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1、2022年金融英语(FECT)考试真题卷（6）本卷共分为1大题50小题，作答时间为180分钟，总分100分，60分及格。一、单项选择题（共50题，每题2分。每题的备选项中，只有一个最符合题意） 1.仕事大事、仕事。ABCD 2.数据工作表式窗体不显示_。A窗体页眉/页脚B文本框内容C页面页眉/页脚D标签内容 3.Unemployment _ last year and since then has gone down.AincreasedBdisappearedCfirmedDpeaked 4.But the IMF projections also foresaw a _ deteriora
2、tion of the global current account imbalance.AoutstandingBceasedCmarkedDcontinuing 5.Inflation has returned to _ the major industrial economies, forcing interest rates higher from the lows set after the global stock market crash of 1987.AfightBknockCenshrineDhaunt 6._ strategies attempt to penetrate
3、 new areas, expand geographically, seize market opportunities and adopt innovations in order to make the bunk organization a leader in its market.AWiseBSuccessCOffensiveDManagement 7.The IMF warned recently that continuing strong domestic demand could _ a new jump in the US current account balance o
4、f payments deficit.AdragBnurtureCtriggerDlaunch 8.On first reading it appeared to offer some hope that the industrial world can achieve a soft _ from its present overheated state.ArisingBfallingCclimbingDlanding 9.Such developments could cause international investor to _ down their demand for US dol
5、lar assets.AkeepBputCnoseDscale 10.To ensure, a companys long - term survival and prosperity, finance managers need to make decisions about the _ of the company.AgearingBbenefitCprofitDgain 11.In an extreme case-bankruptcy-the owners _ will be repaid only after everyone else has received what they a
6、re owed.ApropertyBequityCestateDfirm 12.The world economy seemed to have gone into a _.AtroubleBdecreaseCdeclineDdilemma 13.Acceptance of the bill by the drawee is referred to as presentation.AA. RightBB. WrongCC. Doesnt say 14.A travellers cheque is selfidentifying because the issuer can have his n
7、ame on it.AA. RightBB. WrongCC. Doesnt say 15.The drawee is needed to pay a bill at a future date when it is specified that the bill is to be paid at once.AA. RightBB. WrongCC. Doesnt say 16.A bill may be paid on demand if time for payment is not indicated.AA. RightBB. WrongCC. Doesnt say 17.One can
8、 only cash his travellers cheque in his hometown.AA. RightBB. WrongCC. Doesnt say 18.Preferred stockholders hold a claim on assets that enjoys priority over the claims of common stockholders and bondholders.AA. RightBB. WrongCC. Doesnt say 19.It is very reasonable to print the signature of the custo
9、mer on the travellers cheque.AA. RightBB. WrongCC. Doesnt say 20.Common stock is less risky than a preferred stock because of its fixed dividend.AA. RightBB. WrongCC. Doesnt say 21.If the firm has paid the promised dividend, the preferred stockholders do not usually vote.AA. RightBB. WrongCC. Doesnt
10、 say 22.Which of the following is not the difference between a transferable credit and a back - to - back creditAOnly one credit is involved in trading on a transferable credit basis, whereas back - to - back credits consist of two entirely separate documentary credits.BWith transferable credits tir
11、e middleman gets a documentary credit from the ultimate buyer, whereas with back - to - back credits the supplier has to obtain a documentary credit from the ultimate buyer.CWith transferable credits, the ultimate buyer is aware that he is dealing with a middleman; with hack - to- back credits, he i
12、s not.DWith transferable credits the middleman and his bankers have no liability on the credit, but with back - to- back credits, they are fully liable on the second credit. 23.A share of preferred stock is more like a bond than common stock.AA. RightBB. WrongCC. Doesnt say 24.Under UCP a credit is
13、transferable if it is _.Aexpressly designated transferable by the issuing bankBexpressly designated assignable by the issuing bankCmarked on its face divisibleDused whenever the supplier sells goods through a middleman 25.With back - to - back credits, party (parties) affected by the back - to - bac
14、k aspect is (are) _.Athe ultimate buyerBthe original supplierCthe original suppliers bankerDthe middleman and its banker 26.The middleman will approach the ultimate buyer and ask him to arrange a transferable documentary credit in his (the middlemans) favour. Here in the middlemans favour means that
15、 _.Athe credit will be opened with the help of the middlemanBthe credit will be opened with the help of the ultimate buy&Cthe credit will be opened with the middleman as its beneficiaryDthe credit will be opened with the ultimate buyer as its beneficiary 27.In non - recourse factoring, the balance o
16、f undrawn funds still held by the factor is carried as _.Aasset on the clients financial statementBcurrent liability on the clients financial statementClong- term liability on the clients financial statementDNone of the above is correct. 28.In a transferable credit, the first beneficiary is usually
17、_.Athe supplierBthe bankCthe middlemanDthe importer 29.Factoring is a method of providing short - term financing in which _.AThe client sells its accounts to the factorBThe client sells its accounts payable to the factorCThe client sells its accounts receivable to the factorDThe client sells its sal
