it is 6%. （年息）每个时期都不同,现在是六厘；我要 300 美圆票面为 100 美圆的支票；Useful Words and Phrases I hope youll give me ten travelers cheques of interest rate 利率100
42、dollars each.文档收集自网络,仅用于个人学习 simple interest 单利我期望给我 10 张面额为 100 美圆的旅行支 compound interest 复利票；legal interest 法定利息In fives, please. prime rate 优待利率请给我 5 元票面的；payable interest 应对利息Could you give me some small notes. lending rate 贷款利率给我一些小票好吗？usury 高利贷Useful Words and Phrases the subsidy rate for value
43、-preserved savings 6 / 7 名师归纳总结 - - - - - - -第 6 页,共 7 页精选学习资料 - - - - - - - - - 保值储蓄补贴率个人收集整理仅供参考学习文档收集自网络,仅用于个人学习请等一会儿, 我查一下美圆对人民币的兑换银行英语口语外汇率 率；Tell me the current rate for RMB, please. Its 470 yuan for 100 dollars. 请告知我人民币的现价；100 美圆可兑 470 元；Whats your selling rate for RMB yuan in The exchange ra
44、te today is 200 yen to the notes today.文档收集自网络,仅用于个人学习pound. 200 日圆；你们今日人民币现钞的售价是多少？今日的兑换率是一英镑可兑Whats the dollar going for today. 美圆今日的售价是多少？The rate for travelers cheques is 300 yuan against 100 dollars.文档收集自网络,仅用于个人学Our buying rate for notes is 523 yuan for 100 习dollars.文档收集自网络,仅用于个人学习 旅行支票的兑换率是 100 美圆兑