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1、2012014 4 年中国年中国工商银行工商银行校园招聘完整试题真题及答案解析校园招聘完整试题真题及答案解析考试考试时间：时间：1 18 80 0 分钟分钟 160min160min 综合知识答题，20min20min 性格测试第一模块第一模块情境能力综合测试情境能力综合测试 考试时间：120 分钟英语能力测试英语能力测试 考试时间：35 分钟1. Our delegation _ of Contact Director, General Manager and Marketing Manager will be staying in Detroitfrom October 9 to 13.(
2、A)consists(B)will consist(C)consisting(D)to be considered2. New York Citys hotel _ rate climbed to 90%, a 1% increase from the same period last year.(A)occupation(B)occupancy(C)occupant(D)occupational3. The CEO of the company has been consistent _ his policy associated with foreign investments overt
3、he last few years.(A)of(B)with(C)at(D)for4. Rogers TV is a service available _ to cable customers as part of the basic service of Rogers CableCommunications Inc.(A)exclusively(B)extremely(C)exactly(D)extensively5. It is highly recommended that every employee retain the original receipt _ proof of pu
4、rchase.(A) as(B) off(C) except(D) through6. The heating system of this building is much more cost-effective than that of the previous system _we used last year.(A)in where(B)where(C)in which(D)which7. Robert Thompson invests in a stock _ will pay dividends of $3.00 at the end of the first year and$3
5、.30 at the end of the second year.(A) they(B) what(C) when(D) that8. Working conditions in air transportation vary widely, _ on the occupation.(A)depends(B)dependable(C)depending(D)depend9. An old restaurant on 7th Ave. will be rebuilt into the stylish restaurant Citadela with a seating _for up to 1
6、50 guests.(A) capacity(B) intensity(C) aptitude(D) preparation10. The cost of construction as _ as the construction period has already increased twofold over previousestimates.(A)good(B)well(C)fine(D)far11. Please _ the Planning staff (Debra Ross 222.3926) if you will or will not be attending this m
7、onthsmeeting.(A)notice(B)present(C)deliver(D)notify12. Our service personnel work for clients on a wide variety of sites, many of _are tough industrialenvironments that are unsuitable for laptops or PDAs.(A)whom(B)them(C)which(D)that13. The airline industry also relies on many management, profession
8、al, and administrative support workers tokeep operations running _.(A)smooth(B)smoothly(C)smoothness(D)smoothish14. According to the manager of ABB Corp., this new service _ very positively by customers who get theservice details and cost information quicker.(A)has received(B)has been received(C)hav
9、e received(D)has been receiving15. In order to be able to _ promptly to road hazards, drivers are advised to avoid using mobile phoneswhile driving.(A)respond(B)require(C)prove(D)promise16. Thomas Jefferson, _ a director of accounting department, became a vice president of our firm lastmonth.(A)past
10、(B)previous(C)once(D)now17. We cannot provide assurance that manufacturing operations will _ before the end of the year.(A)retain(B)resolve(C)remain(D)resume18. We can understand your strong desire _ the agreement at the earliest possible date.(A)finalize(B)to finalize(C)finalizes(D)finalized19. Acc
11、ording to the report released last Wednesday, the maintenance staff at PPG is overworked _ underpaid.(A)as(B)and(C)nor(D)for20. The flight attendants most important function is assisting passengers in the_ of emergency.(A)happening(B)event(C)opening(D)affair21. Those two baseball teams _ some schedu
12、led games due to the unexpected hurricane.(A)should postpone(B)had to be postponed(C)postpones(D)will postponing22. It is imperative that the contracts _ at least a month prior to the beginning of the project.(A)finalize(B)finalized(C)be finalized(D)finalizing23. Most of the companies have a policy