18、es proceeds to the factor 30.Usually, the sales invoices are purchased by the factor after _.Aorders are. rifledBmerchandise is shippedCdelivery is verified and other requirements are metDNone of the above is correct. 31.Cash advances under factoring are not loans, since _.Athey are made prior to th
19、e maturity date of the billBthey are made at maturity of tile billCthey are made against borrowers guaranteeDthey are made on the basis of money due to the client at a later date 32.Mirror accounts mean _.Aaccounts which reflect information of bank statementsBaccounts of other banksCaccounts in othe
20、r banksDaccounts on our own bank to check whether the information appearing on the statements received from other banks are correct. 33.All of the following statements are time except _.Athe accounts receivable guaranteed by the factor usually strengthens the borrowing position of the clientBfactori
21、ng involves no financing, only serviceCin factoring, orders from the clients customer are approved prior to shipment, and the factors responsibility is to collect the net sales proceeds from customersDin maturity factoring, no interest is charged, since the client has taken no advances against his s
22、ales prior to the maturity date of the bill 34.Account reconciliation staff should be _.Athose committing transactionsBthose committing account entriesCNeither A nor BDBoth A and B 35.Possible masons for unbalanced statements are _.Amissing statementsBduplicated statementsCreconciliation errorsDAll
23、above. 36.A nostro account is also called _.Adue to hank accountBdue from bank accountCyour account with usDNone of the above. 37.A vostro account is also called _.Adue to bank accountBdue from bank accountCour account with youDNone of the above. 38.The parties agreement to use a particular Incoterm
24、 _.Awould surely have no implications for the other contractsBis intended to replace a complete contract of saleCmay have implications for the other contractsDis intended to deal with transfer of ownership 39.Incoterms provides for _.Aall the duties which parties may wish to include in a contract of
25、 carriageBall the duties which parties may wish to include in a contract of saleCpart of the duties which parties may wish to include in a contract of carriageDpart of the duties which parties may wish to include in a contract of sale 40.Incoterms, which is short for International Rules for the Inte
26、rpretation of Trade Terms, is _.Alimited to matters relating to the rights and obligations of the parties to the contract of carriageBlimited to matters relating to the rights and obligations of the parties to the contract of sale with respect to the delivery of tangible goodsClimited to matters rel
27、ating to the rights and obligations of the parties to the contract of sale with respect to the delivery of both tangible and intangible goodsDlimited to matters relating to the rights and obligations (ff the parties to the contract of sale with respect to the delivery of intangible goods 41.An inter
28、national sales transaction _.Aonly involves contract of saleBonly involves contract of insuranceCsometimes involves contract of sale, contract of carriage and contract of financingDalways involves contract of sale and contract of financing 42.Questions concerning the consequence of breach of contrac
29、t and exemptions from liability _.Ashould be solved by stipulations in the IncotermsBshould only be solved by other stipulations in the contract of saleCshould be solved by stipulations in the contract of carriageDshould be solved by other stipulations in the contract of sale and the applicable law
30、43.The IDA charges only three fourths of 1 percent as a service charge on _ loan balances.AdebtBoutperformingCoutdoingDdisbursed 44.The historic _ ceiling is $ 940, but scarcity of resources has long limited access to IDA funds to countries with per capita incomes less than $ 580.ApaymentBrepaymentC
31、eligibilityDdemand 45.At such a price, the VCR _ the cost of home movie watching.AcounteredBslicedCslashedDdived 46.Applicable to the entire World Bank Group is the _ of most governmental borrowers for multinational loans.AlikeBinfluenceCaffectDpreference 47.The World Banks efforts to direct its har
32、d loans to private enterprise have created a record of decades of _ lending.AbotchedBmisledCdistortedDcapital 48.During tile Great Depression, the four years from 1929 to 1933, unemployment _ almost one fifth of the labor force in the industrial world.AinducedBafflictedCincurredDaffixed 49.The IFCs
33、policy is to favor joint ventures that have some local capital _ at the outset.AinitiatedBcommittedCcommemoratedDcommigled 50.A physical commodity that is valued in its own _ and also used as a means of payment is commodity money.AcharacterBtermCnormDright第19页 共19页第 19 页 共 19 页第 19 页 共 19 页第 19 页 共 19 页第 19 页 共 19 页第 19 页 共 19 页第 19 页 共 19 页第 19 页 共 19 页第 19 页 共 19 页第 19 页 共 19 页第 19 页 共 19 页