13、stating that each employee must _a formal, annual, and writtenperformance appraisal by their manager.(A)give(B)be given(C)be giving(D)have given24. Recent federal regulatory activity has been _ to protect the privacy of consumers personalinformation.(A)implementing (B)implement(C)implemented(D)imple
14、ments25. The manager was _ that we should deal with all the problems in our department ourselves.(A)convincing(B)convinced(C)convince(D)convincesFrom: Camille StoneTo: All employeesSubject: Next weeks faculty meetingDate: Tuesday, January 6Hello,Because next weeks holiday falls on a Thursday, we wil
15、l have to reschedule our weekly facultymeeting to Friday. Please meet in the faculty room by 5 P.M. on Friday January 16. If youretaking Friday as a vacation day, please let Shirley in the general affairs know by Wednesday.Thank you and enjoy your day off!Camille26. On what day is the holiday?(a) Tu
16、esday(b) Wednesday(c) Thursday(d) Friday.27.What will be rescheduled?(a) A presentation(b) A holiday party(c) A faculty meeting(d) A training workshop.Love Animal ShelterFoster Owner ProgramYou can help save a dogs life by becoming a foster owner until we find a loving owner to adoptyour pet or unti
17、l we reunite them with their original owner. We have dogs of all ages for youto care for, and many require special attention.Although being a foster owner is one of the most rewarding experiences in the world, itsemotional, physical, and financial demands should be given careful consideration. For t
18、hisreason, we require all of our applicants go through an orientation program at our shelter sothat they can get used to the responsibilities of caring for a dog and decide for themselvesif they would like to continue doing it. We will also have one of our staff conduct a homeand lifestyle evaluatio
19、n to determine if each applicants living situation is suitable forone of our dogs. Additionally, once a dog has been placed in your care, our adoption centerwill be on call 24 hours a day, seven days a week to help with any situations that arises.For more information on our foster owner program, inc
20、luding testimonials from current andprevious foster owners, visit .28.Whatisthepurposeoftheadvertisement?(a) To encourage people to adopt a pet(b) To encourage people to become fosterowners(c) To encourage people to donate to theanimal shelter(d) To encourage people to volunteer at theanimal shelter
21、29.What does Love Animal Shelter requireinterested people to do?(a) Send a personal check(b) Fill out some paper work(c) Complete an orientation program(d) Visit the adoption center often.30. According to the advertisement, what isavailable on the Web site?(a) Forms(b) Pictures(c) Guidelines(d) Test
22、imonials.Natasha GoldenMcIntyre and BaranowskiSuite 11431 Echo Lake AvenueMahtomedi, Minnesota 55115Dear Ms. Golden,Ive enclosed an employee reimbursement form along with the receipts from my business tripto Orlando. As I was able to use the company card to book my flight and hotel reservation,those
23、 expenses are not accounted for on the list.Please advise on the time it takes to be reimbursed. It usually takes one month, however,it took three months to be reimbursed for my last business trip to New York.Thank you for your help in this matter.Sincerely,Bob Yuengling-McIntyre & BaranowskiEmploye
24、e Reimbursement FormEmployee Name: Bob YuenglingEmployee ID Number: 002938Reason for Expenses Incurred: Business trip to meet with clientAccount of Expenses:Dinner- Lunas Restaurant $16.34 Tuesday May 20Transportation to clients office- Taxi $13 Wednesday May 21Dinner with client- The Kitchen Cafe $
25、107.03 Wednesday May 21Transportation back to hotel- Taxi $13 Wednesday May 21Dinner- Tres Amigos Grill $23.03 Wednesday May 21Employee Signature: Bob Yuengling31. Where is implied about Mr. Yuengling?(a) He travels monthly.(b) He lives in Florida.(c) He works as an accountant.(d) He works for McInt
26、yre and Baranowski.32.Where did Mr. Yuengling go?(a) To Orlando(b) To New York(c) To Minneapolis(d) To Mexico City33.How long does it ordinarily take to geta reimbursement?(a) One month(b) Two months(c) Three months(d) Four months34.What day did Mr. Yeungling take a taxi?(a) Monday(b) Tuesday(c) Wed
27、nesday(d) Thursday35. According to the list, where was the mostmoney spent?(a) At Tres Amigos Grill(b) At The Kitchen Caf(c) At Antonios Restaurant(d) At Lunas Business HotelTo: Gloria Stefani From: Reesa Bonjani Subject: February fireworks scheduleDate: December 16Dear Ms. Stefani,Thank you for inq
28、uiring about the fireworks at Harbor Falls waterfall. Attached to this messageyoull find a schedule of our fireworks displays for the month of February. Im sure youllbe able to find a suitable date around which to plan your trip.Also, if youre interested in staying at one of the hotels that offers a
29、 view of the waterfalland fireworks, please visit our Web site at and click on the link for nearbyhotels. Dont hesitate to contact me with any more questions.Enjoy your stay at Harbor Falls.Sincerely,Reesa BonjaniHarbor Falls Department of Tourism.-Harbor Falls Fireworks ScheduleFebruary Thursday Fe
30、bruary 1(for the beginning of February)Saturday February 10Wednesday February 14(for Valentines Day)Saturday February 17Sunday February 18(for the Lunar New Year)Monday February 19(for Presidents Day)Saturday February 24* Fireworks displays during the month of February will start at 9 p.m.* Dates an
31、d times are subject to change and will be updated on the Web site when that informationbecomes available.* Fireworks displays may be cancelled due to adverse weather conditions.36. According to the e-mail, what has Ms.Stefani done?(a) Visited Harbor Falls(b) Reserved a hotel room(c) Requested inform
32、ation(d) Contacted her travel agent.37.What does Ms. Bonjani suggest that Ms.Stefani do?(a) Reschedule her trip(b) Read the Harbor Falls guidebook(c) Stay at a hotel with a view of thewaterfall(d) Speak with the head of the tourismdepartment38.On what day will fireworks NOT bedisplayed?(a) February
33、1(b) February 7(c) February 10(d) February 1439.Why will fireworks be displayed onFebruary 18?(a) For the weekend(b) For Presidents Day(c) For the Lunar New Year(d) For the hotels anniversary.40.Accordingtotheschedule,whatinformation will be updated on the Web site?(a) Hotel room rates(b) Fireworks
34、display times(c) Hotel room availability(d) Fireworks display ticket pricesParadise Cineplex70 Red RoadMiami, Florida 33126305-463-2226The MuseumThree middle school students left behind on a class trip spend the night in a history museumand uncover the secrets to an ancient mystery.Running time: 2 h
35、ours, 15 minutesGenre: Mystery, FamilyStarring: Jessie-Grace Turner, Clint Sandoval, Danika Brooke-Pierce, Vivienne Aldrich, andPhillipBanksDirector(s): Harvey FeddermanProducer(s): Louisa Marquez, Daniel LevistonWriter(s): April PascucciStudio: CinereveShow times: Beginning August 1210:00 A.M., 11:
36、30, 1:00 P.M., 2:30, 4:00, 5:30, 7:00, 8:30, 10:00, 11:30-Paradise Cineplex* Please print the following ticket information. You may need to present it before gainingadmittance to the theater.Online TicketTicket issue number: 002948275HMovie: The MuseumDate: August 14Time: 4:00 P.M.Credit Card Inform
37、ationName: Sarah AdesidaAddress: 3027 West Flagler StreetMiami, Florida 33126Phone number: 305-463-9738Account number: XXXX XXXX XXXX 2230.41. What is true about the movie?(a) It is two hours long.(b) It debuted on August 1.(c) It takes place in a museum.(d) It was written by Daniel Leviston42.Who i
38、s Phillip Banks?(a) An actor(b) A writer(c) A director(d) A producer43.What is the genre of the movie?(a) Drama(b) Comedy(c) Action(d) Mystery44.According to the ticket, what shouldcustomers do?(a) Print a copy of the ticket(b) Reserve seats at the ticket booth(c) Arrive ten minutes before the movie
39、begins(d) Present their credit card at the ticketbooth45. When does Ms. Adesida plan to see themovie?(a) At 1 P.M.(b) At 4 P.M.(c) At 7 P.M.(d) At 10 P.M.Investment TipsBy Scott RussellInvesting in stocks that are less than $5 per share is a good way to boost your stockportfolio. Many big investors
40、ignore these stocks because of the potential risksinvolved, however, these stocks often grow significantly over the course of time.Investing in inexpensive stocks is a wise move, provided that you hold on to themfor at least one year to allow enough time for them to develop.FourstocksthatIsuggestfor
41、lessthan$5pershareareHighStandardPharmaceuticals Company, Nova Oil, Inc., Direct Access Publishing Group, and PeakMedia Holdings. If you are new to the market, you might want to try investing inthem through an online brokerage firm that does not charge a high commission fortheir services, and rememb
42、er: only invest up to five percent of your entire stockportfolio in any stock, including these.-Quick Stock Quotes - Thursday April 22 - 2:40 P.M.(Quotes delayed by 20 minutes)Nova Oil, Inc. (NOI)3.93 +0.08 +2.08%Previous Close 3.85Open 3.87High 3.94Low 3.79Volume 864,300Bid 3.91Bid Size 600Ask 3.97
43、Ask Size 3,30052 Week range 1.64-8.9046. What type of stocks is the article about?(a) Oil company stocks(b) Inexpensive stocks(c) Pharmaceutical stocks(d) Stocks from new companies47.Why does Mr. Russell say big investors ignore these stocks?(a) They are risky.(b) They are too popular.(c) They often
44、 lose money rapidly.(d) It is difficult to make money from them.48.What investment strategy does Mr. Russell NOT suggest in the article?(a) Investing in more than one stock at once(b) Investing through an online brokerage firm(c) Investing in the stock for at least one year(d) Investing up to five p
45、ercent of a stock portfolio.49.What companys stock is profiled?(a) Nova Oil, Inc.(b) Peak Media Holdings(c) Direct Access Publishing Group(d) High Standard Pharmaceuticals Company50. At what price did the companys stock close on the previous day?(a) $3.79 per share(b) $3.85 per share(c) $3.91 per sh
46、are(d) $3.93 per share答案：1. (C)2. (B)3. (B)4. (A)5. (A)6. (D)7. (D)8. (C) 9. (A)10. (B) 11. (D) 12.(C) 13. (B) 14. (B) 15. (A) 16. (C)17. (D)18. (B) 19. (B) 20. (B) 21. (A) 22. (C) 23. (B)24. (C)25. (B) 26. C27. C 28. B29. C30. D31. D32. A33. A34. C35. B36. C37. C38. B39. C 40. B41. C42. A43. D44. A
47、45. B46. B47. A48. A49. A50. B综合知识测试综合知识测试 考试时间：20 分钟1. 中央银行提供的基础货币与商业银行存款货币的创造是 ( C ) 的关系。A. 直接与间接B. 主动与被动C. 源头与支流D. 政府与企业2. 货币乘数就是 ( C ) 相比的比值。A. 原始存款与派生存款B. 库存现金与商业银行在中央银行的存款C. 货用供给量与基础货币D. 货币供给量与银行存款3. 金融创新就是 ( C ) 。A. 在金融领域内创造金融工具B. 银行的信用创造C. 在金融领域内各种要素实行新的组合D. 在金融市场上开展金融业务4. 金融制度的创新是指 ( C ) 。A
48、. 分业经营到混业经营的改变B. 金融市场监管与发展关系的确定C. 金融体系与金融结构的新变化D. 与国际惯例接轨5. 商业银行创新表外业务的直接动机是 ( B ) 。A. 规避风险B. 逃避金融监管当局对资本金的要求C. 市场需求D. 追逐利润6. 交易双方同意在将来的某一特定日期 , 按事先约定好的价格买入或卖出既定数量的某种资产协议的金融工具 , 称之为 ( C ), 它是一种场外交易。A. 金融期货B. 金融期权C. 远期合约D. 互换7. 商业银行经营与管理原则的核心是 ( D ) 。A. 流动性原则B. 政策性原则C. 盈利性原则D. 安全性原则8. 反映银行资本净额与风险加权资产
49、总额的比例关系为 ( A ) 。A. 资本充足率指标B. 风险加权资产指标C. 经营收益率比例指标D. 资产盈利比例指标9. 下列属于商业银行营业外收入的是 ( B ) 。A. 手续费收入B. 罚没收入C. 咨询收入D. 利息收入10. 下列属于商业银行营业外支出的是 ( A ) 。A. 抵债资产处置的损失B. 递延资产摊销C. 研究开发费D. 绿化费11. 从商业银行税后利润中分配的项目是 ( C ) 。A. 业务管理费B. 营业税C. 弥补以前年度亏损D. 利息支出12. 反映商业银行在一定时期内资产负债和所有者权益各项目增减变化情况的报表是( C )。A. 资产负债表B. 损益表C. 财
50、务状况变动表D. 现金流量表13.中国共产党第十八届中央委员会第三次全体会议，于 2013 年 11 月 9 日至 12 日在北京举行。审议通过了中共中央关于全面若干重大问题的决定 。( B )A、深化反腐倡廉B、深化改革C、深化体制改革D、改革国有企业14.2013 年 12 月 5 日，南非前总统因病医治无效，于当地时间 5 日 20 时 50 分去世，世界各国政要第一时间发表声明表示沉痛哀悼。( B )A、雅各布祖玛 B、纳尔逊曼德拉 C、塔博姆贝基 D、克莱玛莫特兰蒂15.2013 年 12 月 14 日 21 时 11 分,探测器在月球表面预选着陆区域成功着陆，标志我国已成为继前苏联